Thursday, July 29, 2021

Flexible cancellation policy for Aeroplan flight rewards

Aeroplan flight rewards booked through August 31, 2021 can be changed or cancelled free of charge, at any time.  Members can cancel free of charge and receive all of their points back in their account, plus a full refund of any associated taxes, fees and charges on the unused value of travel. For changes, members will pay only the difference in points, or receive a partial refund if their new itinerary requires fewer points. In addition, a difference in taxes, fees and charges may apply when changing an itinerary. As a reminder, members can quickly and easily cancel their Aeroplan flight rewards at

Beginning September 1, 2021, Aeroplan flight rewards are subject to the change and cancellation fee structure of the fare option purchased. 

  • Existing bookings (made through August 31, 2021) are eligible for a one-time free change or cancellation, even after this date. Please note any subsequent change or cancellation may be subject to a fee. 
  • Aeroplan Super Elite members will continue to enjoy no change and cancellation fees for flight rewards redeemed from their accounts, regardless of the fare option purchased. 
  • Economy Latitude, Premium Economy Flexible, Business Class Flexible and First Class Flexible reward fare options offer waived change and cancellation fees for all members.

The published Aeroplan change and cancellation fees is as follows:

Wednesday, July 28, 2021

RBC Visa Infinite Avion: Get 35,000 Welcome Points

Expiry: Nov 15, 2021

You can get 35,000 welcome points when you apply the RBC Visa Infinite Avion card before Nov 15, 2021. The annual fee is $120. No minimum spend requirement. Note: This card requires a minimum personal income of $60,000 or a minimum household income of $100,000.

Tuesday, July 27, 2021

Air Canada New Partner: Eurowings Discover

Starting Jul 27, 2021, Eurowings Discover (4Y) will be officially added to Air Canada growing, and world’s largest roster, of more than 40 airline travel partners. Eurowings Discover will offer a premium leisure experience with lie-flat business class seating, a premium economy cabin, as well as full meal service in all classes.

Eurowings Discover is the new leisure carrier of the Lufthansa Group with operating bases in Frankfurt and Munich, Germany. It serves several international destinations in Africa, North America, the Indian Ocean, and the Caribbean. Until the end of 2021, Eurowings Discover will expand its network to medium haul destinations in Europe and northern Africa, as well.

This new FFP expands Aeroplan’s presence and gives members more choice when it comes to airline options to popular leisure destinations in Africa and additional inter-continental routes. Please find above the Aeroplan accrual chart for flights operated by Eurowings Discover. Note that:

  • Members can earn Aeroplan points based on distance flown on all scheduled flights operated by 4Y. 
  • Members can earn Status Qualifying Miles (SQM) and Status Qualifying Segments (SQS), as well as Status Qualifying Dollars (SQD) on flights ticketed by Air Canada.

In terms of Aeroplan Flight Rewards on Eurowings Discover flights, please note the following:

  • 4Y flights will be priced based on Aeroplan’s pricing for partner airlines.
  • Members will be able to book 4Y flights online at, through the Air Canada mobile app, or via Aeroplan’s Contact Centre.
  • 4Y flights can be combined with flights operated by Air Canada and our other international airline partners.
  • 4Y flights are eligible for redemption in Business and Economy classes.
  • The partner booking fee will apply for flight rewards which include travel on 4Y.

The addition of Eurowings Discover is our seventh new airline to join the program since June 2020, following Etihad, Azul, Vistara, Air Serbia, Virgin Australia, and Air Dolomiti. 

TD Credit Cards: Extra Rewards at Shell Stations

Expiry: Dec 31, 2021

You will earn double cash back dollars or triple TD rewards points for every $1 you spend on eligible purchases made with your TD credit card at participating Shell Canada stations until Dec 31, 2021.

This offer starts July 23, 2021 and ends December 31, 2021 and is only available to those Cardholders of TD First Class Travel Visa Infinite*, TD Platinum Travel Visa*, TD Rewards Visa*, TD Business Travel Visa*, TD Cash Back Visa Infinite*, TD Cash Back Visa*, and TD Business Cash Back Visa* credit cards who have an account that is open, active and in good standing and have opted-in to the offer during the Offer Period. 

Monday, July 26, 2021

How to buy Bitcoin in Canada

Updated on Jul 26, 2021:
If you want to create a new Binance account and you are not live in Ontario, please use our referral link: With this link, you can receive 5% Binance commission back. Thanks.

Updated on Jun 16, 2021: I am not asking you to buy Bitcoin or any cryptocurrencies here. Cryptocurrencies investment has very high risks. Please be wised with your decision! But, if you want to buy Bitcoin in Canada, I would suggest you to try Shakepay or Newton.  If you want to sign up a Shakepay account, please use our referral link below: , and you can earn $10 when you buy CAD $100 of Bitcoin / ETH.  If you want to open a new Newton account, please use our referral link: , and you can earn $25 when you make your first trade of CAD $100 cryptocurrencies. Thanks for your support.

Bitcoin price is around USD $40,000 on Jun 16, 2021. Some friends asked me recently how to buy Bitcoin in Canada. So, I would like to introduce the options for Canadians to buy bitcoin today. Note: I am NOT recommending or suggesting that you should buy those cryptocurrencies, and you should always do your research to make informed investing decisions. All I provide here is just an introduction of the workflow. From my point of view, I prefer Shakepay and Newton exchange platforms.

TD Aeroplan Visa Cards: Add new pre-authorized payments and earn Aeroplan points or credit

Expiry: Nov 2, 2021

TD Aeroplan Visa Infinite Privilege cardholders may receive this offer: Add 3 new pre-authorized payments to earn 15000 Aeroplan points or a $150 statement credit.

If you have a TD Aeroplan Visa Infinite card, you may receive this offer: Add 3 new pre-authorized payments to earn 7500 Aeroplan points or a $75 statement credit.

Both offers ends on Nov 2, 2021.

Sunday, July 25, 2021

Neo MasterCard Introduction

Updated on Jul 25, 2021: Neo Financial just updated its rewards plan. Now for all three rewards plans, you can earn min 1% cashback across all spend. And for its Plus / Ultra plans, Neo Financial decreased the monthly fee from $4.99 / $9.99 to $2.99 / $8.99. From my point of view, theses changes are really good and make the Neo MasterCard more attractive. If you sign up a new Neo MasterCard through a referral link and you can earn $25 bonus. If you need a referral link, please use ours: thanks.

Neo MasterCard is released by Neo Financial (based in Calgary) with following features:
  • No annual fee. 
  • You can automatically get rewarded (up to 30% cashback) when you pay with Neo at hundreds of merchants. Discover exclusive offers from your favorite national and local brands when you grab a bite to eat, shop for groceries, hit the gym and more. Rewards only get better over time, the more you use Neo.
  • Along with a physical card, you’ll have the option to pay with your virtual Neo Card right after you’re approved. Plus, get real-time notifications on every purchase and after each reward you earn.
  • Watch your credit climb with new ways to qualify, even if you’ve never had a credit score or are starting from scratch. It’s easy to do. Set up automated payments to your Neo Card from your Neo Savings account to build credit. And when you're eligible, they will increase your credit limit. 

Simplii Financial: New clients can earn up to $250

Updated on Jul 25, 2021: If you are a New Simplii Client and you open a HISA during the Offer Period as the primary accountholder, you may be eligible to earn promotional interest 1.50% from the date your HISA is opened until October 31, 2021. Eligible HISAs are automatically enrolled in the HISA Offer. To be eligible for this HISA Offer, you must have no prior relationship with Simplii Financial before the beginning of the Offer Period. For joint HISAs, the HISA may be eligible to earn promotional interest if the primary accountholder is a New Simplii Client.

Expiry: Mar 31, 2021 Oct 31, 2021

New clients can earn up to $200 when they open a No Fee Chequing Account Mar 31, 2021 at Simplii Financial (belongs to CIBC). New clients need to set up an eligible payroll or pension direct deposit ($100+) and receive 3 direct deposits into your No Fee Chequing Account to get your $200 cash bonus. 

BTW, once you open a new Simplii Financial chequing account, don't forget that you can earn some additional bonus:

Updated on Mar 16, 2020: Simplii Financial has a new referral program. When you use your friend's referral link to open a new Simplii Financial account and deposit $100+ within 6 months after account opening and keep $100+ in the account for at least 60 days, you can earn additional $50 bonus. This referral bonus is combinable with the standard $200 welcome bonus. So, if you apply a new Simplii Financial account through the referral link and meet the required conditions, you can earn totally $250 bonus. If you need a Simplii Financial referral link, please let us know (, thanks. After account opening, you will have your own referral link.

Saturday, July 24, 2021

RBC WestJet WEMC: 450 welcome WestJet dollars

When you get the RBC WestJet World Elite Mastercard before August 16, 2021 pay only the taxes, fees and charges for the companion on your first round-trip companion voucher. Purchase one round trip Economy fare within Canada or to/from the U.S. or Mexico and get the second for $0 plus taxes, fees and charges. That’s an additional savings of up to $399 CAD on top of the fare savings. Or you can apply your companion voucher towards a Premium fare or to anywhere WestJet currently flies and pay the regular companion voucher fare starting at $119 CAD. Note: You still need to pay the annual fee of $119.

Plus for a limited time new World Elite cardholders earn 2x the WestJet dollars on grocery, restaurant and food delivery for the first 3 months and get 450 welcome WestJet dollars with this offer when you apply exclusively via this page. That’s a savings of $450 off the base fare of your next WestJet flight.

Friday, July 23, 2021

CostcoGrocery: Earn a $50 online voucher

Expiry: Jul 25, 2021

You can receive a $50 online voucher for a future purchase when you spend $250+ before taxes on CostcoGrocery items and enter Promo code "GROCERY721" at checkout. This offer is valid for orders placed Jul 23, 2021 to Jul 25, 2021. The online voucher is valid until Dec 31, 2021.