BMO Air Miles WEMC: Earn up to 7000 Air Miles + FYF

Deal Link: https://www.bmo.com/main/personal/credit-cards/bmo-air-miles-world-elite-mastercard/

Expiry: Jun 1, 2026

You can earn up to 7000 Air Miles + First Year Free before Jun 1, 2026

a) Up to 7,000 AIR MILES Bonus Miles (up to $730 in value with Cash Miles)

• A bonus of 3,000 Bonus Miles will be applied to the primary Credit Cardholder’s Collector Account 110 days after the credit card account open date after you spend a minimum of $4,500 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days after the account open date.
• A further bonus of an additional 2,000 Bonus Miles will be applied to the primary Credit Cardholder’s Collector 180 days after the account open date when you spend a minimum of $10,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 180 days after the account open date.
• An additional bonus of 2,000 Bonus Miles will be applied the primary Credit Cardholder’s Collector 365 days after the account open date when you spend $20,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 365 days after the account open date.
• All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Welcome Offer per Collector Number.

Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Bonus Miles to be credited to your AIR MILES primary Credit Cardholder’s Collector Account provided the account is open and in good standing. If the Credit Card is cancelled within 365 days from the date it was opened, all Bonus Miles earned within that period may be cancelled.

b) Annual Fee Waiver Offer ($120 in value): The primary cardholder annual fee of $120 will be waived in the first year and will appear as a fee and a credit on the primary cardholders first statement. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. The Annual Fee Waiver Offer does not apply to the Additional Card annual fee.

Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period, and existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for the Offers.

BMO VIPorter MasterCard Waitlist

Deal Link: https://enjoy.flyporter.com/2025/bmo_porter/index.html 

BMO has teamed up with Porter to bring a set of all-new BMO VIPorter Mastercards to Canadian clients. These new travel credit cards are your ticket to more Porter! You'll soon be able to accelerate your VIPorter points balance and further enhance your Porter experience. The VIPorter loyalty program already helps VIPorter members earn rewards faster than any other Canadian airline - now, with your BMO VIPorter Mastercard, you can quickly earn points, perks and reward flights through everyday purchases.

The new BMO VIPorter Mastercards will be available spring 2025! You can join the waitlist now and be one of the first in line to get your new card. Eligible waitlist applicants could enjoy an extra 10,000 VIPorter points in addition to a great welcome bonus offer available when the new cards launch.

BMO: Get up to $700 when you open a new chequing account

Deal Link: https://www.bmo.com/main/personal/bank-accounts/new-bank-account-offers-and-promotions/

Expiry: Mar 3, 2025

From December 9, 2024 - March 3, 2025, you can earn up to a $700 total cash bonus when you open and fund a new Canadian Dollar Primary Chequing Account and Savings Amplifier Account at any BMO branch or online at bmo.com, and add a family member as part of Family Bundle during the

specified offer period. 

Earn up to 15000 Air Miles with the BMO Air Miles World Elite Business MasterCard (Expired)

Deal Link: https://www.bmo.com/main/business/credit-cards/bmo-airmiles-world-elite-business-mastercard/

Expiry: Nov 30, 2023

You can get over $1800 in value with the BMO Air Miles World Elite Business MasterCard. The offer value breakdown works as follows: First Year Fee waived ($149), Mastercard Travel Pass ($90), Welcome Offer ($1,578) for a total of $1,800 in value.

BMO AIR MILES World Elite Business Mastercard applications must be received between September 11, 2023, and November 30, 2023 to be eligible for the following Bonus Miles and Annual Fee Waiver offers:

AIR MILES Bonus Miles Offer: Get 5,000 Bonus Miles when you spend a minimum of $5,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card within the first three (3) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $5,000 spend. Receive 5,000 Bonus Miles when you spend a minimum of $10,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card if your credit card account is open and in good standing within the first six (6) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $10,000 spend and your credit card account is open and in good standing. Receive 5,000 Bonus Miles when you spend a cumulative $45,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card within the first anniversary of twelve (12) months from the Credit Card account open date. 

The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $45,000 spend and your credit card account is open and in good standing.  

BMO: Earn 5X Air Miles with credit cards

Expiry: Aug 31, 2023

From June 1, 2023 to August 31, 2023, all eligible BMO AIR MILES Mastercard cardholders will earn 5x the AIR MILES Reward MILES for purchases made on their eligible Mastercard at Participating AIR MILES Partners and for eligible travel booked through airmiles.ca (excluding applicable surcharges, fees and taxes), based on their current BMO AIR MILES Mastercard earn rate at participating AIR MILES Partners. 

Eligible travel booked through airmiles.ca includes standalone flight, hotel or car bookings, bundled flight + hotel, bundled flight + car bookings, bundled hotel +extras (tours, transfers, and activities) and extras (tours, transfers, and activities) only bookings. Vacation packages, cruise bookings and travel insurance purchases are excluded.

