AmEx Tim Hortons Offer

 

Expiry: Dec 31, 2022

Spend at least $10 in qualifying purchases using your registered AmEx Card at participating stand-alone Tim Hortons location(s) or on the Tim Hortons App by Dec 31, 2022 and earn a one-time $5 statement credit. Online purchases are excluded. Only the first 20,000 cards to be successfully registered are eligible for the offer. 

AmEx Plan It $0 Fee Offer

 

Expiry: Jan 31, 2023

From now until January 31, 2023, when you create a 3-month AmEx Plan It plan, AmEx will waive the fees. No fees will be charged on a 3-month installment plan and no interest will be charged on the amount placed in the plan as long as you make your required payments on time and do not cancel the plan before it is paid in full. And you will still earn all the rewards with your AmEx Card.

Brim World Elite MasterCard: Earn $500+ in First Time Bonuses + FYF

Updated on Nov 29, 2022: Brim World Elite MasterCard annual fee is $199, and you can earn 2% cash back with this card. For now, Brim World MasterCard will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses. Offer is valid until Dec 31, 2022. If you want to apply it, please use our referral code, thanks: 41750 (or referral link: https://brimfinancial.com/?code=41750). You will earn additional $10 bonus.

Deal Link: https://brimfinancial.com/signup

Expiry: Dec 31, 2022

Brim World Elite MasterCard is a very good credit card with $199 annual fee. It will not charge any foreign transaction fees on purchases in another currency, online or abroad. And you can get free global Wi-Fi provided by Boingo and premium insurance coverage.

You can earn 2% back in Brim Rewards points when you use Brim WEMC for purchases (for example, in Costco). In addition to the 2%, you can also get extra points through InCard offers and eShop offers in the Brim app. And you can also earn 2X the points on all payments with Amazon, Spotify and Netflix, which is 4% back with Brim WEMC.

For now, Brim WEMC annual fee of $199 will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses. 

Some of our readers told me that if you call Brim at the end of the 1st year, Brim may only charge you $99 annual fee for the Brim WEMC for the 2nd year. Honestly speaking, $99 annual fee for a 2% cash back MasterCard is not a bad deal. Brim may even waive your Brim WEMC annual fee for the 2nd year, if your 1st year card spending is high.

Brim Financial has a referral program. When you refer your friends to open a Brim MasterCard, you will earn 2000 points ($20 value) for every friend that successfully signs-up and activates card. Then your friends will receive 1000 points ($10 value) when they activate.

If you need a referral code, please use ours, thanks: 41750 (or referral link: https://brimfinancial.com/?code=41750)

Updated on Dec 1, 2021: Brim MasterCard is the first in Canada that can be live in your Apple wallet instantly. You can start using your new digital card with Apple Pay within seconds of submitting your application. 

Updated on Jan 24, 2022: Brim's Installment Pay is a feature that allows you to divide purchases over $500 into smaller monthly payments. Brim charges 0% interest on this service. But Brim charges a fixed installment fee (7% of the overall purchase price) to your first statement. Your monthly payments thereafter are simply the original purchase price divided by the number of months you have chosen to install over, plus a monthly processing fee of 0.475% of the original purchase price. Brim's Installment Pay plans range from 12 to 24 months. You can choose what works best for you. You can call Brim Services at 1-886-305-2746 to cancel your installment plan if you want to pre-pay your installment plan. BTW, Brim's Installment Pay program is not available in Quebec now.

Updated on Sep 20, 2022: I just received 500 points (value $5) from Brim Financial as a birthday bonus! BTW, Brim World MasterCard is no longer listed on the website. I am not sure if it is permanent or not. Brim WEMC is still good. 

BTW, if anyone wants to leave his/her referral code below, please use the following format ONLY: "My Brim Financial referral code is: *******." Other format will be deleted. Thanks. 

AmEx American Airlines Offer

 

Expiry: Dec 31, 2022

When you spend at least $600 in qualifying flight purchases using your registered AmEx Card directly on the American Airlines website at https://www.aa.com/homePage.do?locale=en_CA by Dec 31, 2022, you can earn a one-time $200 statement credit. Only the first 30,000 cards to be successfully registered are eligible for the offer. 

Rakuten Flash Event 10% Cash Back (Nov 28, 2022 ONLY)

Deal Link: https://www.rakuten.ca/cyber-monday

Expiry: Nov 28, 2022

You can earn 10% Cash Back at selected stores on Nov 28, 2022 at Rakuten.ca. If you don't have a Rakuten.ca account now, please use our following referral link to register (thanks): https://www.rakuten.ca/r/canadianrewards You will receive $30 bonus after you spend $30 through Rakuten within 90 days of sign-up date. Happy shopping!

Open a TD Account and Earn a $300 Amazon.ca Gift Card + 10000 Aeroplan Points

Deal Link: https://www.td.com/ca/en/personal-banking/new-bank-account-offers-promotions/AP/

Expiry: Jan 31, 2023

When you open an eligible TD chequing account and you could earn a $300 in Amazon.ca Gift Cards plus 10,000 Aeroplan points exclusively for TD Aeroplan customers.

To be eligible for this offer, you must be a new TD Chequing Customer and must not have had a TD Chequing account in the last 12 months, in addition to other qualifying conditions. Open one of the two eligible TD chequing accounts between November 1, 2022 and January 31st, 2023 complete two of the following by March 28, 2023:

• Set up a Recurring Direct Deposit from your employer, pension provider or the Government. Deposits must occur weekly, biweekly, monthly or twice per month.
• Setup a Recurring Pre-Authorized Debit Payment of at least $50.
• Make an Online Bill Payment of at least $50 through EasyWeb or the TD app.

Shoppers Drug Mart: Bonus Redemption Event

Expiry: Nov 30, 2022

The next SDM Bonus Redemption Event is between Nov 25 to Nov 30, 2022. Redemption amounts between the specified examples are also eligible to receive the following extra value amounts:

• Tier #1: Get $30 in extra value when you redeem 70,000 PC Optimum points => $100 off
• Tier #2: Get $70 in extra value when you redeem 130,000 PC Optimum points => $200 off
• Tier #3: Get $150 in extra value when you redeem 250,000 PC Optimum points => $400 off

Airmilesshops.ca Promotions (2022)

Deal Link: https://www.airmilesshops.ca/en

Expiry: Dec 4, 2022

Airmilesshops.ca's Black Friday's promotion is coming. When you shop online, you can earn up to 20X Miles through airmilesshops.ca sitewide before Dec 4, 2022.

AmEx Microsoft Offer

 

Expiry: Dec 31, 2022

Spend at least $800 in qualifying purchases using your registered AmEx Card at www.microsoft.com/en-ca/ by Dec 31, 2022 and earn a one-time $200 statement credit. Only the first 20,000 cards to be successfully registered are eligible for the offer. 

AmEx Travel Offer

 

Expiry: Dec 20, 2022

You can earn 5 bonus Membership Rewards points for every dollar in qualifying purchases for prepaid hotels and car rentals using your registered AmEx Card at www.americanexpress.ca/travel by Dec 20, 2022. Limit 5,000 Membership Rewards points. It is not combinable with Centurion FHR benefits at select properties. Only the first 25,000 cards to be successfully registered are eligible for the offer.