Thursday, November 28, 2019

Gift Card Promotion in the Canadian Tire Stores

Expiry: Dec 4, 2019

If you buy the SportChek gift card in the Canadian Tire stores between Nov 28 and Dec 4, 2019, you will get 15% off. If you buy the Kobo/DAVIDsTEA/Boston Pizza gift cards, the discount is 20% off. No rainchecks!

BTW, you can also earn $20 CT Money if you spend $100+ before tax at Canadian Tire stores until Dec 5, 2019.

Tangerine Money-Back World MasterCard

Tangerine will issue a new credit card soon: Tangerine Money-Back World MasterCard. Some Tangerine Money-Back MasterCard holders can upgrade to the new card now. The new card can provide some new benefits in addition to the Tangerine Money-Back MasterCard:
  • Car rental insurance - Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
  • Mobile device insurance - Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
  • MasterCard Airport Lounge provided by LoungeKey - Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. 
With all these new benefits, the annual fee for the new Tangerine Money-Back World MasterCard is still $0.

Costco Black Friday Offer (2019)

Expiry: Dec 2, 2019

You can earn a $100 Costco shop eCard when you spend $1500+ on between Nov 28, 2019 to Dec 2, 2019. Promotion code is "BONUS2019". It seems that there will be no extra Aeroplan miles during this Black Friday period so far.

Wednesday, November 27, 2019

Shoppers Drug Mart: Buy LINDT Chocolate and Earn 16,000 Points (Expired)

Expiry: Nov 28, 2019

As you may know that there will be a big SDM point redeption event during Black Friday (between Nov 29 to Dec 2, 2019). You can redeem 250,000 points for $400 (70,000 points for $100; 130,000 points for $200) in SDM stores during promotion period. But some friends don't have that amount of points to redeem. Now you have a chance to accumulate some SDM points before Blace Friday.

You can earn 16,000 points if you buy $20+ LINDT brand chocolate in SDM stores befoe the end of Nov 28, 2019. You can use this LINDT promotion multiple times. Note: althought it shows 8,000 points on the flyer, you can actually earn 16,000 points (we have many data points to confirm this in Canada).

BTW, if you buy it on Nov 27, 2019, you may combine another offer "10,000 points for every $30 spent on almost anything in store". Note: the additional points you earned with this offer is: if total > $30 then non-lindt/total*10,000.

Just remember, that the points you earned now can worth a lot more during the upcoming point redeption event!

Tuesday, November 26, 2019 Black Friday Offer (2019)

Deal Link:
Expiry: Dec 2, 2019

You can get an Apple Store Gift Card of up to $280 on select products during their four-day Black Friday shopping event between Nov 29 to Dec 2, 2019. As Apple mentions "select products" in the promotion, so it is possible that their newest products may not be included. Anyway, we will know more details on Nov 29, 2019. BTW, you can combine the Aeroplan eStore ( or ( Black Friday offers with this Apple promotion.

Friday, November 22, 2019

Earn $100 US bonus when you open a TD Borderless Plan

Deal Link:
Expiry: Jan 31, 2020

You could earn $100 US bonus when you open a new TD Borderless Plan (US dollar account) before Jan 31, 2020 and transfer funds (a minimum of $500 U.S.) from your existing TD Canadian Chequing account to your new account. 

AmEx Offer: Earn 4 bonus MR points for every $1 spent on

Expiry: Dec 2, 2019

This is a good offer if you want to buy anything on for Black Friday (between Nov 29, 2019 to Dec 2, 2019). You can earn 4 bonus points for every $1 in purchases on with your registered AmEx card during th promotion period. If you have a AmEx Platinum Card, the bonus point limit is up to 4000 MR points (up to $1000). For other AmEx MR cards, the bonus point limit is up to 2000 MR points (up to $500). This is >6% cash back (actually, I would say ~8% for non-MR-Select card).

Tuesday, November 19, 2019

AmEx Offer: Spend $10+ in McDonald's and Earn a $5 Credit

Expiry: Dec 15, 2019

This is a targeted offer. You can check it from your online AmEx account or app "AmEx Offers" section. When you spend $10+ using your registered AmEx credit card at McDonald's Canada locations before Dec 15, 2019, you will earn a $5 credit. Limit of 2 credits per registered card. I have 2 cards (AmEx Cobalt and AmEx SimplyCash Preferred) registered for this offer, so I can use this offer for totally 4 times ($20 cash back).

Friday, November 15, 2019

Get Bonus Miles When You Transfer Points to BA Avios

There are 3 promotions right now, when you transfer your credit card points to BA Avios.

1) RBC Rewards (Avion) => BA Avios: 50% bonus
Expiry: Dec 15, 2019

You can get 50% more miles when you transfer RBC Rewards (Avion) points to BA Avios before Dec 15, 2019. This is the highest bonus for this type conversion.

2) HSBC Rewards => BA Avios: 35% bonus
Expiry: Nov 30, 2019

You can get 35% bonus Avios when you convert your HSBC Rewards points to Avios before Nov 30, 2019.

3) Hotel points => BA Avios: 35% bonus
Deal Link:
Expiry: Dec 2, 2019

You can earn a 35% bonus when you convert your hotel points into BA Avios before Dec 2, 2019.

Thursday, November 14, 2019

Rexall: Get 15% off on SportChek gift cards (Expired)

Expiry: Nov 21, 2019

If you buy SportChek gift card in Rexall stores between Nov 15 to Nov 21, 2019, you can get 15% off. This is a good offer, if you plan to buy some gifts for your family in SportChek.

PetSmart: Give a $50 gift card and receive a $10 bonus

Deal Link:

You can get a $10 bonus when you give a $50 gift card, which is equal to 20% off. This is no limitation on the times of purchases. So, you can use this offer multiple times.

Wednesday, November 13, 2019

AmEx: Earn up to $40 credits with mobile wallet payments (Targeted)

Expiry: Jan 31, 2020

This is a targeted offer, and online registration is required. When you spend at least $200 (after taxes and shipping) in qualifying purchases with your registered American Express® Card using Amex Pay, Google Pay, Apple Pay or Samsung Pay from November 13th, 2019 until January 31st, 2020, you can earn a $10 statement credit. You can earn up to $40 in statement credits.

Tuesday, November 12, 2019

IHG Cyber Sale

Expiry: Dec 17, 2019

The IHG Cyber Sale promotion is valid only for bookings made from November 11, 2019 through December 17, 2019 using the “Cyber Sale” & “Cyber Sale – IHG® Rewards Club Member Rate” rate(s). All bookings must be consumed by May 31, 2020 at participating IHG® hotels and resorts. The discount is up to 20% off the Best Flexible Rate with an additional 5% discount for IHG® Rewards Club members. 

Booking requires non-refundable, full pre-payment for the entire stay at the time of booking. Advance purchase requirements and discount vary by hotel. Blackout dates apply and rooms are subject to availability. 

Sunday, November 10, 2019

SportChek: $25 gift card when you pay with Masterpass

Deal Link:
Expiry: Dec 31,2019

You can get a $25 SportChek gift cad when you spend $125+ on and pay with Masterpass. $25 Gift Card will be mailed to you within 8 weeks of your qualifying purchase. The Gift Card is only redeemable for merchandise and services at Sport Chek retail stores. 

Cineplex: Get 2 FREE movie tickets when you spend $50+ on gift cards

Deal Link:
Expiry: Jan 2, 2020

If you buy a gift card online or in theatres before January 2, 2020, you will receive a Holiday Gift Bundle coupon book with offers that can be redeemed within the following periods:

Friday, November 8, 2019

AmEx Shop Small Offer

Expiry: Dec 22, 2019

In your AmEx credit card online account, you can register the Shop Small offer. If you spend $10+ in participating business location, you will earn a $5 credit (up to 5 times). Only the first 11,000 cards to be successfully registered are eligible for the offer. Offer only valid at participating businesses in-store in Toronto, Vancouver, Montreal and Calgary.  Some AmEx MR credit card holders can also see similar offer, and you will earn 300 MR points instead of $5 each time (up to 5 times).

Wednesday, November 6, 2019

Get $20 off on your next purchase

Deal Link:
Expiry: Dec 8, 2019

Between November 11 and December 8, 2019, if you subscribe to receive Costco emails, you will get $20 OFF a order of $100 or more. Only one (1) $20 OFF can be used per member per transaction during the promotional period.

Promo code amount will not be reissued if merchandise is returned. promo code is NOT valid for Costco purchases made in warehouse, in Costco Business Centres, on, on or on purchases of Costco Shop Cards, App Store & iTunes Gift Cards, gift cards, certificates and tickets, travel, tires, membership, or membership renewals. The promo code is valid until December 22, 2019.

Aeroplan eStore offers

Deal Link:
Expiry: Nov 17, 2019

You can earn up to 7x Aeroplan Miles for shopping online with select retailers via the Aeroplan eStore before Nov 17, 2019. If you like Apple products, you can get 7x Aeroplan miles via the Aeroplan eStore between Nov 6th to 8th, 2019.

Monday, November 4, 2019

Westminster Savings: Get $600 when you open a chequing account (Surrey, BC)

Deal Link:
Expiry: Dec 8, 2019

You can get $600 welcome bonus when you sign up for a new chequing account at your local South Surrey branch before Dec 8, 2019. On top of that, Westminster Savings is giving FREE unlimited chequing for a year. Here’s how to get your bonus:
  • Open your new chequing account
  • Set up one reoccurring direct deposit or pre-authorized bill payment (>$50) within 30 days of opening the account. 
Note: This offer is only to Surrey residents. New member cannot have been a member of Westminster Savings in the last 12 months and have not participated in the New Member Promotion or any other Get Your Share™ promotion, since April 4, 2013.

Sunday, November 3, 2019

B2B Bank High Interest Savings Account

Deal Link:

You can earn 3.30% interest with a B2B Bank High Interest Savings Account (HISA). This is probably the highest interest rate for a savings account in Canada. With no monthly account fee or minimum balance required, the B2B Bank HISA offers a simple way to grow your savings. BTW, B2B Bank is a CDIC member so you don't need to worry about your deposit.