Tuesday, November 29, 2022

Brim World Elite MasterCard: Earn $500+ in First Time Bonuses + FYF

Updated on Nov 29, 2022: Brim World Elite MasterCard annual fee is $199, and you can earn 2% cash back with this card. For now, Brim World MasterCard will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses. Offer is valid until Dec 31, 2022. If you want to apply it, please use our referral code, thanks: 97068 (or referral link: https://brimfinancial.com/?code=97068). You will earn additional $10 bonus.

Expiry: Dec 31, 2022

Brim World Elite MasterCard is a very good credit card with $199 annual fee. It will not charge any foreign transaction fees on purchases in another currency, online or abroad. And you can get free global Wi-Fi provided by Boingo and premium insurance coverage.


You can earn 2% back in Brim Rewards points when you use Brim WEMC for purchases (for example, in Costco). In addition to the 2%, you can also get extra points through InCard offers and eShop offers in the Brim app. And you can also earn 2X the points on all payments with Amazon, Spotify and Netflix, which is 4% back with Brim WEMC.


For now, Brim WEMC annual fee of $199 will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses. 

Some of our readers told me that if you call Brim at the end of the 1st year, Brim may only charge you $99 annual fee for the Brim WEMC for the 2nd year. Honestly speaking, $99 annual fee for a 2% cash back MasterCard is not a bad deal. Brim may even waive your Brim WEMC annual fee for the 2nd year, if your 1st year card spending is high.

Brim Financial has a referral program. When you refer your friends to open a Brim MasterCard, you will earn 2000 points ($20 value) for every friend that successfully signs-up and activates card. Then your friends will receive 1000 points ($10 value) when they activate.

If you need a referral code, please use ours, thanks: 97068 (or referral link: https://brimfinancial.com/?code=97068)


Updated on Dec 1, 2021: Brim MasterCard is the first in Canada that can be live in your Apple wallet instantly. You can start using your new digital card with Apple Pay within seconds of submitting your application. 


Updated on Jan 24, 2022: Brim's Installment Pay is a feature that allows you to divide purchases over $500 into smaller monthly payments. Brim charges 0% interest on this service. But Brim charges a fixed installment fee (7% of the overall purchase price) to your first statement. Your monthly payments thereafter are simply the original purchase price divided by the number of months you have chosen to install over, plus a monthly processing fee of 0.475% of the original purchase price. Brim's Installment Pay plans range from 12 to 24 months. You can choose what works best for you. You can call Brim Services at 1-886-305-2746 to cancel your installment plan if you want to pre-pay your installment plan. BTW, Brim's Installment Pay program is not available in Quebec now.


Updated on Sep 20, 2022: I just received 500 points (value $5) from Brim Financial as a birthday bonus! BTW, Brim World MasterCard is no longer listed on the website. I am not sure if it is permanent or not. Brim WEMC is still good. 


BTW, if anyone wants to leave his/her referral code below, please use the following format ONLY: "My Brim Financial referral code is: *******." Other format will be deleted. Thanks. 

Monday, November 28, 2022

AmEx American Airlines Offer

 
Expiry: Dec 31, 2022

When you spend at least $600 in qualifying flight purchases using your registered AmEx Card directly on the American Airlines website at https://www.aa.com/homePage.do?locale=en_CA by Dec 31, 2022, you can earn a one-time $200 statement credit. Only the first 30,000 cards to be successfully registered are eligible for the offer. 

Thursday, November 24, 2022

Open a TD Account and Earn a $300 Amazon.ca Gift Card + 10000 Aeroplan Points

Deal Link: https://www.td.com/ca/en/personal-banking/new-bank-account-offers-promotions/AP/

Expiry: Jan 31, 2023

When you open an eligible TD chequing account and you could earn a $300 in Amazon.ca Gift Cards plus 10,000 Aeroplan points exclusively for TD Aeroplan customers.

To be eligible for this offer, you must be a new TD Chequing Customer and must not have had a TD Chequing account in the last 12 months, in addition to other qualifying conditions. Open one of the two eligible TD chequing accounts between November 1, 2022 and January 31st, 2023 complete two of the following by March 28, 2023:

  • Set up a Recurring Direct Deposit from your employer, pension provider or the Government. Deposits must occur weekly, biweekly, monthly or twice per month.
  • Setup a Recurring Pre-Authorized Debit Payment of at least $50.
  • Make an Online Bill Payment of at least $50 through EasyWeb or the TD app.

Monday, November 21, 2022

Airmilesshops.ca Promotions (2022)

Expiry: Dec 4, 2022

Airmilesshops.ca's Black Friday's promotion is coming. When you shop online, you can earn up to 20X Miles through airmilesshops.ca sitewide before Dec 4, 2022.

AmEx Microsoft Offer

 
Expiry: Dec 31, 2022

Spend at least $800 in qualifying purchases using your registered AmEx Card at www.microsoft.com/en-ca/ by Dec 31, 2022 and earn a one-time $200 statement credit. Only the first 20,000 cards to be successfully registered are eligible for the offer. 

Tuesday, November 15, 2022

AmEx Travel Offer

 
Expiry: Dec 20, 2022

You can earn 5 bonus Membership Rewards points for every dollar in qualifying purchases for prepaid hotels and car rentals using your registered AmEx Card at www.americanexpress.ca/travel by Dec 20, 2022. Limit 5,000 Membership Rewards points. It is not combinable with Centurion FHR benefits at select properties. Only the first 25,000 cards to be successfully registered are eligible for the offer. 

Thursday, November 10, 2022

Wealthsimple Cash Introduction


Updated on Nov 10, 2022: Wealthsimple will no longer issue VISA card to clients. Instead, all Wealthsimple Cash Cards will be affiliated with Mastercard. With this new Wealthsimple Cash Mastercard, you can get 1% back with your purchase and you can earn 1.5% interest when you save.
 

Wealthsimple Cash is one of the Wealthsimple products. You can use it to split takeout or rent, send a friend cash for a coffee, or request money instantly. With Wealthsimple Cash there are no monthly account fee and no low balance fees.

Monday, November 7, 2022

Aeroplan eStore Black Friday Offers (2022)

Expiry: Nov 29, 2022

Register now with your Aeroplan® credit card from Nov. 24-29, 2022 to earn a 10pts/$1 spent on Black Friday deals when you shop 200+ retailers via the Aeroplan eStore. During the Offer Period, the primary cardholder of an Aeroplan cobrand credit card will earn 10 Aeroplan points for every Aeroplan point earned on qualifying purchases charged to the Account and initiated through Aeroplan eStore or via the Aeroplan Shopping Button. In addition to the Base Earn, the 10 Aeroplan points offer is based on the awarded 1 Aeroplan point earned for each $1.00 spent, excluding taxes, shipping fees, custom duties or any other types of surcharges. Online registration is required.

AmEx Offer: Marriott Hotels

Expiry: Dec 31, 2022

Spend at least $500 in qualifying purchases using your registered AmEx Card directly at participating Marriott Bonvoy™ properties in Canada or at www.marriott.com by Dec 31, 2022 and earn a one-time $100 statement credit. Only the first 40,000 cards to be successfully registered are eligible for the offer. 

Saturday, November 5, 2022

HSBC World Elite MasterCard: 80,000 points + First Year Free + GCR $125 bonus

Expiry: Oct 31, 2022 Feb 28, 2023

HSBC just released a new welcome offer for the HSBC World Elite MasterCard.

Wednesday, November 2, 2022

AmEx Offer: Spend $3000+ and earn 6000 bonus Marriott Bonvoy points

 
Expiry: Dec 31, 2022

Register your AmEx Marriott Bonvoy Card for this special offer and when you spend $3,000 in qualifying purchases, you can earn 6,000 bonus points. Offer valid from November 1st until Dec 31, 2022. To be eligible for 6,000 bonus Marriott Bonvoy points one-time, one single qualifying purchase or cumulative qualifying purchase(s) that total at least $3,000 (CAD), after taxes and applicable fees, must be charged to your registered Card at American Express Card accepting merchants by Dec 31, 2022 and subsequently posted to your account. 

Tuesday, November 1, 2022

STACK Prepaid MasterCard Introduction


Updated on Nov 1, 2022: STACK will be implementing fees that depend on cardholder's transaction levels, E-Transfers, cash load, ATM usage, and account closures beginning Dec 1, 2022. Most of these fees will be reimbursed on a monthly basis to cardholders who spend more than $350 CAD per calendar month. To learn more about these fees, please see the table above. Honestly speaking, I don't like these new fees of STACK Prepaid MasterCard, and I plan to cancel this card before Dec 1, 2022.