Neo Savings Account Review

Deal Link: https://www.finlywealth.com/rebates/bank-accounts/neo-savings-account?ref=4kl1

Expiry: Sep 30, 2026

Updated on Aug 9, 2026: If you apply Neo Savings Account through FinlyWealth before Sep 30, 2026, you will get $50 $75 rebate.

Updated on Jun 28, 2026:  The top rate of Neo Savings Account decrease from 3% to 2.75%.

If you’re looking for a straightforward place to park your cash while earning more interest than the big banks usually offer, the Neo Savings Account is worth a look. Neo positions this account as a flexible high-interest savings option with no monthly fees, no minimum balance, and no lock-in periods, making it appealing for Canadians who want both yield and liquidity.

United MileagePlus Neo World Elite MasterCard: 25,000 miles + $100 Finly Rebate

Updated on Jun 11, 2026: The 5,000 mile bonus for the first purchase on this card, as well as the additional 5,000 miles from the waitlist bonus, have already been credited. In addition, the bonus from applying through the FinlyWealth link was posted the day after the card was approved, which shows that the waitlist offer and the FinlyWealth rabate are stackable. BTW, United MileagePlus miles shown in your Neo account are automatically transferred to the linked United account at the end of each calendar month.

Deal Link: https://www.finlywealth.com/rebates/credit-cards/united-mileage-plus-neo-world-elite?ref=4kl1

If you apply for this card through our FinlyWealth link above, you’ll receive an extra $100 bonus on top of the card’s standard welcome offer. Note: Both the standard welcome offer and $100 Finly Rebate are only valid for eligible new cardholders (existing Neo clients can still qualify, but they must be "new" to this credit card itself, not to Neo as a whole).

BTW, if you don’t currently have any Neo Financial products and want to apply for the United MileagePlus Neo WEMC card, I recommends opening a Neo Savings Account first and then applying for this United MileagePlus Neo WEMC. The order matters: if you open the Neo Savings Account first and then apply for the card, you can receive bonuses from both offers. However, if you apply for the United MileagePlus Neo WEMC first, you may no longer be eligible for the Neo Savings Account welcome bonus.

United Airlines and Neo Financial announced plans to launch Canada’s first-ever co-branded United credit card in Feb 2026. Now the wait is over: the United MileagePlus Neo World Elite MasterCard has officially arrived and is open for applications.

As the first United MileagePlus co-branded credit card in Canada, the obvious question is: is it worth getting? Today, we’re taking a closer look.

Neo Financial Cathay WEMC: Earn up to 40,000 Asia Miles

 

Deal Link: https://get.neofinancial.com/cathay/

Limited one-time offer for new customers who have not opened a Neo deposit account or credit card before the date of application approval. 

Initial 20,000 Asia Miles are issued once the card is activated. To earn additional 20,000 Asia Miles minimum spend of $5,000 net of refunds must be completed within 3 months from application start date. 

Cathay Pacific Airways: Save up to 15% on flights to Asia and beyond

Deal Link: https://pay.cathaypacific.com/en_CA/offers/cathay-neo-15-off.html

Expiry: Dec 31, 2025

There is a limited-time discount for Cathay World Elite Mastercard cardholders on eligible flights from Canada on select fare classes. Offer valid for Canada cardholders only. Exclude Quebec. 

To enjoy the offer, passengers must book Economy Class, Premium Economy Class, or Business Class flight ticket(s) through the official website www.cathaypacific.com by entering the discount code “CXNEO15OFF” at the discount code field and use the Cathay World Elite® Mastercard® - powered by Neo for payment. Any request to apply the discount code after checkout is not accepted.

The offer period is valid from 01 January 2025 to 31 December 2025.

Neo MasterCard and Neo Everyday Account Introduction

Updated on Jul 2, 2024: From my point of view, this is a very good credit card. If you live in a city with many Neo partners (such as: Calgary / Edmonton / Toronto / Vancouver / Winnipeg etc), I strongly suggest you to apply the Neo MasterCard. If you want to sign up a new Neo MasterCard (or Neo Secured MasterCard) through a referral link (or a referral code) and you can earn $10 $25 bonus.  And you will receive an extra $5 $10 welcome bonus when you open a Neo Money Account and deposit $50. If you need a referral link, please use ours: https://neo.cc/refer/Q8P3G5L7 or our referral code "Q8P3G5L7". Thanks.

The new Cathay Pacific credit card – powered by Neo Financial

Deal Link: https://card.neofinancial.com/cathaypacific

The new Cathay Pacific credit card - powered by Neo Financial is replacing the existing RBC Cathay Pacific credit card program in Canada and will become available fall 2023. All existing cardholders will be required to re-apply for the new Cathay Pacific credit card.

You will reserve 15,000 Asia Miles when you sign up, plus earn 30,000 more miles when you spend $3,000 in your first 3 months. Plus, for a limited time, cardholders will enjoy an exclusive 10% discount on Cathay Pacific flights departing from Canada.

With this new card, you will receive 1 Asia Mile for every $1 spent on purchases in Canada and double the miles on purchases outside of Canada and on Cathay Pacific flights. You can also earn an average of 5x the Asia Miles at thousands of Neo partners, and up to 15x the miles on first-time purchases. 

Cardholders can enjoy travel insurance such as flight cancellation, baggage loss, flight delay, car rental theft & damage protection, and more.

Secured option is available with guaranteed approval - no credit history required.