Sunday, January 31, 2016

T&T: Buy gift card and receive 2% bonus

Expiry: Feb 7, 2016

You can get $20 if you buy $1000 T&T gift card before Feb 7, which is 2% return. This is not a hot deal, but still decent if you shop a lot at T&T.

It used to be $50 long time ago, then $30 and now $20... But at least, it is an easy way to meet credit card minimum spending requirement (especially, if you can get extra cash back on Grocery spending from that credit card).

Friday, January 29, 2016

Best Western: Earn 2000 Aeroplan Miles per stay

Deal Link:
Expiry: Apr 2, 2016

You can earn 2000 Aeroplan mile per stay at Best Western hotels in Canada, USA or the Caribbean Islands between January 20 and April 2, 2016. This is a really good bonus for those needing a Best Western stay.

Note: please select "Airline Rewards" as the Rewards Preference. Registration is needed.

IHG 2016 Reward Nights Change

Deal Link:

Point redemption amounts for IHG Reward Nights at approximately 400 hotels will change, starting February 17, 2016. Please take a look at the chart from link above for hotels where redemption amounts will change 5,000-10,000 points. Note that some point amounts are increasing, while others are decreasing.

If your plan to redeem rewards nights in Canada the good news is more hotels are going down then up. Out of 11 hotels changing in Canada, 7 of them are going down by 5,000 points.

One bad news is we see the introduction of new 55,000 and 60,000 point levels. This is not a great news for those higher end hotels around the world (including some famous hotels in Paris, Las Vegas, Bora Bora, New York, Hong Kong etc).

Superstore: No Tax Day

Expiry: Jan 30, 2016 (ONLY)

NO TAX at Superstore on January 30th, 2016 (1 Day Only). Please check their website for recent grocery deals for that day. 

Tuesday, January 26, 2016

AmEx Platinum Card: Hilton HHonors Complimentary Gold Status (COMING SOON)

As one of the best credit cards in Canada, AmEx Platinum can give you many benefits. One of those benefits is the FREE Premium Hotel Program Membership:
  • As a Platinum cardmember, your Platinum Card automatically gives you the privileges of Gold Preferred membership in the Starwood Preferred Guest program. 
  • At Fairmont Hotels & Resorts, after charging five nights to your Platinum Card, you can become eligible for Fairmont President's Club Platinum Membership.
  • Card members can receive Gold Elite membership with Club Carlson
  • Card members can receive Platinum membership with Le Club Accorhotels.
A good news for all Platinum cardmembers: You will get complimentary HHonors Gold Elite status very soon.

Your HHonors Gold Status privileges include:
  • Complimentary standard in-room and lobby WiFi at participating properties when you book direct at or call Platinum Card Service from Amex Canada Inc.
  • Room upgrades to preferred rooms at select properties, subject to availability
  • Late check-out, upon request
  • Access to fitness centers and health clubs
  • Two complimentary bottles of water per stay (available at select properties)
  • 25% Bonus Points on all the Hilton HHonors Base Points you earn
Our friends in USA already enjoy this benefit. Finally, this comes to Canada.

BTW, the Canadian version of AmEx Platinum annual fee is $699. New Platinum Cardmembers can earn  50,000 Bonus Membership Rewards points by making $1,000 in purchases in the first three months of Cardmembership. If you apply through a referral link, then you can get 60,000 Bonus Membership Rewards points with $1,000 in purchases in the first three months.

If you want to get a Platinum referral link, please don't hesitate to send us an email ( We will be very happy to assist you (we will receive referral bonus from AmEx, too). Thanks.

Sunday, January 24, 2016

IHG Rewards Club PointBreaks (released Jan 2016)

Deal Link:
Expiry: Jan 31, 2016

IHG Rewards Club has released their latest IHG Rewards Club PointBreaks. I think the PointBreaks is one of the best hotel points deals around. With the PointBreaks promotion, you can take advantage of Reward Nights for only 5000 points per night!

Due to the limited availability, each member may only book two PointBreaks Reward Nights reservations per hotel during the special offer time period. Offer and participating hotels are subject to change at any time, valid for booking through January 31, 2016 (stay from Jan 25 to Apr 30, 2016)

You can find the full list of hotels participating in the IHG PointBreaks promotion in the map as follows:

Hotels in Canada:
  • Holiday InnExpress FORT SASKATCHEWAN
  • Holiday Inn Edmonton Airport & Conference Center
  • Holiday Inn Express Brampton
  • Crowne Plaza Kitchener Waterloo
  • Holiday Inn Sudbury

Saturday, January 23, 2016

Tangerine: Get 2.5% on new deposits (Targeted)

Deal Link:
Expiry: Mar 31, 2016

You will get 2.5% interest until Mar 31, 2016 on new deposits of up to $500,000  (per Applicable Account Type)  to your Tangerine Savings Account. This rate will also apply to RSP Savings Accounts and Tax-Free Savings Accounts.

Note: To receive the Offer, Tangerine Clients must have received the Offer via email directly from the Bank; and/or received a notification that they are eligible to participate in the Offer when they log in on the Bank's website. For myself, I got a notification when I tried to log in to my online account.

For other Tangerine's offers, please check:

Wednesday, January 20, 2016

WestJet: Save up to 25% (3 Days Only)

Expiry: Jan 22, 2016

I just got an email offer from WestJet. I am not sure if this one is targeted or not. Please check your email box for this offer, if you are a WestJet member.

You can save up to 25% within Canada and 20% off U.S. and international fares when you book your flights before Jan 22, 2016 (9:59 pm MT). Travel up to Jun 28, 2016. Blackout dates apply.

To get this offer, you need to use the promo and coupon codes – and add your WestJet Rewards ID to your booking.
Coupon code: Q4QMQGM (web coupon no.)
Promo code: WSR10

Aeroplan: Sign up text messages and receive 100 Aeroplan miles

Expiry: Feb 29, 2016

You can receive one-time bonus of 100 Aeroplan mile, if you subscribe to Aeroplan Text Message. Member must both subscribe to and confirm that they want to receive Aeroplan Text Messages by texting their Aeroplan Number to short code 27767 from their mobile phone between December 7th, 2015, and February 29th, 2016.

Aeroplan Text messages are free and no extra charges will be billed to your account. It's the best way to get up‑to‑the‑minute offers, the latest program news, and exclusive opportunities to earn at your fingertips. Aeroplan says that it will send you 2-3 messages per month.

This is a good opportunity, if your Aeroplan miles is about to expired.

Note: In order to be awarded the bonus miles, members must be subscribed to receive Aeroplan Text Messages at the time of crediting.  So, if you don't like the Aeroplan Text Message, you can unsubscribe it after you get the 100 Aeroplan miles. To stop receiving Aeroplan Text Messages, text STOP to 27767.

Air Canada: 25% off for travel within Canada.

Deal Link:|achome|canada_sale|caen|160119|txt#PEK-NTP
Expiry: Jan 20, 2016 (ONLY)

You can save 25% on Tango and Flex fares for travel within Canada (all routes). Book with the promotion code by January 20 at 11:59pm from your city of departure in Canada and save! Promotion Code: AFN8W2V1

Note: Travel date is from January 20, 2016 to June 28, 2016. Valid on flights operated by Air Canada, Air Canada rouge and Air Canada Express. Codeshare flights are not eligible

Tuesday, January 19, 2016

Cineplex: Use Visa Checkout and your next movie is FREE

Deal Link:
Expiry: Feb 15, 2016

Cineplex Visa Checkout offer is back. From January 18, 2016 through February 15, 2016 or until 50,000 voucher codes have been issued (whatever is earlier), buy a movie ticket for a first run feature film at using Visa Checkout and receive one unique voucher code valid towards a Free General Admission ticket.

Unique voucher codes are VALID ONLINE ONLY at for showtimes from January 18, 2016 through March 24, 2016 and are applicable towards the purchase of a General, Senior or Child Admission ticket. Not valid for D-BOX, Front Row Centre Events or any Alternative Event programming. An applicable surcharge will apply for IMAX, UltraAVX, VIP (19+) or Reserved Seating performance presented in 2D or 3D.

Note: Limit of one voucher code per transaction regardless of the number of tickets purchased.

CIBC: 4% cash back on purchases and FYF

Deal Link:
Expiry: Mar 31, 2016

This offer applies to the following eligible cards: CIBC Dividend Visa Infinite Card and CIBC Dividend Platinum Visa Card. If you apply and are approved for a new eligible card between January 18 and March 31, 2016, CIBC will rebate the annual fee for you (the primary cardholder) and up to three authorized users added at the time of the application. And, you will get 4% cash back for all purchases posted to your account for the first 6 months (or $5000 in total purchases).

This is a great offer, and I should admit that these 2 credit cards are both very good cards too. The CIBC Dividend Visa Infinite is somehow similar to the Scotiabank Momentum Visa Infinite. After the first 6 months, the cash back ratio will return to the original terms.

CIBC Dividend Visa Infinite:
  • $99 annual fee
  • Earn 4% cash back on purchases (excluding returns) at merchants classified by the credit card network as grocery stores or service stations/automated gas dispensers. 
  • Earn 2% cash back on purchases (excluding returns) at merchants identified as Tim Hortons or TELUS merchants by the merchant payment terminal. 
  • All other purchases earn 1% cash back. 
  • Have a minimum personal income of $60,000 or a minimum household income of $100,000
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance for lost, stolen, damaged or delayed checked baggage
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance

CIBC Dividend Visa Platinum:
  • $99 annual fee
  • Earn 4% cash back on purchases (excluding returns) at merchants classified by the credit card network as grocery stores or service stations/automated gas dispensers. 
  • Earn 2% cash back on purchases (excluding returns) at merchants identified as Tim Hortons or TELUS merchants by the merchant payment terminal. 
  • All other purchases earn 1% cash back. 
  • Have a minimum household income of $15,000
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Note: The 4% and 2% cash back offers are only available on the first $80,000 in net annual card purchases (meaning all card purchases by all cardholders, at any type of merchant) or $20,000 on gas, grocery, Tim Hortons or TELUS purchases on your account, whichever comes first; after that, net card purchases at all merchants, including grocery stores, service stations/automatic gas dispensers, Tim Hortons or TELUS will earn cash back at the regular rate of 1%. The $80,000 limit and the $20,000 limit will reset to zero after the day your December statement is printed.

Air Canada: 20% off for travel to Florida, Hawaii and LV

Expiry: Jan 19, 2016 (ONLY)

You can save 20% on Tango fares for travel to Florida, Hawaii and Las Vegas if you book with the promotion code by January 19 at 11:59pm EST from your city of departure in Canada. The promotion code is: SUN24H

Travel time is from January 19, 2016 to June 22, 2016 and from September 7, 2016 to September 30, 2016. Following routes are included:
Canada - Las Vegas (LAS), Kahului (OGG), Honolulu (HNL), Kona (KOA), Fort Lauderdale (FLL), Tampa (TPA), Sarasota (SRQ), Miami (MIA), Palm Beach (PBI), Fort Myers (FMY), Orlando (ORL), Jacksonville (JAX)

Monday, January 18, 2016

Carlson Hotels: Stay at two and earn 5000 bonus points

Deal Link:
Expiry: Mar 31, 2016

Between January 18 and March 31, 2016, you can earn 5,000 bonus Carlson Gold Points when you stay at two different Carlson Rezidor brands anywhere in the world. Registration is needed.

This is easy bonus for anyone that already planned stays at Carlson hotels.

Saturday, January 16, 2016

Cinplex: Redeem 500 SCENE points for any movie

Expiry: Jan 18, 2016 (ONLY)

You can redeem 500 SCENE points for any (General/Senior/Child) admission ticket for January 18th (BLUE MONDAY) showtimes at any Cineplex theatre. This offer is valid for films in 3D, IMAX, UltraAVX, and VIP [age of majority required] auditoriums, and films with D-BOX or reserved seating.

Promotion applies to all tickets purchased in-theatre, online or on the mobile app. No time extensions or substitutions. Not valid in conjunction with any offers, is non-refundable, is not redeemable for cash and is not for re-sale.

Friday, January 15, 2016

Air Canada: Earn up to 25000 Bonus Aeroplan miles

Deal Link:
Expiry: Mar 15, 2016

I just got an email from Air Canada today. If you fly in a Flex fare or above within North American, you can earn up to 25,000 Bonus Aeroplan Miles. Register and book by Mar 15 for travel by Apr 30, 2016.

You have to complete at least three segments to get a bonus of 1,500 miles and complete 21 segments the get the full bonus. It is not easy to travel that much before Apr 30. And this offer is only valid on new booking made after Jan 14.

Thursday, January 14, 2016

EQ Bank: 3% interest rate

Deal Link:

EQ Bank is currently offering 3% everyday interest for its Savings Plus Account. This is the highest interest being paid by any Canadian banks right now.

Some features (good and bad) of the account:
  • No monthly fees
  • Unlimited transactions
  • No minimum balance requirements
  • 5 free Interac e-Transfers per month
  • Member of CDIC
  • You can link it to other banks' account, but no direct deposit
  • No debit card
  • Not for Quebec residents
  • No TFSA
  • No joint account
So, If you want, you can enjoy free checks from PC Financial, free email transfer from Tangerine, and 3% interest from EQ Bank.  Why do you still need those big banks.

Wednesday, January 13, 2016

Get 25% extra bonus when you transfer AmEx MR to BA Avios

Expiry: Mar 28, 2015

You can get 25% extra bonus when you transfer your AmEx MR to BA Avios before Mar 28, 2016. So, during the promotion period, you can transfer 1000 MR to 1250 Avios, which is not a bad deal.

If you don't have AmEx MR points, you can applied AmEx Gold Rewards (FYF, 25000 welcome MR points) Card or AmEx Platinum Card ($699 annual fee, 50000 welcome MR points or 60000 welcome MR points with a referral link). If you need AmEx referral link for AmEx Platinum Card, please send me an email: Thanks.

Tuesday, January 12, 2016

Earn 25000 Aeroplan + 50% Annual Fee Rebate with TD Aeroplan Visa Infinite Card

Deal Link:
Expiry: Feb 29, 2016

You will earn 25000 Aeroplan welcome bonus and 50% annual fee rebate ($60) if you apply TD Aeroplan Visa Infinite credit card before Feb 29, 2016.
  • You can get 15000 Aeroplan miles with your first purchase.
  • Keep your account active for 90 days, and you can get another 10000 Aeroplan miles.
As we mentioned before, there is another promotion for the same credit card now (also by Feb 29, 2016):

You can compare them and choose the best one for you.

Bad News: AmEx Gold Rewards Card is no longer eligible for a referral bonus

This is a really bad news. Effective Jan 11, 2016, AmEx Gold Rewards Card is no longer eligible for a referral bonus (10000 MR points). You can still refer the Card to your friends and family but you will not earn a referral bonus for any approved referral. The 25000 MR points welcome bonus and FYF are still the same as before. If you still want this card, you can apply it through GCR and get $50 bonus.

Besides this card, AmEx AeroplanPlus Gold card is no longer offering referral bonus as well. But, you can still get referral bonus from AmEx SPG, SimplyCash, Platinum etc (subject to change any time).

Monday, January 11, 2016

Bad news for AmEx AeroplanPlus Gold Card

Starting from today, you can only receive 15000 welcome Aeroplan miles (it was 25000 miles before) when you get the AmEx AeroplanPlus Gold Card. Considering you still need to pay the annual fee for the first year, I totally not recommend this card. If you like Aeroplan Miles, you should apply the AmEx Gold Rewards Card or TD/CIBC Aeroplan Visa Infinite Card.

Basic Information about American Express AeroplanPlus Gold Card:
  • Annual fee $120
  • Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
  • Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
  • Earn Aeroplan Miles faster with two free Supplementary Cards – a $100 value ($50 for each additional Supplementary Cards)
  • You’ll also earn additional miles at Aeroplan Partners when you also provide your Aeroplan Number or present your Aeroplan
  • No Pre-Set Spending Limit on Purchases

Saturday, January 9, 2016

Receive up to 50,000 TD Points plus a 50% Annual Fee Rebate

Expiry: Feb 29, 2016

You will receive a welcome bonus of 50000 TD points (keep the account open for at least 90 days), when you get the TD First Class Travel Visa Infinite Card by Feb 29, 2016. Plus, you will enjoy a 50% Annual Fee Rebate for the first year.

The 50,000 bonus points are worth $250 in travel money. With a 50% rebate you have to pay $60 in the first year. But, you can apply this credit card through, and get $60 Cash Back rebate. Therefore, it is same as FYF with $250 bonus. If you are a client of TD All-inclusive Account, you don't need to pay the 50% Annual fee, and it will bring the total welcome bonus to $310.

If you don't have a GCR account, you can use our referral link ( ), with which you can get extra $2.5 from GCR (and we can get bonus too. Our email is: We appreciate you using our links where possible.

BTW: TD is also offering another offer for its TD Aeroplan Visa Infinite Card. You can earn 15000 Aeroplan + FYF with TD Aeroplan Visa Infinite Card:

RBC: Receive $300 when you open a new banking account

Deal Link:
Expiry: Feb 29, 2016

You will receive $300 when you open your first new eligible personal banking account, either an RBC VIP Banking (monthly fee of $30) or RBC Signature No Limit Banking (monthly fee of $14.95) by February 29, 2016 and complete one of the following by March 31, 2016:
  • two Pre-Authorized Payments from the account 
  • one Payroll Direct Deposit to the account. 
RBC has the right to determine what is considered payroll. Clients who already have an existing RBC Personal Banking Account are not eligible. The $300 cash will be directly deposited into your new eligible banking account by April 30, 2016 if all offer conditions are met.

This offer is available for select clients only. Selected clients must also be active RBC clients without an existing Personal Banking Account with Royal Bank of Canada or any of its deposit taking affiliates at the beginning of the promotional period (i.e. January 6, 2016) and otherwise comply with the terms of the offer.

Wednesday, January 6, 2016

Get up to $150 bonus when you open BMO Cash Back WEMC

Deal Link:
Expiry: Apr 30, 2016

You can get up to $150 bonus if you open BMO Cash Back World Elite MC before Apr 30, 2016. $50 CashBack bonus is only available to new BMO CashBack MasterCard cardholders and will be applied to your account within 45 days after your first card purchase and not be awarded to current or former cardholders who reinstate a closed account or who open a new account. An additional $100 CashBack bonus will be awarded when you spend $3,000 in net card purchases in the first three months from the account open date and will be applied to your account within sixty days after qualifying.

Note: With this credit card, you can get 1.75% cash back on all card purchase. If you have the BMO Premium Plan, your annual fee of this credit card will be waived. If you cancel your card within ninety days of opening your account, the Bonus points will be cancelled.

BTW,BMO is also offering some other welcome bonus now:
  • BMO Air Miles WEMC: Get 1,000 AIR MILES Bonus Miles
  • BMO Air Miles MC:  Get 400 AIR MILES Bonus Miles
  • BMO SPC Air Miles MC:  Get 400 AIR MILES Bonus Miles
  • BMO Cash Back MC: Get $75 Cash Back
  • BMO SPC Cash Back MC: Get $50 Cash Back

ATB: Get $150 with a new Students First Account (Alberta ONLY)

Deal Link:
Expiry: Jan 31, 2016

There is a good news for students living in Alberta. You can get $150 bonus when you open a new Students First Account (ATB Financial) between January 1 and 31, 2016. To get the bonus, you need to set up recurring direct income deposit, with the first deposit by March 31, 2016. Then, your $150 bonus will be deposited to your account between May 1 and 15, 2016.

The ATB Students First Account is pretty good for students: no monthly fee, unlimited transactions, two free Interac e-Transfers a month and no fee overdraft protection (unless used).

If you’re an existing ATB personal chequing account holder, you can get $50 for every successful Students First Account friend referral between January 1 and 31, 2016 (Once they meet the requirements). You need to make sure your friend tells ATB that they were referred by you when they open their new ATB account.

Note: You must be 18 years of age or older to open the Students First Account.

Tuesday, January 5, 2016

Accor Hotel: up to 50% off

Deal Link:
Expiry: Jan 14, 2016

This offer is valid until January 14th 2016 for stays from January 15th 2016 to June 30th 2016 on all  AccorHotels websites.  You can save up to 40% off a minimum 4 night stay at Novotel Hotels in Canada, Mexico and Panama.  If you want to check other areas, please read the above link.

Note: Blackout dates apply.  Offer subject to hotel's sales conditions.  Full deposit is not refundable even if the booking is cancelled or modified. Full amount of stay is payable in advance by credit card at booking time. No change or cancellation can be made after booking.

Earn 15000 Aeroplan + FYF with TD Aeroplan Visa Infinite Card

Deal Link:
Expiry: Feb 29, 2016

You will earn 15000 Aeroplan welcome bonus and First Year Free if you apply TD Aeroplan Visa Infinite credit card before Feb 29, 2016. Bonus miles will be awarded on first purchase. I should say that this offer is so so (we have seen better offer from TD).

But if you are still interested in this card, you can apply it through GCR and get another $50 bonus. If you don't have a GCR account, you can use our referral link ( ), with which you can get extra $2.5 from GCR (and we can get bonus too. Our email is: We appreciate you using our links where possible.

Monday, January 4, 2016

PC Financial: Earn 2.5% interest on new deposits into TFSA & RRSP

Deal Link:
Expiry: Mar 31, 2016

Between January 1 and March 31, 2016 you can enrol to earn 2.5% interest on new deposits made into these TFSA and RRSP savings accounts:
  • Tax-Free Interest PlusTM Savings Account
  • Interest PlusTM RRSP
To sign up for this special offer, Please call 1-866-674-5610 or visit an in-store PC pavilion. You can also log into your online account to sign up for this offer.

Note: the TFSA limit for 2016 is back to $5500.

Friday, January 1, 2016

Current Tangerine Bank Promotions (updated on Jan 2016)

Deal Link:
Expiry: Mar 31, 2016

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates). Here are some current Tangerine promotions:
  • Until Mar 31, 2016, you will earn $50 when you open any type of Tangerine Bank Account with a minimum deposit of $100, using a friend’s Orange Key (your friend will get bonus too). As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • As a new Tangerine client, you can earn triple interest at 2.40% with Tangerine for six months on all deposits made to your first Tangerine Savings Account, Tax-Free Savings Account, or RSP Savings Account starting the day you open the Account. (normal interest rate is 0.8% now).
  • You can get $25 bonus when you set up an Automatic Savings Program (ASP) of $100 or more per month for full 6 continuous months in the Saving Account.
  • You can earn $100 just for switching your payroll direct deposits and making either 1 pre-authorized payment or 2 bill payments by May 31, 2016. 
You can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.

Last but not least: If you cannot find a Orange Key from your friends, you can use our Orange Key: 33499421S1 Thanks.