Friday, October 30, 2020

Shoppers Drug Mart: Bonus Redemption Event (Expired)

Expiry: Nov 4, 2020

The next SDM Bonus Redemption Event is between Oct 30 to Nov 4, 2020. Redemption amounts between the specified examples are also eligible to receive the following extra value amounts:
  • Tier #1: Get $15 in extra value (15,000 PC Optimum points) when you redeem 50,000 PC Optimum points; 
  • Tier #2: Get $40 in extra value (40,000 PC Optimum points) when you redeem 100,000 PC Optimum points; 
  • Tier #3: Get $100 in extra value (100,000 PC Optimum points) when you redeem 200,000 PC Optimum points.

Wednesday, October 28, 2020

Air Canada & WestJet: 20% Off Base Fares

 
Deal Link: www.aircanada.com

Expiry: Oct 31, 2020

You can save 20% on all base fares to all destinations for travel until June 13, 2021. Even sweeter, enjoy no change fees if your plans change. You need to book by October 31, 2020 and travel between November 13, 2020 to June 13, 2021. Complimentary Manulife COVID-19 medical and quarantine insurance will be included with your next eligible international round-trip, for travel completed by April 12, 2021.

BTW, WestJet also provides the similar offer: https://www.westjet.com/en-ca/index

AmEx: GCR Cash Back Boost


If you apply some AmEx credit cards now through GCR, you will earn cash back boost in addition to the normal welcome bonus. GCR is the oldest and probably the best cash back website in Canada. I've earned a few thousand dollars in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

If you want to sign up for a GCR account, please use our referral link below: https://www.greatcanadianrebates.ca/Register/126795/ , and fill in our email (canadianrewards@gmail.com) as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

Tuesday, October 27, 2020

AmEx Cobalt: Shop Amazon.ca and Earn 5X points (Coming soon)

 

Expiry: Nov 30, 2020

This is a targeted offer for some AmEx Cobalt Cardmembers.  From November 27th to 30th, 2020, when you use your registered AmEx Cobalt Card to shop online on Amazon.ca, you can earn 4 bonus points for every $1 in eligible purchases up to maximum of $500 (after taxes and shipping). After you reach $500 in purchases, you will still continue to earn at the regular earn rate of 1x the points. You can register your eligible Card from November 12-30, 2020.

Purchase Any Gift of Costco Membership and get a $50 voucher

 
Deal Link: https://www.costco.ca/gift-of-membership.html

Expiry: Dec 27, 2020

If you purchase any gift of Costco membership before Dec 27, 2020, you will get a $50 voucher for Costc.ca. 

This $50 voucher is valid from October 26, 2020 and January 17, 2021 and may not be combined with any other offer. This offer can only be redeemed on merchandise purchases of $250 or more on Costco.ca (in one transaction, before taxes, applicable fees and shipping, unless applicable fees and/or standard shipping is included in the quoted price). 

Sunday, October 25, 2020

Questrade Online Brokerage Introduction

Updated on Oct 8, 2020: As of October 1, 2020, Questrade will no longer be charging inactivity fees on any accounts. 

 

Questrade is one of my favorite Canadian online trading platforms. I have my TFSA Self-directed Investing Account at Questrade. Questrade opened its doors in 1999 and it is one of Canada's fastest growing online brokerages. Questrade is based in Toronto, Canada. They support all types of accounts : TFSA, RRSP, Margin, RRIF, LIRA etc.


If you are interested in Questrade, please use our referral link: http://www.questrade.com/?refid=jpzzuj4s , or offer code "jpzzuj4s" to open a new Questrade account. You will receive $50 trade commission rebate (for Questrade Self-directed Investing Account) or $10,000 Managed free for a year (for Questrade Wealth Management Account). With self-directed investing, you're managing the investments yourself. With Questwealth Portfolios, your investments are managed by Questrade team of experts.

Monday, October 19, 2020

CIBC will enhance their Dividend Platinum Visa and Visa Infinite Cards

CIBC will enhance their Dividend Platinum Visa and Infinite Visa Credit Cards on Feb 1, 2021.

For CIBC Dividend Platinum Visa Card:


For CIBC Dividend Visa Infinite Card:



BTW, if you have an eligible CIBC Smart Plus Account after February 1, 2021, you'll get a rebate on the $99 annual fee for Dividend Platinum or the new annual fee of $120 for Dividend Visa Infinite. 

