Wednesday, July 8, 2020

Neo Card Introduction

Updated on Jul 8, 2020: Now we get more information on Neo Card as follows:
  • No annual fee. And it is coming soon.
  • You can automatically get rewarded (up to 30% cashback) when you pay with Neo at hundreds of merchants. Discover exclusive offers from your favorite national and local brands when you grab a bite to eat, shop for groceries, hit the gym and more. Rewards only get better over time, the more you use Neo.
  • Along with a physical card, you’ll have the option to pay with your virtual Neo Card right after you’re approved. Plus, get real-time notifications on every purchase and after each reward you earn.
  • Watch your credit climb with new ways to qualify, even if you’ve never had a credit score or are starting from scratch. It’s easy to do. Set up automated payments to your Neo Card from your Neo Savings account to build credit. And when you're eligible, they will increase your credit limit. So, it sounds that Neo Card will be a MasterCard.

Neo Financial (based in Calgary) will release a new kind of credit card in Canada, named Neo Card. It is no annual fee, no Foreign Exchange fee when you travel and you can get rewards when you use it for purchases. If you want to know more about this new card, please visit their website:

Tuesday, July 7, 2020

Buy Aeroplan and Receive up to 70% Bonus

Deal Link:
Expiry: Jul 12, 2020

If you buy Aeroplan miles before Jul 12, 2020, you can earn up to 75% bonus and 100% Altitude Qualifying Dollars (up to $5000):
  • Buy 2,000-50,000 miles = 25% bonus miles
  • Buy 60,000-170,000 miles = 40% bonus miles
  • Buy 180,000-240,000 miles = 60% bonus miles
  • Buy 250,000+ miles = 75% bonus miles

Monday, July 6, 2020

AmEx: Spend $100 and Earn $20 at Ivanhoe Cambridge

Expiry: Sep 30, 2020

When you spend $100 or more in qualifying purchases using your registered Card at participating Ivanho√© Cambridge Guest Services kiosks or at before Sep 30, 2020, you can earn a $20 statement credit. Limit of 3 credits. Only the first 15,000 cards to be successfully registered are eligible for the offer. 

Wednesday, July 1, 2020

RBC: Get a latest Airpods with charging case

Deal Link:
Expiry: Aug 31, 2020

You can get the latest Apple AirPods with Charging Case at no cost when you open an eligible RBC bank account. Offer ends August 31, 2020.

You need to set up and complete two of the following by November 30, 2020:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

Then RBC will send you an email shortly after you qualify with instructions on how to order your AirPods with Charging Case.

Tuesday, June 30, 2020

RBC WestJet WEMC: Get 2X Rewards on Grocery and Restaurant

Expiry: Aug 31, 2020

You can receive 2x earn rate on purchases at eligible grocery stores and restaurants when you pay with your WestJet RBC World Elite Mastercard - that is 3% on spend on purchases between June 30 – August 31, 2020.

Online registration is required. You need to select how you’d like to receive your extra rewards; whether you’re saving for future travel on WestJet, covering expenses, or helping to support your community during online registration.

RBC Rewards: Earn 2X points at restaurants

Deal Link:
Expiry: Jul 31, 2020

Pledge your support for restaurants across Canada by using your RBC Rewards credit card for local dining. Opt in to take advantage of this offer and earn 2X points on all restaurant purchases before Jul 31, 2020. Includes most third-party food delivery services. Online registration is required.

Monday, June 29, 2020

Aeroplan eStore: 7 Days of Summer Event

Deal Link:
Expiry: Jul 5, 2020

You can earn 10X the Aeroplan miles with 7 Days of Summer Event when you purchase through Aeroplan eStore between Jun 29 to Jul 5, 2020. Retailer offers are exclusive to each day only:
  • Jun 29: Lenovo, HP, Dell
  • Jun 30: Sonos, Disney+, Dyson, Sennheiser
  • Jul 1: Indigo, Aldo, Simons, Clearly
  • Jul 2: Sephora, Clinique, Aveda, Wayspa
  • Jul 3: Uber Eats, HelloFresh
  • Jul 4: Frank and Oak, Coach, GAP, Club Monaco
  • Jul 5: Lululemon, Under Armour, New Balance

Friday, June 26, 2020

Current Tangerine Bank Promotions (Updated on Jun 2020)

