Thursday, July 29, 2021

Flexible cancellation policy for Aeroplan flight rewards

Aeroplan flight rewards booked through August 31, 2021 can be changed or cancelled free of charge, at any time.  Members can cancel free of charge and receive all of their points back in their account, plus a full refund of any associated taxes, fees and charges on the unused value of travel. For changes, members will pay only the difference in points, or receive a partial refund if their new itinerary requires fewer points. In addition, a difference in taxes, fees and charges may apply when changing an itinerary. As a reminder, members can quickly and easily cancel their Aeroplan flight rewards at

Beginning September 1, 2021, Aeroplan flight rewards are subject to the change and cancellation fee structure of the fare option purchased. 

  • Existing bookings (made through August 31, 2021) are eligible for a one-time free change or cancellation, even after this date. Please note any subsequent change or cancellation may be subject to a fee. 
  • Aeroplan Super Elite members will continue to enjoy no change and cancellation fees for flight rewards redeemed from their accounts, regardless of the fare option purchased. 
  • Economy Latitude, Premium Economy Flexible, Business Class Flexible and First Class Flexible reward fare options offer waived change and cancellation fees for all members.

The published Aeroplan change and cancellation fees is as follows:

Wednesday, July 28, 2021

RBC Visa Infinite Avion: Get 35,000 Welcome Points

Expiry: Nov 15, 2021

You can get 35,000 welcome points when you apply the RBC Visa Infinite Avion card before Nov 15, 2021. The annual fee is $120. No minimum spend requirement. Note: This card requires a minimum personal income of $60,000 or a minimum household income of $100,000.

Tuesday, July 27, 2021

Air Canada New Partner: Eurowings Discover

Starting Jul 27, 2021, Eurowings Discover (4Y) will be officially added to Air Canada growing, and world’s largest roster, of more than 40 airline travel partners. Eurowings Discover will offer a premium leisure experience with lie-flat business class seating, a premium economy cabin, as well as full meal service in all classes.

Eurowings Discover is the new leisure carrier of the Lufthansa Group with operating bases in Frankfurt and Munich, Germany. It serves several international destinations in Africa, North America, the Indian Ocean, and the Caribbean. Until the end of 2021, Eurowings Discover will expand its network to medium haul destinations in Europe and northern Africa, as well.

This new FFP expands Aeroplan’s presence and gives members more choice when it comes to airline options to popular leisure destinations in Africa and additional inter-continental routes. Please find above the Aeroplan accrual chart for flights operated by Eurowings Discover. Note that:

  • Members can earn Aeroplan points based on distance flown on all scheduled flights operated by 4Y. 
  • Members can earn Status Qualifying Miles (SQM) and Status Qualifying Segments (SQS), as well as Status Qualifying Dollars (SQD) on flights ticketed by Air Canada.

In terms of Aeroplan Flight Rewards on Eurowings Discover flights, please note the following:

  • 4Y flights will be priced based on Aeroplan’s pricing for partner airlines.
  • Members will be able to book 4Y flights online at, through the Air Canada mobile app, or via Aeroplan’s Contact Centre.
  • 4Y flights can be combined with flights operated by Air Canada and our other international airline partners.
  • 4Y flights are eligible for redemption in Business and Economy classes.
  • The partner booking fee will apply for flight rewards which include travel on 4Y.

The addition of Eurowings Discover is our seventh new airline to join the program since June 2020, following Etihad, Azul, Vistara, Air Serbia, Virgin Australia, and Air Dolomiti. 

TD Credit Cards: Extra Rewards at Shell Stations

Expiry: Dec 31, 2021

You will earn double cash back dollars or triple TD rewards points for every $1 you spend on eligible purchases made with your TD credit card at participating Shell Canada stations until Dec 31, 2021.

This offer starts July 23, 2021 and ends December 31, 2021 and is only available to those Cardholders of TD First Class Travel Visa Infinite*, TD Platinum Travel Visa*, TD Rewards Visa*, TD Business Travel Visa*, TD Cash Back Visa Infinite*, TD Cash Back Visa*, and TD Business Cash Back Visa* credit cards who have an account that is open, active and in good standing and have opted-in to the offer during the Offer Period. 

Monday, July 26, 2021

TD Aeroplan Visa Cards: Add new pre-authorized payments and earn Aeroplan points or credit

Expiry: Nov 2, 2021

TD Aeroplan Visa Infinite Privilege cardholders may receive this offer: Add 3 new pre-authorized payments to earn 15000 Aeroplan points or a $150 statement credit.

If you have a TD Aeroplan Visa Infinite card, you may receive this offer: Add 3 new pre-authorized payments to earn 7500 Aeroplan points or a $75 statement credit.

Both offers ends on Nov 2, 2021.

Saturday, July 24, 2021

RBC WestJet WEMC: 450 welcome WestJet dollars

When you get the RBC WestJet World Elite Mastercard before August 16, 2021 pay only the taxes, fees and charges for the companion on your first round-trip companion voucher. Purchase one round trip Economy fare within Canada or to/from the U.S. or Mexico and get the second for $0 plus taxes, fees and charges. That’s an additional savings of up to $399 CAD on top of the fare savings. Or you can apply your companion voucher towards a Premium fare or to anywhere WestJet currently flies and pay the regular companion voucher fare starting at $119 CAD. Note: You still need to pay the annual fee of $119.

Plus for a limited time new World Elite cardholders earn 2x the WestJet dollars on grocery, restaurant and food delivery for the first 3 months and get 450 welcome WestJet dollars with this offer when you apply exclusively via this page. That’s a savings of $450 off the base fare of your next WestJet flight.

Friday, July 23, 2021

CostcoGrocery: Earn a $50 online voucher

Expiry: Jul 25, 2021

You can receive a $50 online voucher for a future purchase when you spend $250+ before taxes on CostcoGrocery items and enter Promo code "GROCERY721" at checkout. This offer is valid for orders placed Jul 23, 2021 to Jul 25, 2021. The online voucher is valid until Dec 31, 2021.

Wednesday, July 21, 2021

Get 100% More Points When You Buy HHonors Points

Expiry: Jul 29, 2021

If you buy 20000+ Hilton points, you will receive 100% more bonus. Offer ends July 29, 2021 or when packages are sold out – whichever comes first. Members may purchase a maximum of 160,000 points per calendar year. All purchases are non-refundable. This is the best points deal from HHonors. Note: GST/HST will be charged to Canadian residents.

Sunday, July 18, 2021

Rakuten: 12% Cash Back

Expiry: Jul 18, 2021

You can earn 12% Cash Back at selected stores today at If you don't have a account now, please use our following referral link to register (thanks): You will receive $5 bonus after you spend $25 through Rakuten. Happy shopping!

Friday, July 16, 2021

AmEx Platinum: Up to 150,000 MR + $50 GCR Bonus


Expiry: Aug 3, 2021

If you apply AmEx Platinum card before Aug 3, 2021, you can earn up to 150,000 MR points (please see above pic for details). This is the best offer for AmEx Platinum so far.

Deal Link:

BTW, you can also earn $50 cash back rebate from GCR, if you apply this card through GCR. GCR is the oldest and probably the best cash back website in Canada. I've earned a few hundred dollar in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases. If you want to sign up for a GCR account, please use our referral link below: , and fill in our email ( as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

Thursday, July 15, 2021

MBNA Rewards WEMC: 30000 bonus points + GCR $50 bonus


Updated on Jul 15, 2021: Thanks for the information provided by one of our reader "Justin". You can get 5X rewards points on purchases in Walmart, T&T superstore, Real Canadian Superstore, ENMAX, Shaw etc (not on Costco. it is 1X on Costco purchases) with MBNA Rewards WEMC. So, with additional 10% birthday bonus, you can earn ~5.5X for many daily spending. I have to say MBNA Rewards WEMC is one of the best credit cards in Canada for now.

Deal Link:

If you apply MBNA Rewards WEMC through GCR, you can earn $50 GCR rebate + 30000 bonus MBNA Rewards points: 

  • 20,000 bonus points  (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening
  • and 10,000 bonus points (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

MBNA Rewards WEMC is a quite amazing credit card with some new features:

  • You can earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Flexible rewards: Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Your MBNA Rewards Points never expire as long as your account is open and in good standing.
  • The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months.
The best way to redeem the points is through travel expense redemption. But in some case, you can choose to redeem the points to gift cards.

For example, you can redeem 20105 points into $200 Walmart Canada gift card (100.53 points = $1 Walmart Canada gift card), which is pretty good already.

The credit card annual fee is $120 and Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater to apply.

If you want to sign up for a GCR account, please use our referral link below: , and fill in our email ( as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

Monday, July 12, 2021

Swagbucks Rewards Program Introduction is an online rewards destination by Prodege LLC. It enables users to earn points (called SB) by performing a variety of online activities, including searching, shopping, taking surveys, playing games, and discovering online content, and then to redeem those points for retail gift cards, PayPal cash, or other rewards. Swagbucks has already paid out over $376,658,768 in cash and free gift cards.

Convert your HSBC Rewards points to BA Avios and Get 40% more Avios

Expiry: Jul 31, 2021

If you transfer your HSBC Rewards points to BA Avios between Jul 1 to Jul 31, 2021, you will get 40% more Avios. This is a pretty good offer. This offer is for HSBC Premier MC, HSBC Premier World MC, HSBC WEMC, HSBC Premier WEMC or HSBC Jade WEMC. One of our readers did the transfer on Jul 10, 2021, and received all the BA Avios (with 40% bonus) on Jul 14, 2021.

