Friday, June 30, 2017

BMO CashBack WEMC will decrease its cash back rate

As you may know the standard cash back rate for BMO CashBack WEMC is 1.75% now. But from our source, BMO will decrease the cash back rate of this card to 1.5% around mid-Sep, 2017 (for all card holders, not just for new applications). If that is true, then it will be pretty sad.

Wednesday, June 28, 2017

Drop's special Canada Day offers

Deal Link:
Expiry: Jul 5, 2017

Drop is offering many amazing offers to celebrate Canada's 150th birthday.

1) Win 1 of 3 $150 Visa giftcards
Drop is giving away 3 $150 prepaid Visa giftcards to spend anywhere. As long as you're a Drop user, you qualify. Contest ends July 5th, so don't miss out! Please see details from the deal link above.

2) Drop is offering some amazing One-time offers (those offers expire Jul 7, 2017). For example:
  • Earn 500pts (value $0.5) on ANY $ spent at Tim Hortons 
  • Earn 5000pts (value $5) at Roots when you spend > $30
  • Earn 5000pts (value $5) at Real Canadian Superstore when you spend > $30
  • And MORE...

You can find those shared offer links and load those offers into your Drop app @:

BTW: Drop Points Program Introduction:

If you need a "Invite Code" to get 1000 points from Drop, you can use ours: canadian-rewards

Monday, June 26, 2017

BMO: the Feelin's Good Contest

Deal Link:
Expiry: Sep 30, 2017

BMO is celebrating 200 years of helping customers achieve their financial goals. You could get a chance to win $200! One customer from every branch will win, and it could be you. Register online and from June 7 to September 30, 2017 you’ll automatically earn one entry for each eligible transaction you make using your chequing account.

Eligible transactions include:
  • Direct deposits
  • Automatic payments
  • Transfers into other BMO accounts
  • Sending an Interac e-Transfer transaction
  • Making a purchase using your BMO Debit Card

PC Financial MC: a $150 e-gift card & up to 20000 PC points

Deal Link:

If you apply for a President’s Choice Financial (World Elite) Mastercard through now, you can get a $150 e-gift card & up to 20,000 PC points when you activate your card. You can choose your Gift Card from iTunes, Starbucks, Cineplex and Ultimate Dining. This is a pretty decent offer, and probably the highest offer for this credit card.

Dyson: Save $100 on select vacuums

Deal Link:
Expiry: Jun 29, 2017

Dyson is offering $100 off on select Multi Floor vacuums. I think this is a pretty decent deal. If you buy them through GCR, you will get additional 2.5% cash back.

If you want to sign up for GCR, please use my referral link as follows: , and input our email: . GCR will give you extra $2.5 bonus (we will also get some bonus. Thanks).

Sunday, June 25, 2017

60,000 bonus points for MBNA Best Western Rewards MasterCard

Deal Link:
Expiry: Aug 31, 2017

Now you can get 60,000 welcome bonus from MBNA Best Western Rewards MasterCard until Aug 31, 2017. This is the best welcome promotion for this card. To get the points, you need to spend $2000 in the first 90 days of account opening.

I value 1 Best Western Reward point at 0.6 cents. So 60,000 points are worth around $360. If you want, you can apply one for yourself and one for your spouse. Then you get $720 value of points without any fee (as this is a no annual fee credit card). Besides, You will be awarded Best Western "Gold Status" upon first use of your credit card.

Thursday, June 22, 2017

Redeem Air Miles for Delta Air Lines Travel Voucher

Deal Link:
Expiry: Jul 25, 2017

You can redeem your 250 Air Miles for a Delta Air Lines Travel Voucher by Jul 25, 2017. This Delta eCredit voucher entitles you to use $50 USD as a form of payment towards the purchase of your next Delta Air Lines flight! Travel booking must be made and eCredit applied by May 31, 2018.

Note: A maximum of two (2) eCredits may be applied per booking. A maximum of two (2) Vouchers per AIR MILES Collector Number can be ordered. Your unique offer code will be mailed by Canada Post within 3 weeks of your order.

Thursday, June 15, 2017

RBC will issue one new credit card in Jun 2017

RBC will issue one new credit card on Jun 28, 2017, which is called RBC Cash Back Preferred World Elite MasterCard (the one on the left in the above picture).

Its annual fee is $99 (it could be waived, if you have the RBC VIP account). You can earn 1.5% cash back on the first annual purchase of $25,000, and 1% cash back after that.

Honestly speaking, it is really not amazing on the cash back side. The only good point about this card is that it will provide free Airport Premium Wifi around the world (supported by Mastercard and Boingo Wireless).

Wednesday, June 14, 2017

Earn $300 bonus by opening new accounts at TD

Deal Link:
Expiry: Oct 4, 2017

Staring from Jun 15, 2017, you can earn $300 bonus when you open a new personal chequing account at TD and meet some requirements.

You need to open a TD All-inclusive Banking plan or a TD Unlimited chequing account between Jun 15 and Oct 4, 2017 and complete 2 of the following with the new account before Dec 4, 2017:
  1. Register a recurring direct deposit from employer, pension provider or the government
  2. Make a online bill payment (minimum $50)
  3. Register a recurring pre-authorized Debit (minimum $50)

Who is not eligible for this $300 cash offer:
  1. have a TD chequing account or Youth Account or had one that was closed on or after Jun 15, 2016.
  2. received a tablet or TV as part of an offer from TD in 2014, 2015 or 2016
  3. are TD staff members.

The $300 will be deposited into the New Account within 8 weeks after all conditions have been met.

Saturday, June 10, 2017

CIBC: Changes and Updates Effective Sep 1, 2017

There will be some important changes and updates about CIBC Personal Bank Accounts effective Sep 1, 2017. Those changes are as follows:

Friday, June 9, 2017

Club Monaco: Get 20% off when you buy 2 or more items

Deal Link:
Expiry: Jun 11, 2017

You can get 20% off when you buy 2 or more items from Club Monaco. Offer is valid June 8, 2017 through June 11, 2017 (11:59pm PST) in Club Monaco retail stores in Canada and on Purchase two or more items and receive 20% off your order. This offer is applied to your order at checkout. This offer cannot be used towards the purchase of gift cards, fine jewelry, or vintage. The offer is applied to your order total before taxes and shipping. This offer has no cash value. Offer can be combined only with free Standard shipping on orders of $150 or more shipped within Canada.

In addition to this 20% off, if you buy online through GCR, you will also earn 3.25% cash back. If you want to sign up for GCR, please use my referral link as follows: , and input my email: . GCR will give you extra $2.5 bonus (I will also get some bonus. Thanks).

Tuesday, June 6, 2017

How to Share Drop One-time Offers to Friends

Drop is one of my favorite Canadian points program. You can read its introduction here:  Normally, for new Drop user, he/she may only see a few "Ongoing Offers", but not much good "One-time Offers". And, different people may get different "One-time Offers" in Drop App.

Today, I want to introduce a good feature in Drop, called "Share". For example, currently there is a good Tim Hortons one-time offer (this offer expires Jun 9, 2017), that you can earn 1000 points when you spent any amount at Tim Hortons. I did not have this offer in my App at the first place, but one of my friends shared that offer to me. You can see from the pic above that it shows "OFFER FROM A FRIEND".

So, if you have a good offer that your friends don't have, you can share your offer to your friend and you can get 500 points when they spend on that offer! It is a Win-Win for both sides.

All you need to do is to click that one-time offer, then click "Share" to send the offer link to your friends by email. The shared offer is like this (this is the Tim Hortons offer above): I just activated an offer on Drop! Get your FREE 1,000 points when you supercharge your first card via this link:

If you like Amazon shopping, there is another good "One-time offer" for you (if you cannot find it in your Drop App now). You can earn 2000 points when you spend at least $50 at Amazon (if shows here, but works just fine). You can buy $50 e-gift card from and earn this 2000 points easily. This offer expires on Jun 8, 2017. The shared offer is like this (this is the Amazon offer): I just activated an offer on Drop! Get your FREE 1,000 points when you supercharge your first card via this link:

If you already downloaded and installed Drop, you will be able to add this new offer to your Drop "One-Time Offers" list.

If you are not a Drop user yet, it will let you to install the Drop app and then add that new offer for you. Note: In this case, after installation, you should open your Drop => settings => "Have a code?". Then, input a referral code there to get a Free 1000 points (value $1). If you need a "Invite Code" to get 1000 points from Drop, you can use ours: canadian-rewards

In the future, we will list more good Drop "One-Time Offers" at our website:

Please feel free to use those shared links. Thanks.

Updated on Feb 1, 2018: It seems that Drop stops the "Share" feature of those Drop offers...

Earn up to $100 when you open a PC Financial no fee bank account

Deal Link:
Expiry: Jul 31, 2017

You can earn up to $100 bonus when you open a new PC Financial no fee bank account by July 31, 2017 and complete the following by September 30, 2017:

It is not usual for PC Financial to give cash bonus on checquing accounts. Last time I saw similar offer was in Jan 2015...

Saturday, June 3, 2017

RBC High Interest eSavings Account 2% Interest

Deal Link:
Expiry: Aug 1, 2017

Move your money from another bank to the RBC High Interest eSavings Account by August 1, 2017 and earn 2% interest on your new deposits until December 1, 2017. New and existing clients with an RBC High Interest eSavings Account can take advantage of this limited time offer!

In addition to a great rate, an eSavings account offers:
  • No monthly fee
  • Instant access to your money
  • Free, unlimited online transfers (from your account to other RBC accounts in your name)
  • No minimum deposit required

Friday, June 2, 2017

Receive a 35% discount when you buy or gift SPG points

Deal Link:
Expiry: Jun 30, 2017

You can receive a 35% discount if you buy or gift 5,000 or more Starpoints. This offer brings the price down to US 2.275 cents per point. A pretty good price if you use it for Marriott Package redemption.

Thursday, June 1, 2017

Earn $15 when you pay with Canadian Tire Options MasterCard using Android Pay (Targeted)

Expiry: Jun 7, 2017

Android Pay is available in Canada now. A variety of Canadian banks, including the following: BMO, CIBC, Banque Nationale, Scotiabank, Desjardins, President’s Choice Financial, ATB Financial and Canadian Tire Financial Services now support Android Pay (TD & RBC are missing). Support for American Express cards and Tangerine will be coming soon.

For Canadian Tire Options (WE) MasterCard holders, you can earn $15 in bonus Canadian Tire Money on your first purchase when you pay with your Canadian Tire credit card using Android Pay by Jun 7, 2017. This offer could be targeted. You can check your email box to see if you get this offer.