Friday, December 29, 2017

Misled by National Bank of Canada: "hard" inquiry when opening a chequing account

【By: Jian Yang】

A few months ago, one of my friends opened a chequing account at National Bank of Canada (NBC) and the banker promised that there was only a "soft" inquiry of credit report in this process. However, when my friend checked his credit report on ratehub.ca, he found a "hard" inquiry was reported several days after his account opening.

Thursday, December 28, 2017

AmEx Contest Winner


Seeing is believing. Congratulations to one of our blogger readers, "Gundam 0_0", to become the winner of "AmEx Shop the everyday for a chance to WIN Contest - CO11441". The prize is one Volkswagen Tiguan 2018. Wow, really nice gift for the new year!


So, those AmEx contests are actually REAL !!!

Monday, December 25, 2017

Mogo Bitcoin Contest

Deal Link: https://www.mogo.ca/pdfs/MogoBitcoinContestTermsAndConditions.pdf
Expiry: Mar 31, 2018

Become a MogoMember today for your chance to win bitcoins and to be one of the first in line to access Mogo's new bitcoin account for buying and selling bitcoin. The Contest begins at or about 12:00 a.m. PST on December 20, 2017 and ends at or about 11:59 p.m. PST on March 31, 2018.

Each month a lucky MogoMember will win 1 bitcoin. 4 months, 4 chances to win. Become a MogoMember now to enter the next draw on December 31st 2017. The earlier you sign up, the more draws you'll enter. As a MogoMember, you can also get your Equifax credit score, which will be updated every month, all for free—no conditions, no other charges.

Note: the Mogo Bitcoin Contest is open to all legal residents of British Columbia, Alberta, Manitoba, Ontario, New Brunswick, Prince Edward Island and Newfoundland who have reached the age of majority in their province of residence.

BTW, if you don't want to wait for Mogo's new bitcoin account to buy bitcoin, you can read:
http://www.canadianrewards.net/2017/12/how-to-buy-bitcoin-in-canada.html

Thursday, December 21, 2017

Paytm: Ring in the New Year Contest

Deal Link: https://www.paytm.ca/ringinthenewyear/
Expiry: Jan 1, 2018

We introduced Paytm before: http://www.canadianrewards.net/2017/07/paytm-pay-bills-with-credit-cards.html  Paytm is giving away $1,200 to one lucky winner through their "Ring in the New Year Contest".

Wednesday, December 20, 2017

Loblaw $25 Gift Card

Deal Link: http://loblawcard.ca/

Loblaw Companies Ltd. is offering customers a $25 gift card as a goodwill gesture after admitting the company participated in an industry-wide bread price-fixing arrangement. Customers can visit LoblawCard.ca and enter their email address to be notified once registration opens. The company expects registration to begin on Jan. 8, 2018

Sunday, December 10, 2017

eBay Bucks Rewards Program


eBay Canada is introducing a rewards program called eBay Bucks Rewards Program. Paypal account is required for the registration. The membership is free and you can get 1% eBay Bucks back on almost all eBay purchases. And you may receive exclusive offers with up to 10% bonus when you subscribe to eBay emails.

Note: Qualifying purchase excludes all items in the following categories: Classifieds, Business & Industrial, but only for Heavy Equipment within that category, Real Estate, Gift Cards & Coupons (including eBay Gift Cards, Gift Cards, and Digital Gifts within that category), Bullion (within the Coins & Paper category), and all categories in Motors, except Parts & Accessories.

Wednesday, December 6, 2017

How to buy Bitcoin in Canada


Bitcoin price is now over $14000 USD (Dec 6, 2017), which is quite crazy. Some friends asked me recently how to buy Bitcoin in Canada. So, I would like to introduce the options for Canadians to buy bitcoin today. Note: I am not telling you that you should buy those cryptocurrencies now. All I provide here is just an introduction of the workflow.

Friday, December 1, 2017

AmEx: Earn 10X points on eats, drinks and groceries

Expiry: Dec 31, 2017

You can earn 10X points for every $1 spent on card purchases (up to a maximum of $2000) at eligible restaurants, bars, grocery stores in Canada before Dec 31, 2017 when you use your Cobalt Card. This amazing offer is not targeted. Actually, it is for every AmEx Cobalt cardholder (current and new users). It is equal to roughly 10% - 15% cash back.

If you don't have this card right now, you should try to apply it as soon as possible. Therefore, you should still have enough time to spend the $2000 before Dec 31. In additional to the 10X promo, you will eanr up to 40000 MR points as welcome bonus.

Remember, you can also get high return besides the restaurant and grocery stores. Please read this one: http://www.canadianrewards.net/2017/11/the-best-way-to-use-your-amex-cobalt.html