Aeroplan Status Qualification Offer

Deal Link:

Air Canada is now excited to give members an offer that will turbo charge their status qualification with our Aeroplan Premium tier credit cards.  With this offer, Premium cardholders will be able to earn, step up a tier in 2022 or help them get ahead on their status for 2023.

Existing Premium Cardholders (members with the card on/before July 11, 2021):

Starting today, eligible existing primary cardholders who register will be able to reach status or jump up a tier more easily than ever through their everyday spend. 

  • American Express®* Aeroplan® Reserve Card OR American Express®* Aeroplan® Business Reserve Cardholders: Register for this special offer and achieve 25K Elite Status when you spend $10,000 using your American Express®* Aeroplan® Reserve Card OR American Express®* Aeroplan® Business Reserve Card between July 1 and the required date*.  Aeroplan 25K, 35K, 50K, 75K spend $10,000 on the card between July 1 and the required date* and step up a tier.
  • TD® Aeroplan® Visa Infinite Privilege Cardholders: Register for this special offer and achieve 25K Elite Status when you spend $10,000 using your TD® Aeroplan® Visa Infinite Privilege.   Aeroplan 25K, 35K, 50K, 75K spend $10,000 on the card by the required date* and step up a tier.
  • CIBC Aeroplan® Visa Infinite Privilege Cardholders: Register for this special offer and achieve 25K Elite Status when you spend $10,000 using your CIBC Aeroplan® Visa Infinite Privilege Card.  Aeroplan 25K, 35K, 50K, 75K spend $10,000 on the card the required date* and step up a tier.

Super Elite Status members qualifying for this offer will earn the following towards their 2023 status when they register and spend $10,000 by the required date*:

  • 25,000 Bonus Status Qualifying Miles
  • 25 Bonus Status Qualifying Segments, and
  • 3,000 Bonus Status Qualifying Dollars
*Variable date dependent on acquisition timing of the card.  If you acquired your card between January 1 and July 11, 2021, you have between July 1 and November 30, 2021, to spend $10,000.  If you acquired your card before January 1, 2021, you have between July 1 and October 15, 2021 to spend $10,000.

New Premium Cardholders:

Air Canada will also have a special status offer for new Aeroplan Premium cardholders.  Members who acquire an Aeroplan Premium card from American Express, TD, or CIBC between July 12 and October 1, 2021 and spend at least $10,000 by November 30, 2021 will earn one of the following:  

  • Members who do not already status, will earn Aeroplan 25K Status for 2022.
  • Aeroplan 25K, 35K or 50K Status members will jump to the next tier for 2022.
  • Aeroplan 75K or Super Elite Status will earn 25,000 Bonus Status Qualifying Miles, 25 Bonus Status Qualifying Segments and $3,000 Bonus Status Qualifying Dollars to jump start their 2023 Status.
  • No registration required. 
Note: TD and CIBC offers are not available to Quebec residents.

Saturday, July 10, 2021

EQ Bank Savings Plus Account: One of the Best High Interest Savings Accounts in Canada

The EQ Bank's Savings Plus Account is one of my favorite bank accounts. It helps you get the most out of your money, with no monthly fees, no minimum balances and free transactions.

Friday, July 9, 2021

Shakepay Daily Referral Giveaway

Expiry: Aug 7, 2021

We introduced the Shakepay exchange platform before in our post "How to buy Bitcoin in Canada".

You have a chance to win $1,000 CAD worth of sats (for Canadian Residents excluding Quebec) by referring a friend to Shakepay! Each day until August 7th, 2021, Shakepay will be doing The Daily Referral Giveaway. For more information, please visit the FAQ page:

How you can participate:

  • Invite a friend to join Shakepay using your referral link
  • Have them sign up and complete registration on any given day to be entered into that day’s giveaway
  • You must be a Canadian resident to participate (excluding Quebec)

How it works:
  • A daily winner will be randomly selected from a list of participants and Shakepay will announce the winners the following day. The winner will be rewarded with $1,000 worth of sats and will be contacted via the Shakepay app. 

If you don't have a Shakepay account now, you can open a new Shakepay account using our referral link below: , and you can earn $10 when you buy CAD $100 of Bitcoin. Thanks.

When you have a new Shakepay account, you will have your own referral link. Then you can The Daily Referral Giveaway by referring your friends to Shakepay.

Wednesday, July 7, 2021

Air Canada Gift Card Promotion


Expiry: Jul 16, 2021

When you purchase $500 Air Canada Gift Cards in Shoppers Drug Mart stores between Jul 10 and Jul 16, 2021, you can get $50 off.

Get 50 Aeroplan Points When You Spend $15+ at Starbucks

Deal Link:

Expiry: Oct 3, 2021

As you know, as of March 8th, 2021, Aeroplan members can earn and redeem points by enjoying their favourite Starbucks food and beverages.  The partnership allows Canadians to link their Aeroplan account to their Starbucks Rewards account and earn Aeroplan points in addition to Starbucks Stars.  Linking takes less than a minute and can be done at

There is a new limited time offer that just launched: Between July 5 – October 3, 2021, members can earn 50 Aeroplan points every time they spend $15+ on a single order at participating Starbucks locations throughout Canada.  This is a rich offer when you load/reload your digital Starbucks card make orders of $15+ and use your TD Aeroplan Visa Card to earn even more!

And don’t forget, until November 7, 2021, members who use their TD Aeroplan Visa card earn 50 per cent more Aeroplan points for every $1 spent on eligible credit card purchases at participating Starbucks locations. 

AmEx Offer for Marriott Bonvoy Hotels

Expiry: Oct 31, 2021

Spend at least $200 / $350 in qualifying purchases using your registered Card at participating Marriott Bonvoy™ properties in Canada, via the Marriott Bonvoy™ mobile application or at by Oct 31, 2021 and you can earn a one-time $50 / $100 statement credit. Registration cap applies. 

You can also combine this Marriott offer with the previous Discover Canada offers:

Tuesday, July 6, 2021

A complimentary DashPass subscription for up to 12 months

Deal Link:

RBC and DoorDash have announced a joint initiative which offers eligible RBC credit cardholders a complimentary DashPass subscription for up to 12 months (a savings of up to $120 in monthly subscription fees). 

By having DashPass, customers receive $0 delivery fees and reduced service fees on eligible orders, as well as other perks at participating stores when they order on-demand delivery and pickup from restaurants across Canada. 

Starting today, eligible RBC credit cardholders can activate this new benefit to receive either a 3 or 12 month complimentary DashPass subscription depending on which credit card they hold. RBC clients with a credit card eligible for the 12 month benefit can save up to $120 in monthly subscription fees, in addition to unlocking other perks, including $0 delivery fees on eligible orders of $12 or more when they pay with their eligible RBC credit card. All Avion credit cards and the WestJet RBC World Elite Mastercard are among those eligible for 12 months of complimentary DashPass. 

To activate the benefit and find out how many months of complimentary DashPass they are eligible for, clients can download and open the DoorDash app and add their RBC credit card as a payment method or visit 

If you want to sign up a new DoorDash account, please use our referral link: thanks. Your can gets $45 off ($15 off each of your first 3 orders).

BTW, if anyone wants to leave his/her referral link below, please use the following format ONLY: "My DoorDash referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

AmEx Offer: Discover Canada

Expiry: Oct 31, 2021

Spend at least $250 in qualifying purchases using your registered Card directly at eligible hotel merchants located in AB / BC / ON / QC by Oct 31, 2021 and you will earn a one-time $50 statement credit. Only the first 20,000 cards to be successfully registered are eligible for the offer. 

Offer valid only at eligible hotel merchants located in AB / BC / ON / QC. Offer valid on room rate and room charges only. All other purchases are excluded. All gift card purchases are excluded. You must pay the eligible hotel directly using your registered Card, including by phone, through their mobile application or online through the hotel site (e.g. upon booking a hotel stay or upon check-in or check-out), to be eligible for this offer. Offer NOT valid for stays that are paid for before registration of your eligible Card in the offer and after Oct 31, 2021. 

Camping, timeshares, short-term rentals, banquets, events, and vacation packages are NOT included. Hotel rooms paid in advance to a travel agent or travel website are NOT included. You will NOT earn a statement credit if you prepay for your hotel stay with a third party, such as an online travel agent, travel website, online home stays website or prepay the hotel as part of a vacation package. Offer is non-transferable. You can earn a maximum of $50 (CAD) in statement credit/s per registered Card during the offer period. 

Monday, July 5, 2021

AmEx Offer: Get 10% of total purchases as a credit from Dell Technologies

Expiry: Dec 31, 2021

Until Dec 31, 2021, each time you make a qualifying purchase Card online at you can get a statement credit equivalent to 10% of the total purchase transaction after taxes and applicable fees, charged to your registered Card during the offer period and subsequently posted to your account. In the case of a purchase made during the offer period, it may not qualify if the registered Card is charged by the merchant on a different date (for example, on the shipping or delivery date), and that date occurs after the offer ends. You can earn a maximum of $1,000 (CAD) in statement credit/s per registered Card during the offer period. 

BTW, you may receive another Dell offer: Earn 1 bonus Membership Rewards point for every dollar in qualifying purchases using your registered Card at by Dec 31, 2021. 

Of course, the 10% Dell offer is much better!