As far as I am concerned, I like the new version of the CIBC Dividend Visa Infinite Card. The new 2% cash back categories are better than Tim Hortons & Telus. The new Cash Back On Demand feature is flexible. The new Mobile Device Insurance is very useful. I don't use those travel insurances on this Visa Infinite card anyway. 

Thursday, October 15, 2020

Neo MasterCard Introduction


Updated on Oct 15, 2020: Neo MasterCard is now available in Calgary, Edmonton and Winnipeg (if this is home for you, you can download Neo now to apply the card. No invitation needed). It is a MasterCard with credit limit and you need to upload photo of a government ID and your selfie photo during application in addition to the normal personal information required for credit card application. You can automatically get rewarded (up to 20% cashback) when you pay with Neo at hundreds of merchants. The list of merchants are as follows: Calgary, Edmonton, Winnipeg. The upcoming cities for Neo are Vancouver / Saskatoon / Regina. 


Neo Financial (based in Calgary) will release a new kind of credit card in Canada, named Neo Card. It is no annual fee, no Foreign Exchange fee when you travel and you can get rewards when you use it for purchases. If you want to know more about this new card, please visit their website: https://www.neofinancial.com/

Wednesday, October 14, 2020

AmEx Gold: Earn a total of 5X the points on qualifying mobile service provider payments

 
Expiry: Dec 31, 2020

This is a targeted offer for AmEx Gold cardholders. From October 14 to December 31, 2020, when you use your registered Card at eligible mobile service providers in Canada, you can earn a total of 5x the points on qualifying purchases, up to a maximum of $500 in purchases after taxes. That’s an additional 4 bonus points per $1 on top of the standard earn rate that you currently earn on your Card. You can earn a maximum of 2,000 bonus Membership Rewards points per registered Card during the offer period.

Tuesday, October 13, 2020

Capital One Costco MasterCard Bonus Cash Back (Expired)

 
Deal Link: https://www.costco.ca/capital-one-costco-mastercard-offer.html

Expiry: Oct 14, 2020

How it works:

  1. Shop on Costco.ca.
  2. When paying for your purchases, use your Capital One Costco Mastercard.
  3. Once your Costco.ca purchases have been successfully processed, your cash back earned will be calculated according to the amount you've spent on all other purchases (outside of gas and restaurants) so far this year: if your total spent on all other purchases is up to $3,000, you'll earn 0.5% cash back on your Costco.ca purchases from October 13 - 14, 2020; if your total spent on all other purchases is more than $3,000, you'll earn 1% cash back on your Costco.ca purchases during that same period; the Costco.ca purchase(s) above will also earn an extra 4% bonus cash back, for a total of up to 5%!
  4. In December 2020, you’ll receive an email from Capital One confirming you made a qualifying purchase (as long as your purchases have posted).
  5. Your bonus cash back will be applied to your account in December 2020.
  6. You will receive your 2020 annual cash back coupon, including this bonus cash back, in January 2021.
BTW, based on other people's experiences before, it is possible that you can earn this bonus when you buy Costco Shop Card online with the Capital One Costco MasterCard.

Canadian Tire Triangle MasterCard: $100 Bonus CT Money (Expired)

 
Deal Link: https://www.canadiantire.ca/en.html

Expiry: Oct 14, 2020

If you apply for a Canadian Tire Triangle MasterCard on Oct 13 & Oct 14, 2020, you can get $100 bonus CT Money on approval when you shop online or in-store at Canadian Tire within 30 days. BTW, new applications for the Triangle World Elite Mastercard are currently not being accepted. Probably, Canadian Tire will make some changes to this WEMC.

Costco: Get a $350 Costco Shop Card (Expired)

 
Deal Link: https://www.costco.ca/shop-card-offer.html

Expiry: Oct 14, 2020

You can get a $350 Costco Shop Card when you spend $3000+ before taxes on Costco.ca. Promo code "SHOP2020" is needed at checkout. This offer is valid between Oct 13 and Oct 14, 2020. Note: Offer not valid for Costco purchases made in warehouse, in Costco Business Centre, on Costcobusinesscentre.ca, on Costcophotocentre.ca, on costcopharmacy.ca, on Sameday.costco.ca or on purchases of Costco Shop Cards, App Store & iTunes Gift Cards, gift cards, certificates and tickets, travel, membership, membership renewals, gifts of membership, custom installation or custom merchandise orders. 

Monday, October 12, 2020

Rakuten: 10% Cash Back (Oct 13, 2020 Only)


You can earn 10% cash back on many online stores through rakuten.ca on Oct 13, 2020. If you don't have a Rakuten.ca account now, please use our following referral link to register (thanks): https://www.rakuten.ca/referrer?referrerid=FBEr0URIa6Q%3D You will receive $5 bonus after you spend $25 through Rakuten.

