Tuesday, March 28, 2017

Upcoming Changes to Your CIBC Aventura Visa Card

Starting May 29, 2017, there will be some changes to your CIBC Aventura Visa Card. The annual fee will become $0, but the earn rate will also decrease to 1 Aventura point per $2 spent.

The main changes are as follows:

I have to say this card is not attractive any more with these changes. If you have chance, you can talk with CIBC and convert it to other CIBC Visa Infinite Cards (some of my friends already did it).

Fido: 5GB data for $50/month

Currently Fido is providing a $50/month plan (with 5GB data and unlimited Canada-wide minutes) to their old customers (>3 months).

With this $50/month plan, you can get:
  • 5GB of data
  • Mini Voicemail
  • Call Display
  • Unlimited text, picture and video messages from Canada to Canadian, US and International wireless numbers
  • Canada-wide long distance calls
  • Circle Calling
  • Call Waiting
You need to call Fido or contact them them via online chat, and you can get this offer by mentioning Freedom Mobile.

BTW, if you want to apply a new Fido account, we can provide a referral code. You must provide the referral code to the Fido representative before the line activation process starts (or during the activation flow if activating service online). Then you must keep your services active for a minimal period of 90 days, at which time Fido will provide a $25 credit to your account (we will also get $25 credit from Fido).

Please email us your first and last name (has to be the exact name you use when you sign up) as well as your email address. Our email is: canadianrewards@gmail.com  We appreciate you using our referral code where possible. Thanks.

Friday, March 24, 2017

Upcoming Changes to Your Tangerine Money-Back Credit Card

Effectively Apr 29, 2017, there will be some changes to your Tangerine Money-Back MasterCard. The main differences are as follows:

Honestly speaking, I am OK with these changes, but just don't like the trend...

Tuesday, March 21, 2017

TD will issue 2 new credit cards in Jun 2017

TD will issue 2 new credit cards in Jun 2017:

1) TD Cash Back Visa Card, no annual fee. You can earn 1% cash back on grocery/gas/pre-authorized payment, and 0.5% cash back on other purchases. It has the Purchase Security and Extended Warranty insurance.

2) TD Cash Back Visa Infinite Card, annual fee $120 (it could be waived, if you have the TD all-inclusive account). You can earn 3% cash back on grocery/gas/pre-authorized payment (at most $5000 per category yearly) , and 1% cash back on other purchases. It has same insurances as the other TD Visa Infinite Cards. When you get approved, you can get 6% cash back on grocery/gas/pre-authorized payment (at most $3500) for the first three months.    

And since June 19, the following credit cards are no longer available for application:
  • TD Classic Travel Visa Card
  • TD Cash Back MasterCard
  • TD Green Visa
  • TD Gold Elite Visa

Friday, March 17, 2017

eBay: $100 Esso Gift Card for $95

Deal Link: http://www.ebay.ca
Expiry: While supplies last

Discounted Esso gift cards are back on eBay. Now, you can get $100 Esso Gift Card for $95 with free shipping. Purchase limit (5) per eBay User ID. I just bought 5 for myself.

Thursday, March 16, 2017

True or False: $9 annual fee for the MBNA Rewards WEMC

MBNA Rewards WEMC is a great card. You can get 2% cash back for every purchases on the card with only $89 annual fee.

But, what if the annual fee is $9? One of my friends, Wu Ha, just got this card today, and found its annual is only $9... If you don't have a $0 annual fee MBNA RWE, you may want to try this one...

You can also apply this card through GCR, and get an additional $60 bonus. If you want to sign up for GCR, please use my referral link as follows: https://www.greatcanadianrebates.ca/Register/126795/ , and input my email: canadianrewards@gmail.com . GCR will give you extra $2.5 bonus (I will also get some bonus. Thanks).

Air Miles Shops: 25X Miles

Deal Link: http://www.airmilesshops.ca/shops/airmilesshops/Home
Expiry: Mar 22, 2017

You can earn 25X Air Miles at airmilesshops.ca until Mar 22, 2017. This is about 13% cash back. I am interested in these following shops right now (Note: These multipliers below are in addition to 25x).

Just FYI: if you haven't used airmilesshops.ca within the past 12 months, you can click the following our referral link and input your Air Miles #. Then, you can get 5 bonus Air Miles for every $50 you spend within the first 90 days of accepting the referral. We will get some bonus miles from Air Miles too. Thanks.

The referral link is: http://bit.ly/2gE2SUT

Monday, March 13, 2017

RBC: Receive $300 When You Open a New All-inclusive Banking (Targeted)

Deal Link: http://www.rbcroyalbank.com/dms/pba/open-an-account/300-cash-offer-i-or.html
Expiry: Apr 28, 2017

This is a targeted offer. If you have RBC credit card/mortgage/saving account, you may get it from RBC email. Selected clients must also be active RBC clients without an existing Personal Banking Account with Royal Bank of Canada or any of its deposit taking affiliates at the beginning of the promotional period (i.e. February 01, 2016) and otherwise comply with the terms of the offer.

You can receive $300 cash when you open a new eligible RBC Royal Bank account by Apr 28, 2017 and complete the two steps outlined below before Jun 30, 2017. RBC will deposit $300 directly into your new banking account.

Switch to RBC in 2 Easy Steps:
1. Open your account by Apr 28, 2017
2. Complete either your Payroll Direct Deposit or Two Pre-Authorized Payments by Jun 30, 2017

Note: Your Eligible Personal Banking Account must remain open and in good standing, and the Qualifying Criteria you performed to get the Cash Reward (such as payroll/pension deposit or pre-authorized payment) must remain in effect until Jun 30, 2018.

Convert your hotel points to Aeroplan and get up to 30% bonus

Deal Link: https://www3.aeroplan.com/promotions/promotion_details.do?promotion=promo_FallConversion2000366
Expiry: Apr 17, 2017

It's a good offer to convert your hotel loyalty points into Aeroplan Miles. On top of the miles you'll get when you convert your points from Mar 13 to Apr 17, 2017, you could get up to 30% more miles. The bonus miles are as follows:

As usual, AmEx Membership Rewards points and CIBC Aventura points are not eligible for this bonus miles promotion.

Earn a $100 Statement Credit on Air Canada Vacations (Targeted)

Expiry: Apr 9, 2017

Please check your email for an offer from American Express. From March 13, 2017 to April 9, 2017, you can register your eligible American Express Card to receive a $100 Statement Credit on eligible aircanadavacations.com purchases of $1,000 or more (after taxes and applicable fees). This i s a targeted offer for those who receives the email from AmEx.

Thursday, March 9, 2017

Aeroplan Bonus Offers for Car Rental

Deal Link: https://www3.aeroplan.com/AvisBudgetContest.do
Expiry: Jun 30, 2017

Budget recently becomes Aeroplan's new partner. Now you can earn and redeem Aeroplan miles with Budget and Avis!

How to earn per rental?

Plus, you can also get bonus miles from them before Jun 30, 2017:

Also, to celebrate the new partnership, when you rent from Avis/Budget before Jun 30, you will get an entry to win the use of a vehicle for a year or 1 of 5 prizes of 100,000 Aeroplan miles.

Air Canada: St. Patrick's Payout

Expiry: Mar 22, 2017

You can get your share of 10 million Bonus Aeroplan Miles for every booking you make at aircanada.com. All you need to do is to book by March 22, 2017, for travel by May 31, 2017, and use promotional code STPATRICK2017.

Wednesday, March 8, 2017

BMO Bank Unlimited Bundle Offer

Deal Link: bmo.com/bankup
Expiry: May 31, 2017

The BMO Bank Unlimited Bundle Offer is available from March 6, 2017 to May 31, 2017.
To be eligible, you must:
1. Visit bmo.com/bankup using an eligible smartphone, tablet, laptop or desktop computer;
2. Open a Canadian Dollar Primary Chequing Account with the Bank Unlimited Plan (“Plan”);
3. Open a Canadian Dollar Premium Rate Savings Account;
4. Be approved for and activate an eligible BMO Credit Card by July 31, 2017;
5. Make an initial deposit of any amount into the Chequing Account and Savings Account by
June 30, 2017.

You can get:
  • Free unlimited self-serve transactions
  • Free unlimited Interac e-Transfer transactions
  • Free unlimited non-BMO ATM withdrawals** in Canada
  • Free unlimited transfers to and from your Premium Rate Savings Account
  • Annual card fee rebate on your credit card every year, if applicable

Fees apply if you:
  • Deposit less than $1,500 into your chequing account, don't make a purchase with your credit card or don't keep your savings account open – $12.95 fee for that month.
  • Do a transaction (withdrawal, transfer, etc.) in a branch or by phone with a BMO associate that could have been done online or at a BMO ATM – $2.50 each

For terms and conditions, please see:

Tuesday, March 7, 2017

CIBC Petro-Points MC => CIBC Dividend (Platinum) Visa

Starting May 3, 2017, CIBC will no longer offer the CIBC Petro-Points MasterCard. The old CIBC Petro-Points MC will be replaced with a CIBC Dividend Platinum Visa Card, which will have a new credit card number and expiry date.

So, the old CIBC Petro-Points MC cardmember can now enjoy Cash Back (4% on grocery + gas; 2% at Tim Horton + TELUS) and still pay NO annual fee... What a great card, when it becomes a non-annual fee card!

Please see the details below.

Updated on Mar 7, 2017:

Actually one of my friends got another letter from CIBC. His CIBC Petro-Points MC will be replaced with a non-annual fee CIBC Dividend Visa (starting May 5th), which only gives 4% cash back on gas (first $6000), and 2% cash back on grocery (first $6000). It is better than the normal CIBC Dividend Visa, but not as good as the Dividend Platinum Visa.

The credit card limit is $9000 in this case. So, I guess that CIBC's decision is not based on credit limit, but mostly on the annual spending on the old CIBC Petro-Points MC.

Good luck, every one!

Updated on Mar 8, 2017:

One more data point: one of my friends (a college student) got a third-version letter from CIBC. His CIBC Petro-Points MC will be replaced with a non-annual fee CIBC Dividend Visa (starting May 25), which only gives 2% cash back on grocery (first $6000). That is almost useless...

I am quite confused now. I wonder what the CIBC criteria is?

Monday, March 6, 2017

TD Aeroplan Visa Infinite: Get up to 30,000 Aeroplan Miles and FYF

Deal Link: http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/aeroplan-infinite-affiliate-custom.jsp?SourceCode=Sb6l9
Expiry: May 4, 2017

You can get up to 30000 Aeroplan miles and first year free when you apply the TD Aeroplan Visa Infinite Card before May, 4 2017.

Special Offer for AmEx AeroplanPlus Cards

Deal Link: https://www.americanexpress.com/canada/en/aeroplan-miles-bonus-cards/
Expiry: Mar 29, 2017

You can earn 60000 welcome bonus Aeroplan miles if you apply AmEx AeroplanPlus Reserve Card before Mar 29, and spend $3000 in the first three month of cardmembership.

You can earn 50000 welcome bonus Aeroplan miles if you apply AmEx AeroplanPlus Platinum Card before Mar 29, and spend $3000 in the first three month of cardmembership.

Wednesday, March 1, 2017

RBC British Airways Visa Infinite: Earn up to 50000 Avios

Deal Link: http://www.rbcroyalbank.com/credit-cards/travel-credit-cards/british-airways-credit-card.html
Expiry: May 31, 2017

You can earn up to 50000 Avios if you apply RBC BA Visa Infinite Card before May 31, 2017:
  • Receive a welcome bonus of 15,000 Avios 
  • Earn an additional 35,000 Avios when you spend $9,000 CAD in your first three months.

You can also earn Avios the easy way with this card:
  • Earn 1 Avios for every $1 CAD you spend on your card
  • Earn double Avios for every $1 CAD you spend on British Airways purchases

You can also receive a Companion Award eVoucher when you spend $30,000 or more in any calendar year.

RBC Cathay Pacific Visa Platinum: Earn up to 30000 Asia Miles

Deal Link: http://www.rbcroyalbank.com/credit-cards/travel-credit-cards/cathay-pacific-credit-card.html
Expiry: Apr 30, 2017

You can earn up to 30000 Asia miles if you apply by Apr 30, 2017:
  • Receive a welcome bonus of 15,000 Asia Miles once approved
  • Receive an additional 15,000 Asia Miles if you spend $7,500 CAD in the first three months using your card

You can earn Asia Miles wherever you use your card
  • Earn 1 Asia Mile for every $1 CAD in local spend
  • Earn 1.25 Asia Miles for every $1 CAD equivalent of foreign currency you spend using your card
  • Earn double Asia Miles for every $1 CAD spent on Cathay Pacific purchases online 

You can also receive complimentary first-year Green Tier Membership to Cathay Pacific's exclusive Marco Polo Club for the primary cardholder (worth $100 USD).

BMO: Free and Unlimited Interac e-Transfer

BMO announced today that they will offer free Interac e-Transfer transactions on all Everyday Bank plans. This offer extends to all Canadian chequing and Premium Rate Savings accounts that are part of a plan. This is the second bank in Canada to offer free, unlimited Interac e-Transfer transactions.

Scotiabank Gold AmEx Card: First Year Free with a 25,000 Welcome Points

Deal Link: http://www.scotiabank.com/ca/en/0,,4657,00.html
Expiry: Jul 31, 2017

You can earn 25000 Scotia Rewards bonus points when you apply for a Scotiabank Gold AmEx Card before Jul 31, 2017.  Plus first year annual fee will be waived (including the primary card and additional cards). To qualify for the welcome bonus you must have at least $750 in net purchases (purchases less returns) posted to your account in the first 3 months from the account open date.

The bonus points will appear as an adjustment on your Scotiabank Gold American Express Card statement within two statement cycles after the third billing cycle has passed. Offer applies to new accounts opened by July 31, 2017.