BMO Confirms Offer to Acquire AIR MILES Rewards Program

 

BMO and LoyaltyOne announced the signing of a purchase agreement for BMO to acquire LoyaltyOne's AIR MILES Reward Program business on Mar 10, 2023. For BMO customers and all AIR MILES collecting Canadians, as well as merchants and partners across the country, BMO's acquisition of AIR MILES would be a made-in-Canada opportunity to enable a reinvigoration for one of Canada's largest loyalty programs. BMO's acquisition of the AIR MILES business is subject to court approval, the receipt of required regulatory approvals and other customary conditions. This process will not affect collectors' rewards miles balances or their ability to collect/redeem AIR MILES.

BMO Air Miles World Elite Mastercard: $100 GeniusCash + 3000 bonus Air Miles + Save up to $125 on fuel + FYF

Deal Link: https://creditcardgenius.ca/offers/bmo-air-miles-world-elite-mastercard

Expiry: Feb 28, 2023

If you apply BMO Air Miles WEMC through CreditCardGenius.ca before Feb 28, 2023, you can arn up to 3,000 bonus Air Miles (when you spend $3000 in the first 3 months), plus earn 1 mile for every $12 spent on purchases, which is tripled when shopping at participating Air Miles partners, and doubled when getting groceries. You can also save 25 cents per litre on fuel at Shell stations, on up to 500 litres (total value $125). Plus, you save $120 with the annual fee waived for the 1st year AND receive $100 GeniusCash from creditcardGenius on approval. 

Save up to 5¢ per litre when you fuel up with your BMO Mastercard at Shell (For ON)

 

Deal Link: http://bmo.com/fuel

Expiry: Feb 27, 2022

This offer is only available to BMO Mastercard accounts who have opted-in to the offer and is non-transferable. In order to qualify, accounts must opt-in to the offer between September 6, 2021 and February 27, 2022.

BMO Rewards Travel Changes

 

Starting May 5, 2021, the number of BMO Rewards points needed to redeem for $1 in travel will change from 140 points to 150 points (~7% devaluation). At the same time, BMO will be increasing your available BMO rewards points balance by 7% to make your point value already earned remains the same. These changes will affect the BMO Rewards MasterCard, BMO World Elite MasterCard, BMO Eclipse Visa Infinite, BMO Eclipse Visa Infinite Privilege.

BMO AIR MILES World Elite Mastercard Changes

 
Starting May 2021, as a BMO AIR MILES WEMC cardholder, you can get 3x the Air Miles on groceries, gas and more at participating AIR MILES Partners (the partners list).Everywhere else you use your card to make a purchase, you’ll get 1 Mile for every $12 you spend. I think this is better than the current rewards program.

There is change to Mastercard Airport Experiences provided by LoungeKey too. You can continue to enjoy complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access. But, the two annual complementary passes will no longer be provided with this membership.

Beginning on your May 2021 statement, the standard interest rate for purchases, fees, and other charges will be increasing from 19.99% to 20.99%.5 Any promotional rates, default rates, or other non-standard rates will not be impacted by this change.

As of May 3rd, the fee charged for cash advances, cash-like transactions and bill payments in/outside of Canada is changing from a $5 fee to 1% of the transaction amount with a minimum fee of $5.

BMO Cash Back WEMC: New and Improved Cash Back Rewards

BMO Cash Back WEMC will introduce a new and improved cash back rewards. Starting in May 2021, and applying to all purchases that appear on June 2021 statements, CashBack Rewards earned on BMO CashBack World Elite Mastercard purchases will change from 1.5% cash back on all purchases to:

• 5% cash back on eligible grocery purchases, up to a maximum of $500 spent for each statement cycle
• 4% cash back on eligible transit purchases, up to a maximum of $300 spent for each statement cycle
• 3% cash back on eligible gas purchases, up to a maximum of $300 spent for each statement cycle
• 2% cash back on eligible recurring bill payments, up to a maximum of $500 spent for each statement cycle
• 1% unlimited cash back on all other purchases

Once you spend up to the maximum for groceries, transit, gas or recurring bill payments for your statement period, you’ll keep earning 1% cash back on eligible purchases in those categories.

The changes will happen in May 2021 which means all purchases that appear on and before May statements will continue to earn 1.5% cash back. Exactly when the changes take effect will depend on individual statement dates, which can be found (in bold) in the top right corner of your statement. CashBack Rewards will change the day after your statement date (so, a statement date of May 4th, 2021 means your CashBack Rewards will change on May 5th, 2021).

Plus, cardholders can continue to get exclusive benefits like all kinds of insurances and BMO Roadside Assistance program.

From my point of view, this is really a good news for all current and future BMO Cash Back WEMC cardholders.

BMO Air Miles MasterCard: 1500 Air Miles Welcome Bonus

 

Deal Link: https://www.bmo.com/main/personal/credit-cards/single/air-miles/

Expiry: Oct 31, 2021

You can earn 1500 Air Miles welcome bonus when you apply BMO Air Miles Mastercard between December 17, 2020 and October 31, 2021. This offer is limited to new accounts. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. 1,500 Bonus Miles will be awarded when you spend $1,000 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first 3 months from the Credit Card open date. This is the highest offer for this card so far.

BMO CashBack Business MasterCard Welcome Offer

Deal Link: https://www.bmo.com/main/business/credit-cards/
Expiry: Oct 31, 2020

You will earn 6% CashBack rewards for each dollar you spend at qualifying gas stations, office supply stores, and on your cell phone/internet (phone) bill payments in the first 4 (four) billing cycles from the account open date up to a maximum of $125 cash back (a minimum of $2,085 in eligible purchases). The 6% CashBack rewards includes the base earn rate of 0.75% and a bonus of 5.25% for purchases in qualifying office supply stores, cell phone/internet purchases or gas (bonus of 5.50% at Shell locations in Canada). This is not bad for a $0 annual fee card. The offer expiry date is Oct 31, 2020.

After the first four (4) billing cycles or $2,085 spent in eligible purchases (whichever comes first), you will earn 1.5% CashBack rewards for each dollar you spend at office supply stores, on your cell phone/internet (phone) bill payments and at gas stations (1.75% CashBack rewards for purchases made at Shell locations in Canada). The 6% CashBack rewards offer is limited to new BMO CashBack Business Mastercard accounts and will not be awarded to current or former cardholders who reinstate a closed account, who transfers to another account, or who open a new account during the offer period. 

BMO Air Miles MasterCard: Get up to 1000 Air Miles Bonus (Targeted)

Deal Link: https://www.bmo.com/main/personal/credit-cards/single/air-miles/
Expiry: Oct 31, 2019

This is a Targeted offer. You can get up to 1000 Air Miles bonus when you spend $1000 in first 3 months from the date you open a new BMO Air Miles MasterCard. The general BMO website offer for this card is only 800 Air Miles. I received this 1000 Air Miles offer from an Air Miles communication email. You can check your mailbox to see if you receive this offer or not.

BMO Air Miles MC: 800 bonus miles

Deal Link: https://www.bmo.com/main/personal/credit-cards/bmo-airmiles-mastercard/
Expiry: Oct 31, 2019

You can get up to 800 Air Miles bonus miles if you apply a new BMO Air Miles MC before October 31, 2019. 400 Bonus Miles will be applied to your AIR MILES Collector Account within forty-five (45) days after your first card purchase. Additional 400 Bonus Miles will be awarded when you spend $1,000 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first three (3) months from the account open date and will be applied to your Collector Account within forty-five (45) days after qualifying.

BMO Air Miles World Elite MasterCard Welcome Offer

Deal Link: https://www.bmo.com/main/personal/credit-cards/bmo-air-miles-world-elite-mastercard/
Expiry: Mar 31, 2019

If you apply the BMO Air Miles WEMC before Mar 31, 2019, you will get up to 3,000 AIR MILES Bonus Miles plus a Companion Flight rebate and First Year Free on the annual fee $120. This is absolutely the best welcome offer for this card so far.

Earn 3% interest with a BMO Smart Saver Account

Deal Link: https://www.bmo.com/main/personal/cms/content/olb/productservices/test_sso_olbqa_v1/#/
Expiry: Dec 19, 2018

Starting September 19, 2018, open a BMO Smart Saver Account and you can earn 3% on every dollar you deposit until December 19, 2018. The promotional rate will revert back to a posted rate after the offer period.

BMO Air Miles WEMC: Earn 500 bonus miles when you shop at 3 participating partners (Targeted)

Expiry: Sep 30, 2018

This is a targeted offer for BMO Air Miles WEMC card holders. You can check your email to see if you get this offer or not.

BMO Summer Campaign: Up to $350 bonus

Expiry: Oct 2, 2018

New BMO customers can earn up to $350 on new primary chequing account, credit cards, savings and online investment accounts between Jul 3, 2018 to Oct 2, 2018.

Up to $200 new chequing account bonus (need to set up a direct deposit):

• $100 bonus for Plus Plan
• $200 bonus for Performance/Air Miles/Premium Plan

Up to $150 bonus for other BMO products

• $50 for saving accounts (need to deposit >$5000)
• $50 for online investment accounts (need to invest >$5000)
• $50 for credit cards

We will update this post once we get more details from BMO on this promotion.

BMO: MCAE will replace Priority Pass feature

One of my friends working in BMO told me some upcoming changes to their credit cards. Starting Aug 8, 2018, Mastercard Airport Experiences (MCAE) provided by LoungeKey will be available to BMO World Elite credit card customers. This program will replace the existing Priority Pass feature. How do you feel about these changes?

Updated on Jun 23, 2018: Just got a direct mail from BMO about this change.