Thursday, February 25, 2021

AmEx Offers for Mobile Wallet

Expiry: Apr 23, 2021

Updated on Feb 25, 2021: For some AmEx Aeroplan series cards, you can earn 3 bonus Aeroplan points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Apr 23, 2021. Limit 1,500 bonus Aeroplan points. 

Expiry: Mar 31, 2021

For some AmEx MR series cards, you can earn 3 bonus Membership Rewards points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Membership Rewards points. 

For some AmEx Marriott series cards, you can earn 3 bonus Marriott points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Marriott points. 

For some other AmEx cards, if you spend at least $200 in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay or Samsung Pay by Mar 31, 2021, you can earn a one-time $10 statement credit.

Wednesday, February 24, 2021

RBC WestJet WEMC: 450 welcome WestJet dollars

Deal Link:

Expiry: Mar 31, 2021

You can get 450 welcome WestJet dollars when you apply RBC WestJet WEMC before Mar 31, 2021 and spend $5000 with your new RBC WestJet WEMC in the first 3 months (Note: you still need to pay the annual fee of $119). This is a good offer for this card, because the normal welcome bonus is only 250 WestJet dollars. BTW, This card requires a minimum personal income of $80,000 or a minimum household income of $150,000.

PS: If you became a first-time RBC WestJet WEMC cardholder between Feb 24 - May 31, 2021, your first companion voucher will be $0 CAD (plus taxes and fees) for travel on an Economy fare within Canada, to the U.S., Mexico and the Caribbean. Basically, you can save $119 on this one, which is like First Year Free of the credit card.

Tuesday, February 23, 2021 Referral: Earn up to 1000 bonus Air Miles

Expiry: Mar 23, 2021 has a referral offer now. When a Air Miles Collector uses your unique referral link to sign in and make their first purchase ($20+) through before Mar 23, 2021, you’ll get 200 Bonus Miles and they will get 50 Bonus Miles! So if a maximum of 5 of your referrals sign in and make an eligible purchase, it could add up to 1000 Bonus Miles. "Deal Link" above is our referral link. Thanks.

BTW, if anyone wants to leave his/her referral link below, please use the following format ONLY: "My referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Get $5 by ‌downloading PayPal app (Targeted)


This is a targeted offer from PayPal. Please check your email to see if you receive it. Simply save the offer by clicking the link "Save $5 Offer" in the email. Then download the PayPal app and log in to receive $5 cash. You'll receive your $5 within one week and you can use it however you'd like - spend, send, donate, or withdraw it! This offer expires March 18th, 2021. 

Note: Rewards are only available to the first 44,000 Eligible Participants that successfully claim the Reward and will no longer be awarded once the limit is reached, as determined by PayPal in its sole discretion. There is a limit of one Reward per Valid Account. You may be required to link and confirm a bank account in order to withdraw money from your Valid Account.

Sunday, February 21, 2021

Wealthsimple Cash Introduction

Updated on Feb 21, 2021: Use our link and you'll get $5 bonus when you sign up Wealthsimple Cash, thanks:$canadian 


Wealthsimple Cash is one of the Wealthsimple products. You can use it to split takeout or rent, send a friend cash for a coffee, or request money instantly. With Wealthsimple Cash there are no monthly account fee, no foreign transaction fee and no low balance fees.

Saturday, February 20, 2021

RBC: Get up to 2% Interest on Your Savings

Deal Link:

Expiry: Apr 20, 2021

Simply open your first RBC High Interest eSavings Account by April 30, 2021 and you will receive 1.5% for the first 3 months. You can also get 2% for the next 3 months if you open your first RBC TFSA or RRSP with a minimum balance of $100 within 60 days of opening your eSavings account.

Thursday, February 18, 2021

AmEx Cobalt Card: Up to 45000 bonus MR points + $120 GCR bonus

Expiry: May 5, 2021

AmEx Cobalt Card is one of my favorite cards in Canada. I highly recommend you to apply one if you currently don't have one.

Tuesday, February 16, 2021

Marriott: Get 40% more points on purchases of 2000+ points

Expiry: Mar 22, 2021

You can get a 40%  bonus points on purchases of 2000+ Marriott point through Mar 22, 2021. It is a good offer if you want to redeem Marriott hotel but don't have enough points. 

Sunday, February 14, 2021

PC Financial MasterCard: 100,000 Bonus Points (Expired)

Expiry: Feb 24, 2021

If you apply for a PC Financial MasterCard before Feb 24, 2021, you will earn 100,000 PC bonus points (value $100) in your PC Optimum account when you make a first purchase with your new card at a participating store. No minimum purchase amount required. BTW, PC Financial WEMC cardholders need to meet a minimum annual spending of $15,000. Otherwise, PC Financial will issue a new PC Financial MasterCard instead. 14% Cash Back for Many Stores (Expired)

Expiry: Feb 14, 2020

To celebrate the "Valentine's Day", you may earn 14% cash back from many stores through today, including Dell/Dyson/Adidas etc. If you don't have a account now, please use our following referral link to register (thanks): You will receive $5 bonus after you spend $25 through Rakuten.

Saturday, February 13, 2021

Fido Mobile Referral Program

Deal Link:
Updated on Feb 13, 2021: To celebrate the upcoming Lunar New Year, now you can get 10GB data phone plan for $50/month from Fido (you can also choose other plans, such as 6GB/$45, 12GB/$55, 14GB/$60, 16GB/$75). You can also get 1,000 international long-distance minutes to select countries for 24 months with all Data, Talk and Text plans during promotion period. The destinations available are Australia, Bangladesh, China, Macau, Germany, Hong Kong, India, Italy, Mexico, Taiwan and the United Kingdom. There is no Setup Service Fee ($45/line value) when you activate any device online. BTW, don't forget you can also get $50 referral bonus from Fido until Feb 22, 2021.

Expiry: Dec 31, 2020 Feb 22, 2021

If you want to open a new Fido Mobile post-paid phone plan, you can use your friend's Fido referral link. Then both people can earn $50 statement credit from Fido (This offer ends on Dec 31, 2020 Feb 22, 2021. After that, it will go back to the usual $25 credit).  If you cannot find one from your friends, please contact us ( Thanks.

After you click the referral link, you need to:

  • Submit your name and email here before activating with Fido 
  • Activate a new Fido mobile number with an eligible postpaid plan and submit the new Fido mobile number at within 45 days of unlocking their offer.

Fido mobile customers and any Referees who have activated prior to having been referred or having unlocked their Fido Refer A Friend offer are not eligible.

Referrer cannot refer oneself nor can Fido employees (including but not limited to former employees receiving an employee rebate on their account or third‐party employees who sell Fido products and services) refer a new customer (including Fido employees). The Referee’s new Fido mobile number cannot be added to the Referrer’s Fido account.

Upon confirmation of compliance with these Terms and Conditions and eligibility, a credit in the amount of $25 or higher further to any promotion that may be applicable from time to time (exclusive of taxes), will be applied to the Referrer's Fido account as well as to the Referee's Fido account after the Referee has been an eligible Fido mobile customer for 30 days (and only if the Referrer has remained an eligible Fido mobile customer in good standing for 30 days). A Referrer may refer multiple Referees, however, a maximum of one (1) credit will be applied each month. Any additional referral credits will be applied in subsequent months up to a maximum of $300 per calendar year.

Scotia Momentum Visa Infinite: Earn 10% Cash Back for the first 3 months + FYF + $100 GCR bonus

Expiry: Feb 28, 2021

You can earn 10% cashback on purchases for the first 3 months (only on the first $2000 in purchases), plus First Year Free, when you apply the Scotiabank Momentum Visa Infinite Card before Feb 28, 2021.

In addition to this, you can also get $100 bonus if you apply this card through GCR. If you don't have a GCR account, you can use our referral link ( ), with which you can get extra $3 from GCR (and we can get bonus too. Our email is: We appreciate you using our links where possible.

So, the total welcome bonus is $2000*10% + $100 = $300.

Thursday, February 11, 2021

Current Tangerine Bank Promotions (Updated on Feb 2021)

Updated on Feb 12, 2021: This is a targeted offer. With the March 1st RSP deadline fast approaching, you can take advantage of this online-only offer and earn a 1.75% interest rate until June 30, 2021 on new deposits to a Tangerine RSP Savings Account. Plus, Tax-Free Savings Accounts and non-registered Tangerine Savings Accounts (including US$) also qualify for this rate, up to $1,000,000 per Applicable Account Type. You need to activate this offer by Feb 28, 2021.

Deal Link:
Expiry: Jan 31, 2021 Apr 30, 2021

Tangerine has an update on their 5-month intro offer for the Tangerine Savings Account. New clients can earn 2.1% interest when you open a Tangerine Savings Account and Chequing Account with up to $150 bonus when payroll requirements are met.  The Tangerine core rate for the Tangerine Savings Accounts (Standard, RSP and TFSA) is 0.1% now.  If you want to know more details, please click the "APPLY NOW" link above.

How the online offer works:
  1. Click the "APPLY NOW" link above, then click "Sign Me Up" and become a new Client online by Apr 30, 2021 using promo code 'EARNMORE' (for this promotion, you cannot use Tangerine Orange Key)
  2. Open your first eligible Savings Account and Chequing Account within 30 days, and you’ll earn 2.10% interest in your Savings Account for 5 months.
  3. Add your payroll and have the first payroll direct deposit in your Chequing Account within 60 days of opening the Account. Keep it going for at least 3 straight months and you’ll earn a $150 Bonus after the 3rd month. 

If you cannot meet the requirements for the $150 bonus (for example, you cannot add your payroll direct deposits in Tangerine), you can open a new Tangerine account with Tangerine Orange Key. Then you can earn a $50 Bonus with an initial deposit of at least $250 within 60 days of becoming a Client and meet other conditions (Note: this $50 bonus cannot be combined with the $200 bonus above). Because each person can only have up to 3 referral per year, we don't want to provide our Orange Key here. If you need a Orange Key, please send us email:, thanks.

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates):
  • As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • Your first book of 50 cheques is free. And you can also transfer money by Interac e-transfer for free!
  • After the first 5 months, you can open a new EQ Bank Savings Plus Account and move most of your money there:

PS: For opening Tangerine bank accounts, you can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.

BTW, If anyone wants to leave his/her Tangerine Orange Key below, please use the following format ONLY: "My Tangerine Orange Key is: *******. Thanks." Other format will be deleted. Promotions (2021)

Expiry: Feb 15, 2021
Comments: Lunar New Year promotion is here. You can get 8X Air Miles sidewide when you shop through until Feb 15, 2021.

Wednesday, February 10, 2021

RBC WestJet WEMC: Companion voucher or lounge vouchers?


RBC WestJet World Elite Mastercard holders now have the option to exchange their companion voucher for 4 lounge vouchers. You can use these lounge vouchers for yourself or treat your guests to the WestJet airport lounge experience. Simply register at to make the exchange. If you qualify, the new lounge vouchers will be deposited in the voucher section of your account within 4 days. The lounge vouchers will have the same expiry date as the original Annual World Elite companion voucher. Visit for a current list of lounges.

Monday, February 8, 2021

The Aeroplan Explore For More Contest

Deal Link:

Expiry: Feb 14, 2021

Do you want to win some Aeroplan points? You can join the Aeroplan Explore For More Contest by Feb 14, 2021. The more you explore, the more you can win! Online registration is required. 

The more you explore, the more chances to win and the bigger the prizes! Enter by Feb. 14, 2021. Prizes will be drawn on Feb. 24, 2021.

Free Equifax Credit Score and Report

Deal Link:

Now you can get FREE online Equifax credit score and report. It is possible that TransUnion may provide the same FREE service in the near future.

Sunday, February 7, 2021

BMO Rewards Travel Changes


Starting May 5, 2021, the number of BMO Rewards points needed to redeem for $1 in travel will change from 140 points to 150 points (~7% devaluation). At the same time, BMO will be increasing your available BMO rewards points balance by 7% to make your point value already earned remains the same. These changes will affect the BMO Rewards MasterCard, BMO World Elite MasterCard, BMO Eclipse Visa Infinite, BMO Eclipse Visa Infinite Privilege.

Saturday, February 6, 2021 DoorDash Gift Card Promotion


Deal Link:

$100 DoorDash e-Gift Card is only for $84.99 on You will receive the eTickets/eVouchers, normally within the hour, via email to the email address you have entered. However, in some instances, additional processing time may be required.

Friday, February 5, 2021

HSBC Welcome Offer (Expired)

Expiry: Feb 28, 2021

To celebrate the Lunar New Year of the Ox, HSBC is offering up to $988 bonus to new clients who open a HSBC Chequing account by Feb 28, 2021:
  • Earn up to $300 welcome bonu when you start banking with HSBC.
  • Earn another $688 in cash back and rewards with additional offers

$300 Offer for CIBC Smart Account and CIBC Smart Plus Account

Deal Link:

Expiry: Jul 29, 2021

Offer begins on February 5, 2021, at 12:01 am ET and ends on July 29, 2021, at 11:59 pm ET. Offer available to Canadian residents who have reached the age of majority and who are not holders or joint holders of a CIBC chequing account. 

To qualify, open a CIBC Smart™ Account or CIBC Smart™ Plus Account and provide your email address. Within 2 months of opening the account, complete 2 of the following 3 activities: (i) at least 1 recurring direct deposit; (ii) at least 2 different recurring pre-authorized debits; (iii) at least 2 online bill payments of at least $50 each. The direct deposit and the pre-authorized debit must remain in effect for at least 2 consecutive months. 

Offer cannot be combined with any other offer, reward or rebate unless otherwise indicated. The cash reward will be deposited into your account seven (7) months after you have opened the account. Other conditions apply.

Thursday, February 4, 2021

RBC: Earn up to $300 when you open an eligible bank account

Expiry: Mar 31, 2021

You can earn up to $300 bonus when you open a new eligible RBC bank account. Here is how:

1) Open an eligible RBC bank account1 by Mar 31, 2021.
2) Set up and complete two of the following by Jun 30, 2021:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

UGO Wallet: Buy Sobeys Gift Card and Get Rewarded

Deal Link:

Expiry: Feb 28, 2021

You can get bonus Sobeys e-gift cards when you buy Sobeys e-gift cards as a gift or for yourself! For every $100 of Sobeys e-gift cards you buy in UGO Wallet between February 4 and February 28, 2021, you'll get a bonus $10 Sobeys e-gift card, up to a maximum of $50 in bonus Sobeys e-gift cards per customer.

Sobeys e-gift cards can be used at Sobeys, IGA, Safeway, Foodland, FreshCo, Thrifty Foods, Sobeys Urban Fresh, Sobeys Extra, Price Chopper and Lawtons Drugs locations across Canada.

Bonus $10 e-gift card(s) will be deposited to your UGO Wallet account no later than March 5, 2021. Bonus e-gift card(s) must be claimed no later than March 31, 2021 or it will be removed from your UGO Wallet account and will not be retrievable. 

BMO AIR MILES World Elite Mastercard Changes

Starting May 2021, as a BMO AIR MILES WEMC cardholder, you can get 3x the Air Miles on groceries, gas and more at participating AIR MILES Partners (the partners list).Everywhere else you use your card to make a purchase, you’ll get 1 Mile for every $12 you spend. I think this is better than the current rewards program.

There is change to Mastercard Airport Experiences provided by LoungeKey too. You can continue to enjoy complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access. But, the two annual complementary passes will no longer be provided with this membership.

Beginning on your May 2021 statement, the standard interest rate for purchases, fees, and other charges will be increasing from 19.99% to 20.99%.5 Any promotional rates, default rates, or other non-standard rates will not be impacted by this change.

As of May 3rd, the fee charged for cash advances, cash-like transactions and bill payments in/outside of Canada is changing from a $5 fee to 1% of the transaction amount with a minimum fee of $5.

Koodo Mobile Referral Program

Updated on Feb 4, 2021: if you open a new Koodo Mobile post-paid phone plan with your friend's referral link before Feb 14, 2021, you both will earn $50 bonus. After this date, the referral bonus will return to $25.

If you want to open a new Koodo Mobile post-paid phone plan, you can use your friend's Koodo referral link. Then both people can earn $25 statement credit from Koodo ($5/month for 5 months).  If you cannot find one from your friends, please send email to us (, and we will send you a Koodo referral link. Thanks.

Wednesday, February 3, 2021

BMO Cash Back WEMC: New and Improved Cash Back Rewards

BMO Cash Back WEMC will introduce a new and improved cash back rewards. Starting in May 2021, and applying to all purchases that appear on June 2021 statements, CashBack Rewards earned on BMO CashBack World Elite Mastercard purchases will change from 1.5% cash back on all purchases to:

  • 5% cash back on eligible grocery purchases, up to a maximum of $500 spent for each statement cycle
  • 4% cash back on eligible transit purchases, up to a maximum of $300 spent for each statement cycle
  • 3% cash back on eligible gas purchases, up to a maximum of $300 spent for each statement cycle
  • 2% cash back on eligible recurring bill payments, up to a maximum of $500 spent for each statement cycle
  • 1% unlimited cash back on all other purchases

Once you spend up to the maximum for groceries, transit, gas or recurring bill payments for your statement period, you’ll keep earning 1% cash back on eligible purchases in those categories.

The changes will happen in May 2021 which means all purchases that appear on and before May statements will continue to earn 1.5% cash back. Exactly when the changes take effect will depend on individual statement dates, which can be found (in bold) in the top right corner of your statement. CashBack Rewards will change the day after your statement date (so, a statement date of May 4th, 2021 means your CashBack Rewards will change on May 5th, 2021).

Plus, cardholders can continue to get exclusive benefits like all kinds of insurances and BMO Roadside Assistance program.

From my point of view, this is really a good news for all current and future BMO Cash Back WEMC cardholders.

Monday, February 1, 2021

Air Canada Gift Card Promotion

Deal Link:

Expiry: Feb 14, 2021

When you purchase Air Canada Gift Cards between February 1 and February 14, 2021 at 11:59pm PST, you can get 2 bonus Aeroplan points per $1 spent on purchases up to $750, or 5 bonus Aeroplan points per $1 spent on purchases over $750. Offer available online only. Be sure to enter your Aeroplan Number at time of purchase in order to receive your bonus points. Members will be credited in March 2021 based on the total amount spent during the promotional period, up to a maximum spend of $10,000CAD.

AmEx Offers for Oxford Properties Gift Card

Expiry: Mar 31, 2021

If you spend at least $250 in qualifying gift card purchases using your registered Card at participating Oxford Properties guest services location(s) or through by Mar 31, 2021, you can earn a one-time $50 statement credit. Only the first 18,000 cards to be successfully registered are eligible for the offer. 

BTW, if you have a Scotiabank AmEx card, you can also try to register this offer: