Saturday, May 27, 2017

Earn double Aeroplan for select round-trip flights between Canada and the U.S.

Deal Link: https://www.aircanada.com/ca/en/aco/home/book/special-offers/earn-double-miles.html
Expiry: Jun 16, 2017

You can earn double Aeroplan miles for select new round-trip flights between Canada and the U.S. Here are the eligible routes for this promotion:
  • Montreal - Dallas
  • Montreal - Washington Dulles
  • Toronto - Memphis
  • Toronto - San Antonio
  • Toronto - Savannah
  • Vancouver - Boston
  • Vancouver - Dallas
  • Vancouver - Denver
  • Vancouver - Phoenix

Note: Online registration is required.  Simply register and book by June 16, 2017, for travel until November 30, 2017.

Aeroplan cannot search segments which don't include Canada or the US


A really bad news from Aeroplan: since May 26, 2017 people cannot search segments which don't include Canada or the U.S at Aeroplan website. So, if you want to redeem those segments, you need to call them at 1-888-270-7025. Still not sure if this is permanent or not.

WTF, maybe I need to stop accumulate Aeroplan from today...

Updates on May 27, 2017:
It seems the Aeroplan webstie gets back to normal today. Let's see how it goes...

Thursday, May 25, 2017

RBC Esso Visa is no longer available

RBC Esso Visa credit card is no longer available on RBC's website. We got news that the contract between RBC and Esso will end around end of July, 2017. After that the RBC Rewards points and Esso points are not transferable. And the current RBC Esso Visa credit card will be changed to RBC Rewards+ Visa card.

As of May 23, 2017, the Esso gift card will no longer be available for redemption through RBC Rewards. As of Jun 6, 2017, the ability to convert RBC Rewards points to Shoppers Optimum points will be no longer available. But the Shoppers Drug Mart gift card will continue to be a choice for redemption.

And, the RBC Rewards eMall program will be discontinued as of Jun 6, 2017...

Tuesday, May 23, 2017

EQ Bank: Earn $25 and get 2.3% interest rate

Deal Link: https://www.eqbank.ca/
Expiry: Jun 20, 2017

Some features (good and bad) of the EQ Savings Plus account:
  • No monthly fees
  • Unlimited transactions
  • No minimum balance requirements
  • 5 free Interac e-Transfers per month
  • Free EQ to EQ transfers
  • Free bill payment (not common for a Savings account)
  • Member of CDIC
  • You can link it to other banks' account, but no direct deposit
  • No debit card
  • Not for Quebec residents
  • No TFSA
  • No joint account

EQ Bank offers an amazing 2.30% everyday interest rate, and now there's a new way to add to your savings goals. They will deposit $25 into your account when you refer a friend or family member who opens an EQ Bank Savings Plus Account.

That's $25 for you, and $25 for your friend or family member who opens a new account.

Here's how it works:
1)Share a referral code with up to five friends or family members. Invite your friends and family to open an EQ Bank Savings Plus Account at eqbank.ca before June 20, 2017. Your code is valid for up to five new customer accounts opened between May 23, 2017 and June 20, 2017.

2)Give EQ Bank the code after the new account is activated. Once your friend or family member finishes opening their account, they will get a welcome email from EQ Bank confirming account activation. All they have to do is reply to that email with the unique code above to let us know they've been referred by you.

3)You both receive $25!

If you need a referral code, please use our code: REF200828120159
Please do NOT post your EQ referral code below. Thanks.

Saturday, May 20, 2017

Celebrate Canada's 150th with Desjardins

Deal Link: https://www.desjardins.com/en/votre_caisse/promotions.jsp?transit=82922222#note1
Expiry: Dec 31, 2017

To celebrate Canada's 150th with Desjardins, they are offering $1500 in cash if you do banking with them:
  • $150 when you open an account and set up payroll direct deposit, +$150 when you get a transaction plan, +$150 when you register for a direct withdrawal from your account
  • $150 when you get an eligible Desjardins credit card
  • $150 when you add Savings-Life Insurance on your account
  • $150 when you register for a preauthorized monthly transfer to a mutual fund.
  • $150 for new deposits in an RRSP (registered retirement savings plan)
  • $150 for new deposits in a TFSA (tax free savings account)
  • $150 for new deposits in an RESP (registered education savings plan), +$150 when you make a financial plan with an advisor at the Toronto Financial Centre
Offer available exclusively to persons and businesses whose corporate domicile is in Canada. To obtain the $1,500, you must meet the conditions of eligibility. Promotion applies only on products offered at the Toronto branch of Desjardins Voyageurs Credit Union at 11 King Street West. This limited time offer (from May 1, 2017 to December 31, 2017) may be withdrawn at any time without prior notice. Some conditions apply.

Note: To take advantage of this exclusive offer, contact an advisor at 416-867-3600. Please read the terms on the website before you make the call.

Thursday, May 18, 2017

National Bank WEMC: Earn 25000 bonus welcome points

Deal Link: https://www.nbc.ca/en/personal/credit-cards/mastercard-credit-cards/travel-cards/world-elite.html
Expiry: Aug 15, 2017

If you apply the National Bank World Elite MasterCard before Aug 15, 2017, you can get 25000 bonus points (up to $250 value).

Note: Offer open to anyone who does not have a National Bank Mastercard credit card. To receive the points, cardholders must carry out a transaction using their World Elite Mastercard credit card within 60 days of the card issue date. The cardholder minimum gross annual income need to be $80,000 or more. Or, the family minimum gross annual income need to be $150,000 or more.

Shell: Get up to 50 bonus Air Miles

Expiry: May 24, 2017

Text SHELL to 111222 before May 24, 2017 to choose one of two great offers. And you can use your offer between Jun 2 and Jun 15. Please see the details below.

Wednesday, May 17, 2017

GCR Cash Back Boost (updated on May 2017)

Deal Link: https://www.greatcanadianrebates.ca/display/Finance/

GreatCanadianRebates.ca is the oldest and probably the best cash back website in Canada. I've earned a few hundred dollar in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

GCR has awesome promotions on some popular credit cards right now, for example:
  • AmEx SimplyCash Preferred: $70 (until May 29)
  • Scotia Momentum Visa Infinite: FYF + $100 cash back (until Jun 30)
  • Scotiabank SCENE Visa: no annual fee + 2000 SCENE points + $75 cash back
BTW, MBNA Alaska WEMC with GCR bonus $60 is also back online.

If you want to sign up for GCR, please use our referral link as follows (our email: canadianrewards@gmail.com), https://www.greatcanadianrebates.ca/Register/126795/ , and GCR will give you extra $2.5 bonus (We will also get some bonus. Thanks).

Monday, May 15, 2017

Earn 400 Air Miles when you spend $200 or more at gas stations

Deal Link: https://soarintomore.americanexpress.ca/enrollment?from=groupmessage&isappinstalled=0
Expiry: May 22, 2017

You could get 400 Bonus Miles when you use your enrolled American Express AIR MILES Card to make purchases that total $200 or more (in a single purchase or cumulative purchases) at eligible gas stations in Canada between June 1st and July 31st, 2017.

Take advantage of this American Express Soar into More offer by successfully enrolling your Card by May 22nd. Only the first 50,000 American Express AIR MILES cards to be enrolled are eligible for this offer.

Note: Online registration is required.

Buy Alaska Airlines miles and earn up to 50% bonus

Deal Link: https://storefront.points.com/mileage-plan/en-US/buy
Expiry: Jul 1, 2017

You can earn up to 50% bonus when you buy Alaska Airlines miles before Jul 1, 2017:
  • Buy 10,000-19,000 miles, get a 20% bonus
  • Buy 20,000-39,000 miles, get a 35% bonus
  • Buy 40,000-60,000 miles, get a 50% bonus
This is a targeted offer. Some one got 50% bonus offer, but some one only got 40% bonus offer (including me....). 

Tap to pay 6 times to earn 5000 bonus Aeroplan miles (Targeted)

Expiry: Jul 15, 2017

You can earn 5000 bonus Aeroplan miles when you add your CIBC Aeroplan Visa Infinite Card to your phone and tap to pay 6 times before Jul 15, 2017. This is a targeted offer. You need to receive the email from CIBC first.

Sunday, May 14, 2017

Air Canada bumps man off flight, separating him from girlfriend



A big news of Air Canada is on CBC now. A Saskatoon man who was bumped off an Air Canada flight in Winnipeg is demanding compensation from the airline, which left him stranded in the city and separated from his girlfriend.

I can guarantee that this news is true, as Mr. Qingyang Liu is one of my friends. Mr. Liu (also called "The Ph.D Guy") is a famous Canadian Blogger about Points & Travel. I should say that Air Canada this time is really arrogant about Mr. Liu's denying boarding issue. We will provide more updates on this one in the future.

CBC Source: http://www.cbc.ca/news/canada/manitoba/air-canada-passenger-bumped-wants-compensation-1.4114718

Saturday, May 13, 2017

Air China: $499 Mother's Day Special Offer (from Canada to Asia)


Deal Link: https://www.airchina.ca/CA/GB/promotion/WFS1705?pid=TP-CAWFS1705:20160509:KV:KMDS:CA:EN
Expiry: May 14, 2017

Celebrate Mother’s Day by Gifting your love – travel to Asia with Air China for only $499 (round trip)! This offer is for departures from Canada to Asia (including Mainland China, Hong Kong, Taiwan).

Some tips:
  1. Travel period : Now to May 20, 2017; September 1 – November 30, 2017 (with maximum stay of 3 months) (Exclude: October 5-15, 2017)
  2. The fares shown are for all inclusive round-trip. Only a limited number of tickets are available. Act fast! The 499CAD special promotional offer cannot be used in conjunction with any other promotions. You cannot earn mileage with our special promotional offer. Auxiliary product and services including transit hotel are not available with the special promotional offer.
  3. The 8% discount on flights departing from Canada to Asia (including Mainland China, Hong Kong, Taiwan) is applicable to child and infant tickets.
  4. Air China reserves the right to make changes to the promotion without notice.

Saturday, May 6, 2017

Earn 30% more Avios when you convert your RBC Rewards points

Expiry: Jun 8, 2017

You can get 30% more Avios when you convert your RBC Rewards points between now and Jun 8, 2017. That’s 1.3 Avios for every RBC Rewards point converted. As an RBC Avion cardholder you can convert RBC Rewards points to Avios as often as you want. A minimum of 10,000 RBC Rewards points must be converted to receive your 30% bonus Avios.

Friday, May 5, 2017

Open a CIBC Smart Account and Get $300 Bonus

Deal Link: https://www.cibc.com/en/special-offers/cibc-smart.html
Expiry: Jun 30, 2017

You can Get $ when you open a CIBC Smart Account before Jun 30. You can do the application online. It only takes a few minutes to open an account.

To qualify for $300:
1.Open a new CIBC Smart Account before June 30, 2017.
2.Complete a direct deposit or 2 pre-authorized payments within 3 months.

Note: the Cash Reward is subject to the condition (the “Reward Condition”) that the Eligible Client’s Chequing Account must remain open, active and unconverted for at least one (1) calendar year from the month-end of the month during which the Account was opened.

Thursday, May 4, 2017

Earn 1000 Aeroplan with 3 Apply Pay Purchases

Deal Link: https://www.tdcanadatrust.com/products-services/banking/electronic-banking/applepayoffer.jsp
Expiry: May 31, 2017

Simply make three purchases using your TD Aeroplan Visa Card with Apple Pay between May 1st and May 31th, 2017 and you'll receive 1,000 Aeroplan Miles.

Plus, you can earn an additional 1,000 Aeroplan Miles for each Authorized User (to a maximum of 3) when they make three purchases using Apply Pay with their Authorized User Card within the offer period. That’s on top of the Aeroplan Miles you normally earn for purchases! Miles earned with this offer will be applied to the Primary Cardholder's Aeroplan member account.

Note: Offer not available for TD Aeroplan Visa Business Cards.

Current Tangerine Bank Promotions (updated on Jun 2017)

Deal Link: https://www.tangerine.ca/en/referafriend/index.html
Expiry: Aug 31, 2017

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates). Here are some current Tangerine promotions, and you can earn up to $50 + $100 + $40 = $190 bonus:
  • Before Aug 31, 2017, you will earn $50 when you open any type of Tangerine Bank Account with a minimum deposit of $100, using a friend’s Orange Key (your friend will get bonus too). As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • Your first book of 50 cheques is free. And you can also transfer money by email for free!
  • As a new Tangerine client, you can earn interest at 1.9% with Tangerine for six months on all deposits made to your first Tangerine Savings Account, Tax-Free Savings Account, or RSP Savings Account starting the day you open the Account. Normal interest rate is 0.8%. 
  • Get an even better interest rate in that Savings Account if you also open a Chequing Account. For the remainder of your first 6 months with your Savings Account, instead of 1.90% interest, you can earn 2.40%.
  • Once you’ve opened your Account, you can earn an additional $100 Bonus when you switch your payroll direct deposits by Aug 31, 2017. Your first payroll direct deposit has to be deposited into your Tangerine Chequing Account by Aug 31, 2017 in order to get the $100 cash Bonus (https://www.tangerine.ca/en/landing-page/20years/termsandconditions-payroll/index.html).  
  • Tangerine Money-Back MasterCard is officially launched (2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases. If you deposit your Money-Back Rewards into a Tangerine Savings Account, you can get a 3rd 2% Money-Back Category). 
  • If you apply Tangerine Money-Back MasterCard through GCR, you will get additional $40 bonus.

For opening Tangerine bank accounts, you can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.


To celebrate Tangerine 20 years, from now to August 31, 2017, you can earn up to $250 in bonuses when you successfully refer 3 friends. You get a double bonus of $50 (normally $25) for each friend who opens a Tangerine Account with a deposit of $100 or more using your Orange Key. After successfully referring 3 friends, Tangerine will give you an extra $100, making that $250 in total!

Once your friends have successfully opened a Tangerine account, they'll also get a $50 bonus and become eligible to take part in this promotion to earn up to $250 in bonuses.

Last but not least: If you cannot find a Orange Key from your friends, you can use our Orange Key: 47553776S1
 Thanks.

EQ Bank 2.3% interest rate

EQ Bank is currently offering 2.3% everyday interest for its Savings Plus Account (up from 2%). This 2.3% does not require new client or new deposit. Pretty good place to put your money.

Some features (good and bad) of the account:
  • No monthly fees
  • Unlimited transactions
  • No minimum balance requirements
  • 5 free Interac e-Transfers per month
  • Free EQ to EQ transfers
  • Free bill payment (not common for a Savings account)
  • Member of CDIC
  • You can link it to other banks' account, but no direct deposit
  • No debit card
  • Not for Quebec residents
  • No TFSA
  • No joint account


Tuesday, May 2, 2017

PC Financial 2.5% interest rate on new TFSA deposits

Deal Link: https://www.pcfinancial.ca/m/english/tfsa/
Expiry: Aug 31, 2017

You can earn 2.5% interest on new PC Financial TFSA deposits until Aug 31, 2017. This great rate is also available on the Interest Plus™ RRSP.

Note: To participate in the Offer, an Eligible Account holder must enrol for or accept the Offer during the Offer Period by calling 1 888 723 8881, visiting an in-store President's Choice Financial pavilion or hub to speak with a customer service representative or by accepting the targeted online offer through online banking.

Use offers at 5 partners to get 1250 Air Miles

Deal Link: https://airmilesmegamiles.ca/en/home
Expiry: May 31, 2017

It’s never been simpler to celebrate MEGA MILES! Here’s how to get your bonus:
1. Use your offers when you shop at Partners until May 31, 2017.
2. Use offers at 5 different Partners to get an additional 1,250 AIR MILES Bonus Miles!
3. Plus, get Bonus Miles with each offer you use!

Don't forget to select your province to check the correct partner offers in your location.

MBNA Alaska MasterCard is back


MBNA Alaska MasterCard is back now. You can apply it from MBNA website or through GCR. If you apply it through GCR, you can get an extra $60 bonus.

Now, you need to spend $1000 or more within the first 90 days of your account opening to get the 25000 miles welcome bonus. And the annual income requirement for the WEMC version increases to $80000 personal or $150000 household. If you cannot meet this requirement, you may get the normal platinum plus version of this card. It seems no restriction on QC residents on the application.


If you want to sign up for GCR, please use my referral link as follows: https://www.greatcanadianrebates.ca/Register/126795/ , and input my email: canadianrewards@gmail.com . GCR will give you extra $2.5 bonus (I will also get some bonus. Thanks).


RBC: Receive a Apple Watch When You Open a Chequing Account

Deal Link: http://www.rbcroyalbank.com/dms/pba/open-an-account/offer-or.html
Expiry: Sep 1, 2017

We got a news that there will be a new offer from RBC tomorrow. You can receive an Apple Watch (Series 1) when you open a new eligible RBC Royal Bank account (probably the RBC Signature No Limit Banking, $14.95 monthly fee OR VIP Banking package, $30 monthly fee. you need to keep it for at least one year.) before Sep 1, 2017 and complete either your Payroll Direct Deposit or Two Pre-Authorized Payments by Oct 31, 2017. If you don't want the Apple Watch, you can get a unlocked iPhone SE for $79 in choice of colour.

Monday, May 1, 2017

Scotiabank Credit Card Promotions

Deal Link: https://www.ratesupermarket.ca/deals/scotiabank_rewards
Expiry: Jul 31, 2017

Scotiabank is providing great promotions for 2 of its credit card, Scotiabank Gold AmEx and Scotia Momentum Visa Infinite card. You can apply them through ratesupermarket.ca with following offers.

Scotiabank Gold AmEx (4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment):
  1. Earn 30,000 Scotia Rewards bonus points, worth $300 in travel, with $750 in everyday purchases within the first three months. 
  2. $99 first year annual fee waiver.
  3. $75 e-gift card. You can choose your Gift Card from Amazon.ca, Starbucks, Best Buy and Ultimate Dining.

Scotia Momentum Visa Infinite (4% on eligible gas station and grocery store purchases and 2% on drug store purchases and recurring bills):
  1. $99 annual fee waiver for the first year
  2. $75 e-gift card. You can choose your Gift Card from Amazon.ca, Starbucks, Best Buy and Ultimate Dining.

You can also apply these 2 credit cards from Scotiabank website, but you will not get this $75 e-gift card.