Thursday, February 25, 2021

AmEx Offers for Mobile Wallet

Expiry: Apr 23, 2021

Updated on Feb 25, 2021: For some AmEx Aeroplan series cards, you can earn 3 bonus Aeroplan points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Apr 23, 2021. Limit 1,500 bonus Aeroplan points. 

Expiry: Mar 31, 2021

For some AmEx MR series cards, you can earn 3 bonus Membership Rewards points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Membership Rewards points. 

For some AmEx Marriott series cards, you can earn 3 bonus Marriott points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Marriott points. 

For some other AmEx cards, if you spend at least $200 in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay or Samsung Pay by Mar 31, 2021, you can earn a one-time $10 statement credit.

Tuesday, February 23, 2021 Referral: Earn up to 1000 bonus Air Miles

Expiry: Mar 23, 2021 has a referral offer now. When a Air Miles Collector uses your unique referral link to sign in and make their first purchase ($20+) through before Mar 23, 2021, you’ll get 200 Bonus Miles and they will get 50 Bonus Miles! So if a maximum of 5 of your referrals sign in and make an eligible purchase, it could add up to 1000 Bonus Miles. "Deal Link" above is our referral link. Thanks.

BTW, if anyone wants to leave his/her referral link below, please use the following format ONLY: "My referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Get $5 by ‌downloading PayPal app (Targeted)


This is a targeted offer from PayPal. Please check your email to see if you receive it. Simply save the offer by clicking the link "Save $5 Offer" in the email. Then download the PayPal app and log in to receive $5 cash. You'll receive your $5 within one week and you can use it however you'd like - spend, send, donate, or withdraw it! This offer expires March 18th, 2021. 

Note: Rewards are only available to the first 44,000 Eligible Participants that successfully claim the Reward and will no longer be awarded once the limit is reached, as determined by PayPal in its sole discretion. There is a limit of one Reward per Valid Account. You may be required to link and confirm a bank account in order to withdraw money from your Valid Account.

Saturday, February 20, 2021

RBC: Get up to 2% Interest on Your Savings

Deal Link:

Expiry: Apr 20, 2021

Simply open your first RBC High Interest eSavings Account by April 30, 2021 and you will receive 1.5% for the first 3 months. You can also get 2% for the next 3 months if you open your first RBC TFSA or RRSP with a minimum balance of $100 within 60 days of opening your eSavings account.

Saturday, February 13, 2021

Scotia Momentum Visa Infinite: Earn 10% Cash Back for the first 3 months + FYF + $100 GCR bonus

Expiry: Feb 28, 2021

You can earn 10% cashback on purchases for the first 3 months (only on the first $2000 in purchases), plus First Year Free, when you apply the Scotiabank Momentum Visa Infinite Card before Feb 28, 2021.

In addition to this, you can also get $100 bonus if you apply this card through GCR. If you don't have a GCR account, you can use our referral link ( ), with which you can get extra $3 from GCR (and we can get bonus too. Our email is: We appreciate you using our links where possible.

So, the total welcome bonus is $2000*10% + $100 = $300.

Wednesday, February 10, 2021

RBC WestJet WEMC: Companion voucher or lounge vouchers?


RBC WestJet World Elite Mastercard holders now have the option to exchange their companion voucher for 4 lounge vouchers. You can use these lounge vouchers for yourself or treat your guests to the WestJet airport lounge experience. Simply register at to make the exchange. If you qualify, the new lounge vouchers will be deposited in the voucher section of your account within 4 days. The lounge vouchers will have the same expiry date as the original Annual World Elite companion voucher. Visit for a current list of lounges.

Monday, February 8, 2021

The Aeroplan Explore For More Contest

Deal Link:

Expiry: Feb 14, 2021

Do you want to win some Aeroplan points? You can join the Aeroplan Explore For More Contest by Feb 14, 2021. The more you explore, the more you can win! Online registration is required. 

The more you explore, the more chances to win and the bigger the prizes! Enter by Feb. 14, 2021. Prizes will be drawn on Feb. 24, 2021.

Free Equifax Credit Score and Report

Deal Link:

Now you can get FREE online Equifax credit score and report. It is possible that TransUnion may provide the same FREE service in the near future.

Sunday, February 7, 2021

BMO Rewards Travel Changes


Starting May 5, 2021, the number of BMO Rewards points needed to redeem for $1 in travel will change from 140 points to 150 points (~7% devaluation). At the same time, BMO will be increasing your available BMO rewards points balance by 7% to make your point value already earned remains the same. These changes will affect the BMO Rewards MasterCard, BMO World Elite MasterCard, BMO Eclipse Visa Infinite, BMO Eclipse Visa Infinite Privilege.

Thursday, February 4, 2021

RBC: Earn up to $300 when you open an eligible bank account

Expiry: Mar 31, 2021

You can earn up to $300 bonus when you open a new eligible RBC bank account. Here is how:

1) Open an eligible RBC bank account1 by Mar 31, 2021.
2) Set up and complete two of the following by Jun 30, 2021:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

BMO AIR MILES World Elite Mastercard Changes

Starting May 2021, as a BMO AIR MILES WEMC cardholder, you can get 3x the Air Miles on groceries, gas and more at participating AIR MILES Partners (the partners list).Everywhere else you use your card to make a purchase, you’ll get 1 Mile for every $12 you spend. I think this is better than the current rewards program.

There is change to Mastercard Airport Experiences provided by LoungeKey too. You can continue to enjoy complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access. But, the two annual complementary passes will no longer be provided with this membership.

Beginning on your May 2021 statement, the standard interest rate for purchases, fees, and other charges will be increasing from 19.99% to 20.99%.5 Any promotional rates, default rates, or other non-standard rates will not be impacted by this change.

As of May 3rd, the fee charged for cash advances, cash-like transactions and bill payments in/outside of Canada is changing from a $5 fee to 1% of the transaction amount with a minimum fee of $5.

Wednesday, February 3, 2021

BMO Cash Back WEMC: New and Improved Cash Back Rewards

BMO Cash Back WEMC will introduce a new and improved cash back rewards. Starting in May 2021, and applying to all purchases that appear on June 2021 statements, CashBack Rewards earned on BMO CashBack World Elite Mastercard purchases will change from 1.5% cash back on all purchases to:

  • 5% cash back on eligible grocery purchases, up to a maximum of $500 spent for each statement cycle
  • 4% cash back on eligible transit purchases, up to a maximum of $300 spent for each statement cycle
  • 3% cash back on eligible gas purchases, up to a maximum of $300 spent for each statement cycle
  • 2% cash back on eligible recurring bill payments, up to a maximum of $500 spent for each statement cycle
  • 1% unlimited cash back on all other purchases

Once you spend up to the maximum for groceries, transit, gas or recurring bill payments for your statement period, you’ll keep earning 1% cash back on eligible purchases in those categories.

The changes will happen in May 2021 which means all purchases that appear on and before May statements will continue to earn 1.5% cash back. Exactly when the changes take effect will depend on individual statement dates, which can be found (in bold) in the top right corner of your statement. CashBack Rewards will change the day after your statement date (so, a statement date of May 4th, 2021 means your CashBack Rewards will change on May 5th, 2021).

Plus, cardholders can continue to get exclusive benefits like all kinds of insurances and BMO Roadside Assistance program.

From my point of view, this is really a good news for all current and future BMO Cash Back WEMC cardholders.