Thursday, November 26, 2020

Mogo Platform Introduction

Mogo is a new way to manage our money. Mogo empowers Canadians with simple and powerful solutions to help them improve their financial health and live more sustainably.  

The Mogo platform offers:

  • Free Credit Score – Free monthly credit score monitoring. As you know, knowing your credit score is critical for financial health. Mogo credit score monitoring is soft pull, and it will not affect your credit history.
  • MogoProtect – Free identity fraud protection. Mogo is the first and only company in Canada currently offering this for free (no credit card or promo code required and no limited trial period)
  • MogoSpend – Mogo Visa platinum prepaid card that was created to help members control their spending. As an added benefit Mogo will offset 1 pound of CO2 for each dollar spent using the card. So, the free MogoCard can help you save money and fight climate change.
  • Access to personal loans
  • MogoCrypto – A simple way to buy and sell bitcoin (Limited time offer: Fund $100 or more to MogoCrypto and Mogo will add an extra $5 to your balance)
  • + many more features

You can sign up for a free Mogo account through the mobile app or on the web in just 2 minutes. If you are interested in Mogo Platform, please use our referral link to sign up (and Mogo will provide bonus to us, thanks):  

Shoppers Drug Mart: Bonus Redemption Event

Expiry: Dec 2, 2020

The next SDM Bonus Redemption Event is between Nov 27 to Dec 2, 2020. Redemption amounts between the specified examples are also eligible to receive the following extra value amounts:
  • Tier #1: Get $30 in extra value when you redeem 70,000 PC Optimum points => $100 off
  • Tier #2: Get $70 in extra value when you redeem 130,000 PC Optimum points => $200 off
  • Tier #3: Get $150 in extra value when you redeem 250,000 PC Optimum points => $400 off
This is the biggest bonus redemption event of the year 2020.

Questrade Online Brokerage Introduction


Questrade is one of my favorite Canadian online trading platforms. I have my TFSA Self-directed Investing Account at Questrade. Questrade opened its doors in 1999 and it is one of Canada's fastest growing online brokerages. Questrade is based in Toronto, Canada. They support all types of accounts : TFSA, RRSP, Margin, RRIF, LIRA etc.

If you are interested in Questrade, please use our referral link: , or offer code "jpzzuj4s" to open a new Questrade account. You will receive $50 trade commission rebate (for Questrade Self-directed Investing Account) or $10,000 Managed free for a year (for Questrade Wealth Management Account). With self-directed investing, you're managing the investments yourself. With Questwealth Portfolios, your investments are managed by Questrade team of experts.

Costco Super Friday Offer

Deal Link:

Expiry: Nov 30, 2020

You can get a $350 Costco Shop Card when you spend $3000+ before taxes on and enter promo code "SUPER2020" at checkout. This offer is valid for orders placed between Nov 26, 2020 to Nov 30, 2020. 

Tuesday, November 24, 2020

PC Financial MasterCard: 100,000 bonus points

Expiry: Dec 3, 2020

If you apply for a PC Financial MasterCard before Dec 3, 2020, you will earn 100,000 PC bonus points (value $100) in your PC Optimum account when you make a first fuel purchase with your new card at an Esso or Mobil gas station in Canada. No minimum purchase amount required. Purchase must be made with your President’s Choice Financial Mastercard within 6 months of account approval.

Current Tangerine Bank Promotions (Updated on Nov 2020)


Tangerine has an update on their 5-month intro offer for the Tangerine Savings Account. New clients can earn 2.1% interest when you open a Tangerine Savings Account and Chequing Account with up to $150 bonus when payroll requirements are met.  The Tangerine core rate for the Tangerine Savings Accounts (Standard, RSP and TFSA) is 0.1% now.  If you want to know more details, please click the "APPLY NOW" link above.

How the online offer works:
  1. Click the "APPLY NOW" link above, then click "Sign Me Up" and become a new Client online by Jan 31, 2021 using promo code 'EARNMORE' (for this promotion, you cannot use Tangerine Orange Key)
  2. Open your first eligible Savings Account and Chequing Account within 30 days, and you’ll earn 2.1% interest in your Savings Account for 5 months.
  3. Add your payroll and have the first payroll direct deposit in your Chequing Account within 60 days of opening the Account. Keep it going for at least 3 straight months and you’ll earn a $150 Bonus after the 3rd month. 

If you cannot meet the requirements for the $150 bonus (for example, you cannot add your payroll direct deposits in Tangerine), you can open a new Tangerine account with Tangerine Orange Key. Then you can earn a $50 Bonus with an initial deposit of at least $250 within 60 days of becoming a Client and meet other conditions (Note: this $50 bonus cannot be combined with the $200 bonus above). Because each person can only have up to 3 referral per year, we don't want to provide our Orange Key here. If you need a Orange Key, please send us email:, thanks.

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates):
  • As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • Your first book of 50 cheques is free. And you can also transfer money by Interac e-transfer for free!
  • After the first 5 months, you can open a new EQ Bank Savings Plus Account and move most of your money there:

PS: For opening Tangerine bank accounts, you can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.

BTW, If anyone wants to leave his/her Tangerine Orange Key below, please use the following format ONLY: "My Tangerine Orange Key is: *******. Thanks." Other format will be deleted.

Monday, November 23, 2020 Promotions (2020)

Expiry: Nov 26, 2020
Comments: promotion starts. You can get 10X Air Miles sidewide when you shop through until Nov 26, 2020. BTW, we may see higher bonus after Nov 27, 2020.

Friday, November 20, 2020

UGO Wallet: Holiday e-Gift Card Bonus


Deal Link:

Expiry: Dec 25, 2020

Offer available between November 20 and December 25, 2020 while supplies last. For every $100 spent on e-gift cards of a single brand through your UGO Wallet account between November 20 and December 25, 2020, you'll earn a bonus $10 e-gift card of the same brand purchased, which is equal to 9.1% off. Maximum total amount of $300 in bonus e-gift cards per customer.

Bonus $10 e-gift card(s) will be deposited to your UGO Wallet account no later than January 8, 2021. Bonus e-gift card(s) must be claimed no later than January 31, 2021 or it will be removed from your UGO Wallet account and will not be retrievable. If you are a new UGO Wallet customer, your UGO Wallet account may be subject to a 24-hour hold before you are able to make purchases of e-gift cards.

The gift card brands are: Amazon / Esso / Foodland / Indigo / Safeway / Sobeys / Walmart etc...

AmEx Offer for Dell Technologies


Expiry: May, 8, 2021

You can earn a statement credit equal to 10% of total qualifying purchases when you use your registered AmEx Card at by May 8, 2021. Limit of $1,100 in total credits. This offer is for AmEx Business Platinum cardholders. There is another similar Dell offer for AmEx Platinum / Gold cardholders, but you can only earn 2 bonus MR points for every $1 in purchases.

Thursday, November 19, 2020

Air Canada Black Friday Offers

Deal Link:

Expiry: Nov 29, 2020

Air Canada Black Friday offers are on now. You can save on your next getaway with up to 20% off select Economy, Premium Economy and Business Class base fares to all Air Canada destinations for travel until June 30, 2021.

And, if you use multiple Air Canada Black Friday Spectacular offers before November 29, 2020 and you could earn up to an additional 5,000 bonus Aeroplan points. Earning your extra bonus points is easy: