Wednesday, September 30, 2015

Earn 30X SCENE points at 8 restaurants


Deal Link: http://www.scene.ca/emailimages/e-strategy/2015-09-September/CARA/BonusOfferPDF_EN.pdf
Expiry: Oct 5, 2015

SCENE program is expanding outside of Cineplex. Now, you can earn and redeem SCENE points at 8 great restaurants (see pic above). Please read more details from the website:
https://www.scene.ca/rewardsbrowse.aspx?category=REWARDSDINING&lan=en-ca

Basically, SCENE members will now be able to earn 1 SCENE point for every $3 spent at those 8 restaurant brands across Canada. And, members will also be able to redeem 1,000 points for a $10 credit at these restaurants. So, you need to spend $3000 to get $10 for rewards【around 0.33% return, not a good return rate, but still better than nothing】

From now to Oct 5, you can earn 30X SCENE points (so you can get 30 SCENE points for every $3 spent, around 10% return) at those restaurants. Please check the Deal Link for the coupons.

Tangerine's new Money-Back Credit Card is coming???


Although there is still no official release on Tangerine's new credit card: Money-Back credit card, there are some gossip online about this credit card:
  • No fee MasterCard
  • Probably it will be released in Nov/Dec
  • gives 2% cash-back on purchases in two categories of your choice (for instance electronics and personal care), 
  • 1% cash-back on all other purchases.
  • deposit your money-back rewards into your Tangerine Savings Account and receive a third category (like recurring bill payments) at 2% cash-back.
  • rewards are paid out automatically at the end of each month.
Honestly speaking, if all above are true, then this new Tangerine Money-Back credit card is a good no-annual-fee card. But I will still not apply for it, as I have other cards that can provide full 2% cash back rewards. If Tangerine can add just one more benefit, no foreign exchange fee, then I will go for it!

NOTE: this is just rumor. no official release of this card yet.

Plastiq is offering 1.5% rate for MasterCard payment

Deal Link: https://www.plastiq.com/
Expiry: Oct 13, 2015

From now to Oct 13, 2015, Plastiq is offering a 1.5% rate for both one-time and recurring MasterCard payments of $500 and over. For the recurring payment, when you set up during the promotional period, you can secure the 1.5% rate for a year out.

This is a great offer if you have a MasterCard that provide cashback rate over 1.5%. I can name a few credit cards:
  • BMO World Elite MasterCard
  • BMO Cashback World Elite MasterCard
  • Capital One Aspire Travel World Elite MasterCard
  • MBNA Rewards World Elite MasterCard 

Tuesday, September 29, 2015

Zenbanx: Get a promotional exchange rate when you send money to India


Deal Link: http://zenbanx.ca/send-money-to-india/
Expiry: Sep 30, 2015 ONLY

A new offer from Zenbanx Canada. On September 30, 2015, When you send money to India, you can get a promotional foreign exchange rate of 55 INR, for each Canadian Dollar you send that’s picked up (up to a maximum of $250 CAD). This offer is open to both existing and new customers of Zenbanx. Should your account set-up be delayed due to Zenbanx systems and processes, Zenbanx will honour this promotion until October 15, 2015. Please see the link for more details.

Monday, September 28, 2015

Change of relationship between Sears and Chase Canada


The relationship between Sears Canada and Chase Bank (the issuer of Sears Financial MasterCard & Sears Financial Voyage Mastercard) is ending on November 15th, 2015. Chase and Sears are engaged in discussion to possibly continue the "relationship".

If the relationship does not continue:
1) the Sears Mastercard will NO LONGER earn  Sears Club Points.
2) You will NO LONGER be able to redeem Sears Club Points.

Sunday, September 27, 2015

Earn 40,000 Best Western Rewards points

Deal Link: https://apply.mbna.ca/applicationform/generateApplicationForm.htm?src=DAAB98&locale=en_CA

You can earn 40,000 Best Western Rewards points with MBNA Best Western Rewards MasterCard. You can use 40,000 points for 2 free nights at Best Western hotels.

Here is a quick recap of the highlights of the credit card:
  • No annual fee
  • Earn 1 Best Western Rewards point for every $1 in eligible purchases
  • Earn 5 Best Western Rewards points for every $1 in eligible purchases at Best Western properties
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year
  • No limit to the Best Western Rewards points that can be earned using the credit card in a year
We value 1 Best Western Reward point at CAD $0.006/point. So if you can use your points well, you can get about $240 in value, which is a pretty good deal for a no annual fee credit card.

Friday, September 25, 2015

Get 50,000 Avios for RBC British Airways Visa Infinite Card


Deal Link: http://www.britishairways.com/en-ca/executive-club/collecting-avios/credit-cards
Expiry: Nov 15, 2015

RBC is offering 50,000 Avios for its British Airways Visa Infinite Card.  You can get 15,000 Avios when your application is approved. Plus, apply before 15 November 2015, you’ll collect an extra 35,000 Avios if you spend $9,000 CAD in the first 3 months using your card.

Some other benefits of this card:
  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases.
  • Collect double Avios when you shop with British Airways and BA Holidays.
  • Earn a companion voucher when you spend $30,000 CAD annually.
  • 250 bonus Avios when you rent a car with Avis and pay with your RBC British Airways Visa Infinite card.
  • 10% off British Airways flights when you book and pay with your RBC British Airways Visa Infinite card.
  • Automatic enrolment in the Executive Club for new Members.
  • 31-day out of country/province emergency medical insurance

The annual fee of this card is $165, and it cannot be waived for the 1st year. So, if you like to spend $165 to buy 50,000 Avios, you should consider this card.

Thursday, September 24, 2015

$50 off + 3000 bonus Aeroplan miles at Shop.ca

Deal Link: http://www.shop.ca/p/td2
Expiry: Dec 31, 2015

You will receive a one-time discount of up to $50 and 3,000 bonus Aeroplan Miles from SHOP.CA when you use your TD Aeroplan Credit Card to make a Purchase (no minimum amount required) at SHOP.CA as a registered SHOP.CA user (not as a guest) and use promo code “TD” at checkout. Offer valid from September 1st, 2015 through December 31st, 2015.

In order to receive 3,000 bonus Aeroplan Miles you must have a valid Aeroplan Number on your SHOP.CA account. Bonus miles will be credited to your Aeroplan account 30 days after the first item in your Purchase order has been shipped.

Wednesday, September 23, 2015

Air Miles: The Friends and Family 5x Event

Deal Link: http://www.airmilesshops.ca/shops/airmilesshops/Home
Expiry: Sep 29, 2015

Before Sep 29, 2015, you can get 5X Air Miles on your online purchase at airmilesshops.ca. Totally 49 partners will be participating this so called "Friends & Family" event, as follows:
From my point of view, this is a good earning chance, if you want to buy a iPhone6s from Apple, or plan a trip from Expedia.

BTW: now you can also redeem your Cash Miles towards Alamo Car Rental, National Car Rental and VIA Rail. Simply go online to use Cash Miles towards your train tickets and car rental bookings, for amounts starting at $20 (190 Air Miles).

Monday, September 21, 2015

Current Tangerine Bank Promotions (updated on Sep 2015)


Deal Link: https://www.tangerine.ca/en/referafriend/index.html
Expiry: Dec 31, 2015

Tangerine Bank is one of my favorite Canadian Banks (almost free services with good interest rates). Here are some current Tangerine promotions:
  • Until Dec 31, 2015, you will earn $50 when you open any type of Tangerine Bank Account with a minimum deposit of $100, using a friend’s Orange Key (your friend will get bonus too). As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • As a new Tangerine client, you can earn triple interest at 2.40% with Tangerine. for six months on all deposits made to your first Tangerine Savings Account, Tax-Free Savings Account, or RSP Savings Account starting the day you open the Account. (normal interest rate is 0.8% now).
  • You can get $25 bonus when you set up an Automatic Savings Program (ASP) of $100 or more per month for full 6 continuous months in the Saving Account.
  • You can earn $100 just for switching your payroll direct deposits and making either 1 pre-authorized payment or 2 bill payments by October 31, 2015. Link: https://www.tangerine.ca/en/landing-page/switch/index.html?treatmentCode=1e15.92.ffffffff8ee5b699.6a241fc9
  • After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.
Last but not least: If you cannot find a Orange Key from your friends, you can use our Orange Key: 33499421S1  Thanks.

Friday, September 18, 2015

Get up to 3000 bonus miles with the BMO Air Miles WEMC

Deal Link: http://www.bmo.com/main/personal/credit-cards/bmo-air-miles-world-elite-mastercard#
Expiry: Jan 3, 2016

By Jan 3, 2016, you can get up to 3000 Air Miles bonus when you apply the BMO Air Miles World Elite MasterCard. This is probably the best welcome bonus for this card. Existing card customers or those who cancel their card between September 1, 2015, and January 3, 2016 are not eligible.

1,000 Bonus reward miles will be applied to your Collector Account within 45 days after your first card purchase. Additional 2,000 Bonus reward miles will be awarded when you spend $3,000 in net card purchases in the first three months from the account open date and will be applied to your Collector Account within 60 days after qualifying.

Get up to 50,000 Aeroplan Miles with the TD Aeroplan Visa Infinite Privilege Card

Deal Link: https://www.tdaeroplan.com/privilege/
Expiry: Oct 30, 2015

The TD Aeroplan Visa Infinite Privilege Card is offering 50,000 sign up bonus (normally only 25,000 miles) Aeroplan miles before Oct 30, 2015:
  • Welcome Bonus1 of 25,000 Aeroplan Miles upon first purchase
  • Get another 25,000 Aeroplan Miles when you spend $1,000 on your Card within the first 90 days of Account approval.

The annual fee is $399, and it cannot be waived with this offer. You can earn 1.5 Aeroplan mile for every $1 spent on gas, grocery, drug store, Air Canada purchases (excluding Air Canada Vacation packages), and earn 1.25 Aeroplan mile for every $1 spent on all other purchases.

Besides, you can also receive some Air Canada benefits, including:
  • 1st checked bag free on Air Canada flights (primary cardholder only)
  • Receive 4 Maple Leaf Lounge one-time guest passes per calendar year
  • Receive 1 annual 50% discount on companion tickets for eligible business class fares on Air Canada flights
  • Concierge service
  • Priority Check-In and Priority Boarding

The benefits associated with this card can cover the $399 annual fee if you use them wisely. Not to mention the 50,000 welcome Aeroplan miles. From my point of view, the 50,000 Aeroplan miles are worth more than $700.