Deal Link: https://www.bmo.com/main/personal/bank-accounts/new-bank-account-offers-and-promotions/
- Set up a recurring direct deposit of $500 or more from your employer, the government, or your pension, and have the first deposit appear by September 30, 2026.
- Complete one of the following by September 30, 2026: 1) Make two bill payments of $50 or more to two different payees through BMO Online Banking or the BMO Mobile Banking app; 2) Set up two pre-authorized debits (PADs) of $50 or more from two different payees.
- Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account;
- Maintain a daily closing balance of $10,000 or more for 120 calendar days from the date of deposit to earn the 4.65% promotional interest rate on balances up to $1,000,000;
- After the initial 120-day promotional period, continue to maintain a daily closing balance of $10,000 or more for an additional 90 calendar days to qualify for the $150 cash bonus.
- You must complete step one to qualify for step two.
- Create one Goal in My Financial Progress Plan by September 30, 2026;
- Go to the Planning Tab and apply one Strategy to the plan by September 30, 2026.
- You must complete step one to qualify for step three.