Expiry: Feb 27, 2020 Apr 30, 2020 Jun 25, 2020 Aug 11, 2020

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates). Here are some current Tangerine promotions:
  • Become a new Client using the Orange Key “FREE” and open your first no-fee daily Chequing Account by Aug 11, 2020 with a minimum initial deposit of $250 and you can earn $200 when you set up either of the following recurring transactions in your new Account: 1) Have your eligible payroll direct deposits deposited into your Tangerine Chequing Account within 60 days of successfully opening your Account. Your $200 will be paid after the first 3 consecutive months of payroll direct deposits. Or 2) Set up 2 eligible recurring pre-authorized payments of at least $50 each with the first withdrawal for each occurring within 60 days of successfully opening your Account. Your $200 will be paid after the first 3 consecutive months of both recurring pre-authorized payment withdrawals. As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • Your first book of 50 cheques is free. And you can also transfer money by Interac e-transfer for free!
  • You can earn interest at 2.5% with Tangerine for five months on all deposits made to your first Tangerine Savings Account, Tax-Free Savings Account, or RSP Savings Account starting the day you open the Account.  

PS: For opening Tangerine bank accounts, you can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.

BTW, If anyone wants to leave his/her Tangerine Orange Key below, please use the following format ONLY: "My Tangerine Orange Key is: *******. Thanks." Other format will be deleted.

Thursday, June 25, 2020

Brim World Elite MasterCard: Earn $500+ in First Time Bonuses + FYF

Deal Link:

Brim World Elite MasterCard is a very good credit card with $199 annual fee. It will not charge any foreign transaction fees on purchases in another currency, online or abroad. And you can get free global Wi-Fi provided by Boingo and premium insurance coverage.

You can earn 2% back in Brim Rewards points when you use Brim WEMC for purchases (for example, in Costco). In addition to the 2%, you can also get extra points through InCard offers and eShop offers in the Brim app.

For now, Brim WEMC annual fee of $199 will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses.

Brim Financial has a referral program. When you refer your friends to open a Brim MasterCard, you will earn 2000 points ($20 value) for every friend that successfully signs-up and activates card. Then your friends will receive 1000 points ($10 value) when they activate.

If you need a referral code, please use ours, thanks: 75729

BTW, if anyone wants to leave his/her referral code below, please use the following format ONLY: "My Brim Financial referral code is: *******." Other format will be deleted. Thanks. 

Wednesday, June 24, 2020

Sobeys & Safeway: Get a Free $25 Canadian Tire gift card

Expiry: Jul 1, 2020

You can get a bonus of $25 Canadian Tire Gift Card when you buy $300 in Canadian Tire Gift Cards between Jun 25 to Jul 1, 2020 in Sobeys & Safeway. This is equal to ~7.7% off. You can also get nice credit card rewards on this purchase. A few credit cards provide additional cash back to grocery shoppings. I think this is a great offer, especially you can use Canadian Tire gift card for gas purchase at Canadian Tire Gas Bar. 

Monday, June 22, 2020

AmEx Shop Small (2020)

Expiry: Sep 13, 2020
Comments: Between Jun 24 and Sep 13, 2020, when you spend $10 or more in a single transaction (after taxes) in store at participating Canadian Shop Small businesses using your registered American Express Card in your city, you could earn a $5 in statement credits (up to 10 times). 

Saturday, June 20, 2020

Wealthsimple Trade Referral Program

Updated on Jun 20, 2020: Wealthsimple Trade increases its referral bonus from $5 to $10.

Wealthsimple Trade (NOT Wealthsimple Invest) is Canada's first $0 commission stock trading app. Wealthsimple Trade lets you buy and sell thousands of stocks and exchange-traded funds (ETFs) on major Canadian and U.S. exchanges with $0 commissions on any trades. And you can start trading as little as $1.

Wealthsimple Trade is a division of Canadian ShareOwner Investments Inc., a registered investment dealer and a member of Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF). Customer accounts protected by CIPF within specified limits in the event ShareOwner becomes insolvent. For an individual holding an account or accounts with a member firm, the limits on CIPF protection are generally as follows:
  •  $1 million for all general accounts combined (such as cash accounts, margin accounts and TFSAs), plus
  •  $1 million for all registered retirement accounts combined (such as RRSPs, RRIFs and LIFs), plus
  •  $1 million for all registered education savings plans (RESPs) combined where the client is the subscriber of the plan.

I have a Wealthsimple Trade TFSA account myself, which is quite easy to use and no need to worry about capital gains tax. In addition to the TFSA account, Wealthsimple Trade also provides non-registered and RRSP trade account types.

They have a referral program. If you sign up a new Wealthsimple Trade account with your friend's referral link, you'll both get CAD $5 $10 when you deposit and trade at least CAD $100. And you can also have your own referral link after registraion. If you want, please use our referral link, thanks:

BTW, if anyone wants to leave his/her referral link below, please use the following format ONLY: "My Wealthsimple Trade referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Friday, June 19, 2020

WestJet member exclusive fares will be temporarily unavailable

Effective Jun 25, 2020, WestJet member exclusive fares will be temporarily unavailable. A new rewards redemption product will be launched soon.

Paymi: Get Paid When You Shop

Updated on Jun 19, 2020: If you purchase certain e-gift cards in UGO Wallet using Paymi linked credit card, you can earn 1% Paymi cash back in addition to the current UGO 5% savings offer (Please see the link). So, the total cash back is 5% UGO + 1% Paymi + credit card bonus. Note: this offer ends Jun 30, 2020.

Paymi is a very good app. You can earn money back on your everyday purchases. Members can link their credit/debit cards to the app to start earning Cash Back from their favourite brands. And you can still earn the normal rewards/cash back from your credit card in addition to the Paymi cash back.

Thursday, June 18, 2020

Triangle Bonus Days: Up to 30X CT Money

Deal Link:
Expiry: Jun 20, 2020

You can collect up to 30X bonus Canadian Tire Money (~12% return) when you shop at SportChek and Atmosphere between Jun 19 and Jun 20, 2020. 

Air Miles Offers (2020)

Deal Link:
Expiry: Jul 1, 2020
Comments: The Air Miles Bonus Boom event is back now. You can get a boost of Bonus Air Miles when you shop at participating Partners from Jun 18 to Jul 1, 2020. And, you can also earn 95 bonus miles when you use 3 different Bonus Boom offers.

Wednesday, June 17, 2020

Aeroplan: 50% Miles Back Sale

Deal Link:
Expiry: Jul 1, 2020

You can get 50% of your Aeroplan miles back after you travel on an Air Canada domestic flight reward. Travel within Canada, and even between Canada and the USA. Offer valid on new bookings only, made between June 17 and July 1, 2020, for travel from July 1 to October 15, 2020.

Tuesday, June 16, 2020

CIBC: Earn 2X rewards when you support your local restaurants

Deal Link:
Expiry: Aug 4, 2020

Until August 4, 2020, you can earn 2x the credit card rewards when you dine in, order takeout or get delivery from your favourite restaurants, until you’ve spent a total of $1,000.

Here is a list of the CIBC credit cards that are eligible:

Monday, June 15, 2020

United Airlines: buy miles and earn up to 70% bonus

Expiry: Jul 2, 2020

Until Jul 2, 2020, you can earn up to 70% extra bonus miles if you buy UA miles:
  • Buy 5,000 - 25,000 miles | Get 35% bonus miles
  • Buy 25,000+ miles | Get 70% bonus miles
It is a good offer for our Canadian residents, at least UA does not charge YQ compared with Aeroplan. Note: GST/HST is charged to Canadian residents.

Get 100% More Points When You Buy HHonors Points

Expiry: Jul 15, 2020

If you buy 5,000+ Hilton points before Jul 15, 2020, you will receive 100% more bonus. Members may purchase a maximum of 160,000 points per calendar year. All purchases are non-refundable. This is the best points deal from HHonors. I will definitely buy some points this time as a HHonors Gold Elite member. Note: GST/HST will be charged to Canadian residents.

Sunday, June 14, 2020

Canadian Tire: Promotions on Boston Pizza, SportChek and Mark's Gift Cards

Expiry: Jun 17, 2020

You can get 15% off on the purchase of all SportChek and Mark's gift cards in Canadian Tire stores. And you can get 20% off on the purchase of all Boston Pizza gift cards. No rainchecks. In store only.

Tuesday, June 9, 2020

Koodo Mobile Referral Program

If you want to open a new Koodo post-paid phone plan, you can use your friend's Koodo referral code. Then both people can earn $25 statement credit from Koodo ($5/month for 5 months).  If you cannot find one from your friends, please use ours: Thanks.

After you click the referral link, you need to:
  • Submit your name and email here before activating with Koodo so you can redeem the referral credit!
  • You can then buy a phone or SIM card and activate with a Koodo plan
  • After activating, you will need to log back into the referral system and enter your new Koodo phone number. 
Note: The person being referred must keep their account active for 90 days after activating. If service is terminated within 90 days of activating, the bill credit will be charged back to both their account and the account of the person who referred them.

If you want to know more details on the T&C, please click this link.

BTW, if anyone wants to leave his/her Koodo Mobile referral link below, please use the following format ONLY: "My Koodo Mobile referral link is: *******. Thanks." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Monday, June 8, 2020

Aeroplan eStore: Earn up to 5X miles

Deal Link:
Expiry: Jun 21, 2020

Father's Day is Jun 21, 2020. You can earn up to 5X the Aeroplan miles when you shop via the Aeroplan eStore between Jun 8, 2020 to Jun 21, 2020.

STACK Prepaid MasterCard: Earn $5 bonus

Updated on Jun 8, 2020: Finally, STACK card is available in Quebec!

STACK is a smarter way to spend, save, and share money–anytime, any place–with a mobile app or Prepaid MasterCard. Right now, STACK is available in Canada, excluding Quebec.

Thursday, June 4, 2020

AmEx Gold: Earn 5X MR points on eligible food delivery purchases

Deal Link:
Expiry: Aug 31, 2020

From May 15 to August 31, 2020, you can earn 5 Membership Rewards points for every $1 you spend on eligible food delivery purchases made with Uber Eats and SkipTheDishes in Canada. That’s an additional 4 points per $1 on top of the standard earn rate that you currently enjoy on your AmEx Gold Card.

UGO: 5% off on e-gift cards

Updated on Jun 4, 2020: This offer has been extended to Jun 30, 2020.

Expiry: May 31, 2020 Jun 30, 2020

You can save 5% when you buy e-gift cards in UGO Wallet. Participating merchants: Esso™ and Mobil™, FreshCo, Indigo Books & Music, Inspired Dining Card, Safeway, Sobeys, The Ultimate Dining Card, and Walmart. 5% savings will be applied automatically when your transaction is processed. Each customer can purchase e-gift cards with a combined maximum value of $100 per day. Maximum value is $50 per day for customers who opened a wallet after May 2, 2020. Offer available while supplies last or until May 31, 2020 Jun 30, 2020.

SDM: Earn 10000 points for gift card purchases

Expiry: Jun 12, 2020

Between Jun 6, 2020 to Jun 12, 2020, you can earn 10000 PC Points (value $10) for very $50 you spend on Bass Pro Shops, Cabela's, or Uber gift cards. It is equal to 20% cash back. Note: you can use Uber gift cards for Uber Eats.

AmEx Platinum: Earn up to $250 credit

Expiry: Aug 27, 2020

Register your AmEx Platinum Card and shop online or in-store at participating Sobeys, Metro, Longo’s (including Grocery Gateway), Save-On-Foods locations in Canada and with Uber Eats and receive up to $250 in statement credits by Aug 27, 2020. This is a really good offer.

Wednesday, June 3, 2020

Ampli: Earn Cash Back When You Make a Purchase

Ampli is a smart phone app that you can earn cash back when you make a purchase with your linked card at participating brand. This cash back is in addition to any other rewards you may already get from the credit card programs you participate in. Ampli belongs to RBC.

Tuesday, June 2, 2020

Best Western: Buy a $100 Gift Card Get a $20 Bonus Card

Deal Link:
Expiry: Sep 30, 2020

For every $100 in Best Western Travel Cards purchased, you will receive (1) $20 bonus Travel Card. Bonus card (s) will be emailed to the purchaser. There is a limit of $500 in Travel Cards that can be purchased per customer during this Promotion. Promotion available for purchases made between 12:00 am MST on June 1, 2020 and 11:59pm MST on  September 30, 2020. Note: Bonus cards expire December 31, 2020. 

Friday, May 29, 2020

Simplii Financial: New clients can earn up to $200

Updated on May 29, 2020: This offer is now extended to Aug 31, 2020

Deal Link:
Expiry: May 31, 2020 Aug 31, 2020

New clients can earn up to $200 when they open a No Fee Chequing Account before Aug 31, 2020 at Simplii Financial (belongs to CIBC).

New clients need to set up an eligible payroll or pension direct deposit and receive 3 direct deposits into your No Fee Chequing Account to get your $150 cash bonus; set up 3 monthly recurring savings transfers of at least $50 into your High Interest Savings Account from your chequing account to get your $50 cash bonus.

BTW, once you open a new Simplii Financial chequing account, don't forget that you can earn some additional bonus:

Thursday, May 28, 2020

AmEx Business Platinum Card Offers

Deal Link:
Expiry: Aug 27, 2020 (Dell); Dec 31, 2020 (FedEx & Wireless Merchants)

If you are a cardmember of AmEx Business Platinum card, you can receive up to $680 credits with purchases made at select merchants. To take advantage of the Dell Technologies, FedEx and Wireless offers, you need to log into your Online Services account or the American Express® Mobile App, and visit the Amex Offers section and register your eligible Card. Purchases made during the offer period prior to registration of your eligible Card in this program are not eligible purchases.

Wednesday, May 27, 2020

PC Financial MasterCard: 100,000 bonus points

Deal Link:
Expiry: Jun 28, 2020

If you apply for a PC Financial MasterCard, you will earn 100,000 PC bonus points (value $100) in your PC Optimum account when you make a first purchase with your new card at participating stores.

Saturday, May 23, 2020

AmEx Offer for Instacart

Expiry: Jul 31, 2020

When you spend at least $80 in qualifying purchases using your registered AmEx Card at or on the Instacart app by Jul 31, 2020, you can earn a one-time $20 statement credit. Only the first 20,000 cards to be successfully registered are eligible for the offer.

Wednesday, May 20, 2020

AmEx Offer for Skipthedishes & Uber Eats

Expiry: Jul 31, 2020

Spend at least $10 in qualifying purchases using your registered AmEx Card at Skipthedishes/Uber Eats websites or on their apps by Jul 31, 2020 and you can earn a one-time $5 statement credit. Only the first 50,000 cards to be successfully registered are eligible for the offer. My AmEx Platinum and AmEx Cobalt cards received this offer.

Real Canadian Superstore / Loblaws etc: Get a free $25 Canadian Tire gift card

Expiry: May 27, 2020

This is the third promotion on Canadian Tire gift card in 2020. You can get a free $25 Canadian Tire gift card at Real Canadian Superstore / Loblaws/ Zehrs (or other Loblaws grocery stores. Please check the flyers) when you spend $300 on Canadian Tire gift cards between May 21 to May 27, 2020. It can be used in Canadian Tire stores or in Canadian Tire gas bar etc.

Note: In some stores, the promotion period is between May 22 to May 28, 2020.

Monday, May 18, 2020

Simplii Financial Global Money Transfer and Foreign Cash

Updated on May 18, 2020: "First Global Money Transfer Offer" is extended to Jan 1, 2021. If you don't have a Simplii Financial account now, you should apply one before May 31, 2020 and earn $200 bonus:

As you know, Simplii Financial is a division of CIBC. Now, Simplii Financial has new new services on Global Money Transfer and Ordering Foreign Cash (just like what CIBC is providing). If you use those Simplii Financial services for the 1st time, you will get very good bonus.

Thursday, May 14, 2020

2X on all TD Credit Cards

Expiry: Aug 15, 2020

You can earn 2X points/Aeroplan/cashback on almost all TD credit cards when you use them on select online food and grocery delivery retailers before Aug 15, 2020. The retailers list is as follows:

Monday, May 11, 2020

Marriott Gift Card 20% off

Updated on May 12, 2020: One of our readers told me that it shows you can earn 4X when you use AmEx Platinum card to purchase Marriott gift card, which is around 8% cash back.

Expiry: May 17, 2020

You can enjoy a special sale on Marriott eGiftCards from May 11th through May 17th. Offer is valid while supplies last. Marriott GiftCards and eGiftCards may be purchased up to US$5,000 per person per credit card per day. The following Marriott Hotel Brands DO NOT accept Marriott GiftCards: Bulgari®, Design Hotels™, Homes & Villas by Marriott International™, The Ritz-Carlton Destination Club®.

AmEx Business Platinum Card Offer

If you are a cardmember of AmEx Business Platinum card, you could be receiving a one‑time $100 statement credit following your account renewal. For Cardmembers with a renewal from January 1, 2020, to May 31, 2020, the statement credit will be applied to the eligible Card account within 8-12 weeks following the month of June. For Cardmembers with a renewal from June 1, 2020, to December 31, 2020, the statement credit will be applied to the eligible card account within 8-12 weeks of the account renewal month. This statement credit is limited to Basic Cardmembers only and is not available to Supplementary Cardmembers. Offer is non-transferable. If the eligible Business Platinum Card is cancelled, or if you have downgraded or upgraded your Card up to 45 days after the first day of your renewal month, you will not receive the one-time $100 statement credit. American Express reserves the right to modify or revoke this offer at any time.

BTW, you should also plan ahead with a preview of upcoming offers starting May 28, 2020: Receive up to $680 in statement credits with purchases made at select electronics, wireless and shipping merchants.