Thursday, February 25, 2021

AmEx Offers for Mobile Wallet

Expiry: Apr 23, 2021

Updated on Feb 25, 2021: For some AmEx Aeroplan series cards, you can earn 3 bonus Aeroplan points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Apr 23, 2021. Limit 1,500 bonus Aeroplan points. 

Expiry: Mar 31, 2021

For some AmEx MR series cards, you can earn 3 bonus Membership Rewards points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Membership Rewards points. 

For some AmEx Marriott series cards, you can earn 3 bonus Marriott points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Marriott points. 

For some other AmEx cards, if you spend at least $200 in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay or Samsung Pay by Mar 31, 2021, you can earn a one-time $10 statement credit.

Tuesday, February 23, 2021 Referral: Earn up to 1000 bonus Air Miles

Expiry: Mar 23, 2021 has a referral offer now. When a Air Miles Collector uses your unique referral link to sign in and make their first purchase ($20+) through before Mar 23, 2021, you’ll get 200 Bonus Miles and they will get 50 Bonus Miles! So if a maximum of 5 of your referrals sign in and make an eligible purchase, it could add up to 1000 Bonus Miles. "Deal Link" above is our referral link. Thanks.

BTW, if anyone wants to leave his/her referral link below, please use the following format ONLY: "My referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Get $5 by ‌downloading PayPal app (Targeted)


This is a targeted offer from PayPal. Please check your email to see if you receive it. Simply save the offer by clicking the link "Save $5 Offer" in the email. Then download the PayPal app and log in to receive $5 cash. You'll receive your $5 within one week and you can use it however you'd like - spend, send, donate, or withdraw it! This offer expires March 18th, 2021. 

Note: Rewards are only available to the first 44,000 Eligible Participants that successfully claim the Reward and will no longer be awarded once the limit is reached, as determined by PayPal in its sole discretion. There is a limit of one Reward per Valid Account. You may be required to link and confirm a bank account in order to withdraw money from your Valid Account.

Saturday, February 20, 2021

RBC: Get up to 2% Interest on Your Savings

Deal Link:

Expiry: Apr 20, 2021

Simply open your first RBC High Interest eSavings Account by April 30, 2021 and you will receive 1.5% for the first 3 months. You can also get 2% for the next 3 months if you open your first RBC TFSA or RRSP with a minimum balance of $100 within 60 days of opening your eSavings account.

Tuesday, February 16, 2021

Marriott: Get 40% more points on purchases of 2000+ points

Expiry: Mar 22, 2021

You can get a 40%  bonus points on purchases of 2000+ Marriott point through Mar 22, 2021. It is a good offer if you want to redeem Marriott hotel but don't have enough points. 

Sunday, February 14, 2021 14% Cash Back for Many Stores (Expired)

Expiry: Feb 14, 2020

To celebrate the "Valentine's Day", you may earn 14% cash back from many stores through today, including Dell/Dyson/Adidas etc. If you don't have a account now, please use our following referral link to register (thanks): You will receive $5 bonus after you spend $25 through Rakuten.

Saturday, February 13, 2021

Scotia Momentum Visa Infinite: Earn 10% Cash Back for the first 3 months + FYF + $100 GCR bonus

Expiry: Feb 28, 2021

You can earn 10% cashback on purchases for the first 3 months (only on the first $2000 in purchases), plus First Year Free, when you apply the Scotiabank Momentum Visa Infinite Card before Feb 28, 2021.

In addition to this, you can also get $100 bonus if you apply this card through GCR. If you don't have a GCR account, you can use our referral link ( ), with which you can get extra $3 from GCR (and we can get bonus too. Our email is: We appreciate you using our links where possible.

So, the total welcome bonus is $2000*10% + $100 = $300.

Wednesday, February 10, 2021

RBC WestJet WEMC: Companion voucher or lounge vouchers?


RBC WestJet World Elite Mastercard holders now have the option to exchange their companion voucher for 4 lounge vouchers. You can use these lounge vouchers for yourself or treat your guests to the WestJet airport lounge experience. Simply register at to make the exchange. If you qualify, the new lounge vouchers will be deposited in the voucher section of your account within 4 days. The lounge vouchers will have the same expiry date as the original Annual World Elite companion voucher. Visit for a current list of lounges.

Monday, February 8, 2021

The Aeroplan Explore For More Contest

Deal Link:

Expiry: Feb 14, 2021

Do you want to win some Aeroplan points? You can join the Aeroplan Explore For More Contest by Feb 14, 2021. The more you explore, the more you can win! Online registration is required. 

The more you explore, the more chances to win and the bigger the prizes! Enter by Feb. 14, 2021. Prizes will be drawn on Feb. 24, 2021.

Free Equifax Credit Score and Report

Deal Link:

Now you can get FREE online Equifax credit score and report. It is possible that TransUnion may provide the same FREE service in the near future.

Sunday, February 7, 2021

BMO Rewards Travel Changes


Starting May 5, 2021, the number of BMO Rewards points needed to redeem for $1 in travel will change from 140 points to 150 points (~7% devaluation). At the same time, BMO will be increasing your available BMO rewards points balance by 7% to make your point value already earned remains the same. These changes will affect the BMO Rewards MasterCard, BMO World Elite MasterCard, BMO Eclipse Visa Infinite, BMO Eclipse Visa Infinite Privilege.

Friday, February 5, 2021

$300 Offer for CIBC Smart Account and CIBC Smart Plus Account

Deal Link:

Expiry: Jul 29, 2021

Offer begins on February 5, 2021, at 12:01 am ET and ends on July 29, 2021, at 11:59 pm ET. Offer available to Canadian residents who have reached the age of majority and who are not holders or joint holders of a CIBC chequing account. 

To qualify, open a CIBC Smart™ Account or CIBC Smart™ Plus Account and provide your email address. Within 2 months of opening the account, complete 2 of the following 3 activities: (i) at least 1 recurring direct deposit; (ii) at least 2 different recurring pre-authorized debits; (iii) at least 2 online bill payments of at least $50 each. The direct deposit and the pre-authorized debit must remain in effect for at least 2 consecutive months. 

Offer cannot be combined with any other offer, reward or rebate unless otherwise indicated. The cash reward will be deposited into your account seven (7) months after you have opened the account. Other conditions apply.

Thursday, February 4, 2021

RBC: Earn up to $300 when you open an eligible bank account

Expiry: Mar 31, 2021

You can earn up to $300 bonus when you open a new eligible RBC bank account. Here is how:

1) Open an eligible RBC bank account1 by Mar 31, 2021.
2) Set up and complete two of the following by Jun 30, 2021:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

UGO Wallet: Buy Sobeys Gift Card and Get Rewarded

Deal Link:

Expiry: Feb 28, 2021

You can get bonus Sobeys e-gift cards when you buy Sobeys e-gift cards as a gift or for yourself! For every $100 of Sobeys e-gift cards you buy in UGO Wallet between February 4 and February 28, 2021, you'll get a bonus $10 Sobeys e-gift card, up to a maximum of $50 in bonus Sobeys e-gift cards per customer.

Sobeys e-gift cards can be used at Sobeys, IGA, Safeway, Foodland, FreshCo, Thrifty Foods, Sobeys Urban Fresh, Sobeys Extra, Price Chopper and Lawtons Drugs locations across Canada.

Bonus $10 e-gift card(s) will be deposited to your UGO Wallet account no later than March 5, 2021. Bonus e-gift card(s) must be claimed no later than March 31, 2021 or it will be removed from your UGO Wallet account and will not be retrievable. 

BMO AIR MILES World Elite Mastercard Changes

Starting May 2021, as a BMO AIR MILES WEMC cardholder, you can get 3x the Air Miles on groceries, gas and more at participating AIR MILES Partners (the partners list).Everywhere else you use your card to make a purchase, you’ll get 1 Mile for every $12 you spend. I think this is better than the current rewards program.

There is change to Mastercard Airport Experiences provided by LoungeKey too. You can continue to enjoy complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access. But, the two annual complementary passes will no longer be provided with this membership.

Beginning on your May 2021 statement, the standard interest rate for purchases, fees, and other charges will be increasing from 19.99% to 20.99%.5 Any promotional rates, default rates, or other non-standard rates will not be impacted by this change.

As of May 3rd, the fee charged for cash advances, cash-like transactions and bill payments in/outside of Canada is changing from a $5 fee to 1% of the transaction amount with a minimum fee of $5.

Koodo Mobile Referral Program

Updated on Feb 4, 2021: if you open a new Koodo Mobile post-paid phone plan with your friend's referral link before Feb 14, 2021, you both will earn $50 bonus. After this date, the referral bonus will return to $25.

If you want to open a new Koodo Mobile post-paid phone plan, you can use your friend's Koodo referral link. Then both people can earn $25 statement credit from Koodo ($5/month for 5 months).  If you cannot find one from your friends, please send email to us (, and we will send you a Koodo referral link. Thanks.

Wednesday, February 3, 2021

BMO Cash Back WEMC: New and Improved Cash Back Rewards

BMO Cash Back WEMC will introduce a new and improved cash back rewards. Starting in May 2021, and applying to all purchases that appear on June 2021 statements, CashBack Rewards earned on BMO CashBack World Elite Mastercard purchases will change from 1.5% cash back on all purchases to:

  • 5% cash back on eligible grocery purchases, up to a maximum of $500 spent for each statement cycle
  • 4% cash back on eligible transit purchases, up to a maximum of $300 spent for each statement cycle
  • 3% cash back on eligible gas purchases, up to a maximum of $300 spent for each statement cycle
  • 2% cash back on eligible recurring bill payments, up to a maximum of $500 spent for each statement cycle
  • 1% unlimited cash back on all other purchases

Once you spend up to the maximum for groceries, transit, gas or recurring bill payments for your statement period, you’ll keep earning 1% cash back on eligible purchases in those categories.

The changes will happen in May 2021 which means all purchases that appear on and before May statements will continue to earn 1.5% cash back. Exactly when the changes take effect will depend on individual statement dates, which can be found (in bold) in the top right corner of your statement. CashBack Rewards will change the day after your statement date (so, a statement date of May 4th, 2021 means your CashBack Rewards will change on May 5th, 2021).

Plus, cardholders can continue to get exclusive benefits like all kinds of insurances and BMO Roadside Assistance program.

From my point of view, this is really a good news for all current and future BMO Cash Back WEMC cardholders.

Monday, February 1, 2021

AmEx Offers for Oxford Properties Gift Card

Expiry: Mar 31, 2021

If you spend at least $250 in qualifying gift card purchases using your registered Card at participating Oxford Properties guest services location(s) or through by Mar 31, 2021, you can earn a one-time $50 statement credit. Only the first 18,000 cards to be successfully registered are eligible for the offer. 

BTW, if you have a Scotiabank AmEx card, you can also try to register this offer: