Tuesday, October 27, 2020

AmEx Cobalt: Shop Amazon.ca and Earn 5X points (Coming soon)


Expiry: Nov 30, 2020

This is a targeted offer for some AmEx Cobalt Cardmembers.  From November 27th to 30th, 2020, when you use your registered AmEx Cobalt Card to shop online on Amazon.ca, you can earn 4 bonus points for every $1 in eligible purchases up to maximum of $500 (after taxes and shipping). After you reach $500 in purchases, you will still continue to earn at the regular earn rate of 1x the points. You can register your eligible Card from November 12-30, 2020.

Purchase Any Gift of Costco Membership and get a $50 voucher

Deal Link: https://www.costco.ca/gift-of-membership.html

Expiry: Dec 27, 2020

If you purchase any gift of Costco membership before Dec 27, 2020, you will get a $50 voucher for Costc.ca. 

This $50 voucher is valid from October 26, 2020 and January 17, 2021 and may not be combined with any other offer. This offer can only be redeemed on merchandise purchases of $250 or more on Costco.ca (in one transaction, before taxes, applicable fees and shipping, unless applicable fees and/or standard shipping is included in the quoted price). 

Sunday, October 25, 2020

Questrade Online Brokerage Introduction

Updated on Oct 8, 2020: As of October 1, 2020, Questrade will no longer be charging inactivity fees on any accounts. 


Questrade is one of my favorite Canadian online trading platforms. I have my TFSA Self-directed Investing Account at Questrade. Questrade opened its doors in 1999 and it is one of Canada's fastest growing online brokerages. Questrade is based in Toronto, Canada. They support all types of accounts : TFSA, RRSP, Margin, RRIF, LIRA etc.

If you are interested in Questrade, please use our referral link: http://www.questrade.com/?refid=jpzzuj4s , or offer code "jpzzuj4s" to open a new Questrade account. You will receive $50 trade commission rebate (for Questrade Self-directed Investing Account) or $10,000 Managed free for a year (for Questrade Wealth Management Account). With self-directed investing, you're managing the investments yourself. With Questwealth Portfolios, your investments are managed by Questrade team of experts.

Wednesday, October 21, 2020

AmEx Cobalt: Up to 30000 MR Points and $100 GCR Bonus

Expiry: Nov 30, 2020

AmEx Cobalt Card is one of the best credit cards in Canada. Now, you can earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year. Plus you can also earn $100 cash back rebate from GCR, if you apply this card through GCR before Nov 30, 2019 (the annual fee is $120. So, it is close to annual fee rebate with GCR bonus).

GCR is the oldest and probably the best cash back website in Canada. I've earned a few hundred dollar in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

If you want to sign up for a GCR account, please use our referral link below: https://www.greatcanadianrebates.ca/Register/126795/ , and fill in our email (canadianrewards@gmail.com) as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

Monday, October 19, 2020

CIBC will enhance their Dividend Platinum Visa and Visa Infinite Cards

CIBC will enhance their Dividend Platinum Visa and Infinite Visa Credit Cards on Feb 1, 2021.

For CIBC Dividend Platinum Visa Card:

For CIBC Dividend Visa Infinite Card:

BTW, if you have an eligible CIBC Smart Plus Account after February 1, 2021, you'll get a rebate on the $99 annual fee for Dividend Platinum or the new annual fee of $120 for Dividend Visa Infinite. 

As far as I am concerned, I like the new version of the CIBC Dividend Visa Infinite Card. The new 2% cash back categories are better than Tim Hortons & Telus. The new Cash Back On Demand feature is flexible. The new Mobile Device Insurance is very useful. I don't use those travel insurances on this Visa Infinite card anyway. 

Thursday, October 15, 2020

Current Tangerine Bank Promotions (Updated on Oct 2020)


Tangerine has an update on their 5-month intro offer for the Tangerine Savings Account. New clients can earn 2.15% interest when you open a Tangerine Savings Account and Chequing Account with up to $200 bonus when payroll requirements are met.  The Tangerine core rate for the Tangerine Savings Accounts (Standard, RSP and TFSA) is 0.15% now.  If you want to know more details, please click the "APPLY NOW" link above.

How the online offer works:

To earn 2.15% interest*

1. Click the "APPLY NOW" link above, then click "Sign Me Up" and become a new Client online by Nov 23, 2020 using promo code 'EARNMORE' (for this promotion, you cannot use Tangerine Orange Key)
2. Open your first eligible Savings Account and Chequing Account within 30 days
3. Earn 2.15% interest in your Savings Account for 5 months

To get a payroll Bonus of up to $200*

4. Complete steps 1 to 3
5. Add your payroll - have the first payroll direct deposit in your Chequing Account within 60 days of opening the Account
6. Keep your payroll direct deposits going into your Account for at least 3 straight months and you'll earn a $200 bonus after the 3rd month

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates):
  • As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • Your first book of 50 cheques is free. And you can also transfer money by Interac e-transfer for free!
  • After the first 5 months, you can open a new EQ Bank Savings Plus Account and move most of your money there: https://www.canadianrewards.net/2019/05/eq-bank-savings-plus-account.html

PS: For opening Tangerine bank accounts, you can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.

BTW, If anyone wants to leave his/her Tangerine Orange Key below, please use the following format ONLY: "My Tangerine Orange Key is: *******. Thanks." Other format will be deleted.

Neo MasterCard Introduction

Updated on Oct 15, 2020: Neo MasterCard is now available in Calgary, Edmonton and Winnipeg (if this is home for you, you can download Neo now to apply the card. No invitation needed). It is a MasterCard with credit limit and you need to upload photo of a government ID and your selfie photo during application in addition to the normal personal information required for credit card application. You can automatically get rewarded (up to 20% cashback) when you pay with Neo at hundreds of merchants. The list of merchants are as follows: Calgary, Edmonton, Winnipeg. The upcoming cities for Neo are Vancouver / Saskatoon / Regina. 

Neo Financial (based in Calgary) will release a new kind of credit card in Canada, named Neo Card. It is no annual fee, no Foreign Exchange fee when you travel and you can get rewards when you use it for purchases. If you want to know more about this new card, please visit their website: https://www.neofinancial.com/

Wednesday, October 14, 2020

AmEx Gold: Earn a total of 5X the points on qualifying mobile service provider payments

Expiry: Dec 31, 2020

This is a targeted offer for AmEx Gold cardholders. From October 14 to December 31, 2020, when you use your registered Card at eligible mobile service providers in Canada, you can earn a total of 5x the points on qualifying purchases, up to a maximum of $500 in purchases after taxes. That’s an additional 4 bonus points per $1 on top of the standard earn rate that you currently earn on your Card. You can earn a maximum of 2,000 bonus Membership Rewards points per registered Card during the offer period.

Tuesday, October 13, 2020

Capital One Costco MasterCard Bonus Cash Back (Expired)

Deal Link: https://www.costco.ca/capital-one-costco-mastercard-offer.html

Expiry: Oct 14, 2020

How it works:

  1. Shop on Costco.ca.
  2. When paying for your purchases, use your Capital One Costco Mastercard.
  3. Once your Costco.ca purchases have been successfully processed, your cash back earned will be calculated according to the amount you've spent on all other purchases (outside of gas and restaurants) so far this year: if your total spent on all other purchases is up to $3,000, you'll earn 0.5% cash back on your Costco.ca purchases from October 13 - 14, 2020; if your total spent on all other purchases is more than $3,000, you'll earn 1% cash back on your Costco.ca purchases during that same period; the Costco.ca purchase(s) above will also earn an extra 4% bonus cash back, for a total of up to 5%!
  4. In December 2020, you’ll receive an email from Capital One confirming you made a qualifying purchase (as long as your purchases have posted).
  5. Your bonus cash back will be applied to your account in December 2020.
  6. You will receive your 2020 annual cash back coupon, including this bonus cash back, in January 2021.
BTW, based on other people's experiences before, it is possible that you can earn this bonus when you buy Costco Shop Card online with the Capital One Costco MasterCard.

Canadian Tire Triangle MasterCard: $100 Bonus CT Money (Expired)

Deal Link: https://www.canadiantire.ca/en.html

Expiry: Oct 14, 2020

If you apply for a Canadian Tire Triangle MasterCard on Oct 13 & Oct 14, 2020, you can get $100 bonus CT Money on approval when you shop online or in-store at Canadian Tire within 30 days. BTW, new applications for the Triangle World Elite Mastercard are currently not being accepted. Probably, Canadian Tire will make some changes to this WEMC.