Fairmont Altitude Offer

 

Deal Link: https://www.fairmont.com/offers/north-america/altitude/

Expiry: Dec 31, 2020

This offer is exclusively for Air Canada Altitude Prestige 25K and Elite 35K members. Enjoy a luxury hotel experience along with the following extra benefits at Fairmont Hotels & Resorts when you book Fairmont hotels:

  • Room upgrade, based on availability at time of check-in
  • Daily complimentary breakfast for 2
  • $50 hotel credit per stay
  • 2 night min. stay required

You need to book before December 31, 2020, and travel before March 31, 2021.

Saturday, October 10, 2020

Marriott: Week of Wonders

 
Deal Link: https://www.marriott.com/loyalty/redeem/hotel-redemption.mi

Expiry: Oct 15, 2020

Week of Wonders is here—seven days of awe, exclusively for Marriott members. To celebrate, you can redeem free nights for up to 33% fewer points, now through October 15, 2020. All you have to do is decide where to redeem. Travel time need to be before Nov 30, 2020.

Thursday, October 8, 2020

SDM: Get a bonus $25 CT gift card

Expiry: Oct 16, 2020

You can get a bonus of $25 Canadian Tire Gift Card when you buy $300 in Canadian Tire Gift Cards in Shoppers Drug Mart before between Oct 10 to Oct 16, 2020. Limit $500 per customer. This is equal to ~7% off. You can also get nice credit card rewards if you have the PC Financial WEMC or AmEx Gold etc. I think this is a great offer, especially you can use Canadian Tire gift card for gas purchase at Canadian Tire Gas Bar.

Tuesday, October 6, 2020

Air Canada Gift Card 10% Off

Expiry: Oct 14, 2020

Between Oct 8 to Oct 14, 2020, you can get 10% off when you buy Air Canada Gift Cards in some grocery stores, such as Sobeys, Safeway etc... I suggest that you can use AmEx Cobalt Card (or other credit card with high return on grocery stores) to get 5X points on the gift card purchase. Totally, it is equal to ~15% off on Air Canada gift cards, which is quite good if you plan to take their flights in the near future.

BTW, at the same time, the Air Miles Bonus Boom event is ongoing (between Oct 1 to Oct 14, 2020). You can earn extra Air Miles when you buy store gift card. One trick: in some stores that you may be able to buy the Air Canada gift card using store gift card. This is totally YMMV. 

Monday, October 5, 2020

EQ Bank Savings Plus Account: One of the Best High Interest Savings Accounts in Canada

Updated on Oct 5, 2020: The interest rate for the EQ Bank Savings Plus Account will change from 1.70% to 1.50% on Oct 8, 2020.


EQ Bank Savings Plus Account is one of my favorite bank accounts. It helps you get the most out of your money, with no monthly fees, no minimum balances and unlimited transactions.

Sunday, October 4, 2020

Open a CIBC Smart / Smart Plus Account and Get $350 Bonus

Expiry: Oct 30, 2020

You can Get $350 when you open a CIBC Smart Account before Oct 30, 2020. Plus, you don't need to pay monthly fee for up to 12 months when you open your first CIBC chequing account. You can do the application online. It only takes a few minutes to open an account.

To qualify for $350:
  1. Open a new CIBC Smart Account before Oct 30, 2020.
  2. Set up a recurring direct deposit or 2 recurring pre-authorized debits within 3 months.
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Deal Link: https://www.cibc.com/en/special-offers/smart-plus-fee-rebate.html
Expiry: Oct 30, 2020

You can Get $350 when you open a CIBC Smart Plus Account before Oct 30, 2020. Plus, you can enjoy all-in-one banking with over $500 in value. You can do the application online. It only takes a few minutes to open an account.

To qualify for $350:
  1. Open a new CIBC Smart Plus Account before Oct 30, 2020.
  2. Set up a recurring direct deposit or 2 recurring pre-authorized debits within 3 months.

After you become a CIBC client, you can also earn up to $75 bonus when you use CIBC global money transfer service for the 1st time: https://www.canadianrewards.net/2019/06/cibc-global-money-transfer-up-to-85.html

Saturday, October 3, 2020

Canadian Wildlife Federation: 2021 Calendar

 
Deal Link: https://cwf-fcf.org/en/resources/printed-materials/calendars/?src=menu

If you are a member of Canadian Wildlife Federation, now you can request your 2021 Canadian Wildlife Calendar. Due to technical difficulties, they have temporarily removed the requirement to login to request the calendar. If entered by November 30 you will receive your calendar no later than January 1, 2021. You can share this information with your friends and family, so they can get a stunning Calendar too! I already registered one for myself!

Friday, October 2, 2020

Get 100% More Points When You Buy HHonors Points

BUY NOW
Expiry: Dec 31, 2020

If you buy 5,000+ Hilton points before Dec 31, 2020, you will receive 100% more bonus. Members may purchase a maximum of 160,000 points per calendar year. All purchases are non-refundable. This is the best points deal from HHonors. Note: GST/HST will be charged to Canadian residents.

Costco Membership Promotion

 
Deal Link: https://www.costco.ca/reactivation-offer.html

Expiry: Oct 25, 2020
 
This offer is for new members or memberships that have been expired for more than 18 months. The offer expires October 25, 2020 and may not be combined with any other offers. Original email must be presented at the Membership Counter at signup. To redeem this offer online, use membership promo code at checkout. You will then receive an email with a unique promo code for online spend within 5-7 business days.

Executive Membership Offer: Receive a $120 online voucher for your next purchase on Costco.ca when purchasing a new Executive Membership on Costco.ca. The online voucher promo code will be sent to the member’s email address within 5-7 business days of successful completion of the signup process. The online voucher is valid until January 17, 2021. The online voucher code must be used in one (1) single transaction greater than $250, before taxes, applicable fees and shipping, unless applicable fees and/or standard shipping are included in the quoted price.

Only one (1) $120 OFF can be used per member per transaction during the promotional period. Voucher will not be replaced if lost or stolen. Voucher amount will not be reissued if merchandise is returned. Offer not valid for Costco purchases made in warehouse, in Costco Business Centres, on Costcobusinesscentre.ca, on Costcophotocentre.ca, on Instacart.ca, on Sameday.costco.ca, or on purchases of Costco Shop Cards, App Store & iTunes Gift Cards, gift cards, certificates and tickets, travel, tires, membership, or membership renewals. Only Canadian Costco members in good standing may take advantage of this offer. Prices, specifications, availability and terms of offers subject to change without notice.

Gold Star Membership Offer: Receive a $60 online voucher for your next purchase on Costco.ca when purchasing a new Gold Star Membership on Costco.ca. A $60 online voucher Promo Code will be sent to the member’s email address within 5-7 business days of successful completion of the signup process. The online voucher is valid until January 17, 2021 . The online voucher code must be used in one (1) single transaction greater than $100, before taxes, applicable fees and shipping, unless applicable fees and/or standard shipping are included in the quoted price.

Only one (1) $60 OFF can be used per member per transaction during the promotional period. Voucher will not be replaced if lost or stolen. Voucher amount will not be reissued if merchandise is returned. Offer not valid for Costco purchases made in warehouse, in Costco Business Centres, on Costcobusinesscentre.ca, on Costcophotocentre.ca, on Instacart.ca, on Sameday.costco.ca, or on purchases of Costco Shop Cards, App Store & iTunes Gift Cards, gift cards, certificates and tickets, travel, tires, membership, or membership renewals. Only Canadian Costco members in good standing may take advantage of this offer. Prices, specifications, availability and terms of offers subject to change without notice.

In order to receive the $20 Costco.ca voucher, you must have enrolled in membership auto-renewal with any Mastercard at the time of signup. Non-members who sign up online will receive an email with a unique promo code for $20, 5-7 business days after successful membership auto-renewal enrollment.

MBNA Alaska Airlines MasterCard: Earn additional $100 statement credit (Targeted)

This is a targeted offer. Please check your email to see if you receive it. If you are targeted, then you need to apply a MBNA Alaska Airlines MasterCard before Dec 31, 2020, and spend $1000+ on the card within 90 days of account opening. Then you will receive:

  • MBNA Alaska Airlines Platinum Plus MasterCard: 20000 Alaska Airlines Miles + $100 statement credit
  • MBNA Alaska Airlines World Elite MasterCard: 30000 Alaska Airlines Miles + $100 statement credit

Air Canada: Making eUpgrades easier

 

Air Canada is improving eUpgrades to make it easier than ever for you and your travel companions to enjoy the comforts of our premium cabins. Here’s what you can look forward to: 

1) Request your eUpgrade any time prior to departure 

Request your eUpgrade any time after you book – you no longer need to wait until your upgrade booking window opens. Beginning October 6, you can request your upgrade any time prior to check-in at aircanada.com or with Air Canada Reservations, and when seats are available, it will clear automatically within your upgrade clearance window. If you prefer, you’ll still have the option to request upgrades at check-in on the day of departure. 

2) Simplified and improved eUpgrade requirements 

Now, all Air Canada fare options are eligible for eUpgrades, with the exception of Economy Basic fares. Plus, you’ll be able to upgrade all Aeroplan flight rewards. We’ve further simplified our eUpgrade requirements across our network, and in many cases reduced the credits and add-ons required for an upgrade. 

3) eUpgrades for your travel companions 

The transformed Aeroplan is built for families, with all-new features like Family Sharing and Status Pass. We heard from many of you about how important it is to be able to share the experience of Business Class with your companions. Beginning November 8, when seats are available, upgrade requests for companions travelling on your reservation will clear with the priority of your Altitude status – including at the airport. This means they’ll be able to join you up front more often. 

Thursday, October 1, 2020

Simplii Financial 2.3% Interest Rate on Eligible Deposits (Targeted)

 
Expiry: Mar 31, 2021

This is a targeted offer (by invitation only). If you were targeted, you can see this offer when you log in your online Simplii Financial bank account. The special annual interest rate of 2.30% is a combination of promotional and regular annual interest rates payable on deposits made to an eligible Simplii Financial High Interest Savings Account and/or Savings Account (together, “Eligible Savings Accounts”), Simplii Financial Daily Interest RRSP Account, RRSP Savings Account or Tax Free Savings Account (together, “Eligible Registered Savings Accounts” and together with “Eligible Savings Accounts”, the “Eligible Accounts”) between October 1, 2020 to March 31, 2021 (the “Offer Period”). 

Eligible Accounts opened before the Offer Period must be enrolled in the offer by the primary account holder. Eligible Accounts opened during the Offer Period are automatically enrolled in the offer. So, if you are not a Simplii Financial client, you can open a new Simplii Financial account to get this offer. This is a welcome offer for new client now: https://www.canadianrewards.net/2018/09/simplii-financial-new-clients-can-earn.html

If you are a Simplii Financial client but not targeted with this offer, you can try to call in and you may receive a special interest rate of 2.0% for the same period. YMMV.

UGO Wallet Fall Sale: Buy $100 Walmart Gift Card and Get $10 bonus Walmart Gift Card

Deal Link: https://www.ugo.ca/fallsale

Expiry: Oct 31, 2020

UGO Wallet customers will earn a bonus $10 Walmart Canada e-gift card for every $100 purchase of Walmart Canada e-gift cards until October 31, 2020. Customers can qualify for a maximum of $50 in bonus e-gift cards during the campaign. Offer available while supplies last or until October 31, 2020. Bonus e-gift card(s) will be provided in app, waiting to be claimed by November 6, 2020.

AmEx Offers for Indigo and BOSS

 
Expiry: Oct 31, 2020

Spend at least $60 in qualifying purchases using your registered Card at www.chapters.indigo.ca/en-ca/ by Oct 31, 2020 and you can earn a one-time $15 statement credit. This is for AmEx Cobalt cardholders only.

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Expiry: Nov 15, 2020

Spend at least $250 in qualifying purchases using your registered Card at participating BOSS Store location(s) or at www.hugoboss.com/ca by Nov 15, 2020 and you can earn a one-time $50 statement credit. 

Swagbucks Rewards Program Introduction


Swagbucks.com is an online rewards destination by Prodege LLC. It enables users to earn points (called SB) by performing a variety of online activities, including searching, shopping, taking surveys, playing games, and discovering online content, and then to redeem those points for retail gift cards, PayPal cash, or other rewards. Swagbucks has already paid out over $376,658,768 in cash and free gift cards.

RBC: Get a latest 10.2" iPad

Expiry: Dec 18, 2020

You can get the latest Apple 10.2" iPad (8th Generation, price $429+tax) at no cost when you open an eligible RBC bank account. Offer ends Dec 18, 2020.

You need to set up and complete two of the following by Feb 15, 2021:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

Then RBC will send you an email shortly after you qualify with instructions on how to order your 10.2” iPad Wi-Fi 32GB (8th Generation).

Air Miles Bonus Boom Event is Back!

Expiry: Oct 14, 2020

Air Miles Bonus Boom event is back. You can get a boost of bonus Air Miles when you shop at participating partners between Oct 1 to Oct 14, 2020. When you use 3 different offers, you will earn 95 bonus Air Miles. Different provinces may have different offers. Registration is required for some offers.

One example of Air Miles Bonus Boom BMO offers is as follows: