Friday, April 9, 2021

Wealthsimple Trade Referral Program


Updated on Apr 9, 2021: When you buy a premium subscription to Wealthsimple Trade, you’ll gain access to real-time market data through snap quotes instead of seeing a 15 minute delay. And, you will be able to deposit up to $1000 (instead of $250) with no holds (coming soon). The upgrade price is $3/month + tax. How to  buy a Wealthsimple Trade premium subscription:
  • Sign into the app on your mobile device
  • Tap the Profile icon in the top left-hand corner
  • Tap “Settings”
  • Tap “Premium” under the Subscription heading
  • Select “Upgrade”
  • Choose the account you want your monthly subscription payment to come from
  • Select “Confirm”
You can cancel your subscription anytime. Your premium subscription will remain active until the end of your billing cycle. 


Wealthsimple Trade is Canada's first $0 commission stock trading app. Wealthsimple Trade lets you buy and sell thousands of stocks and exchange-traded funds (ETFs) on major Canadian and U.S. exchanges with $0 commissions on any trades. And you can start trading as little as $1. Note: Wealthsimple Trade is NOT Wealthsimple Invest. Wealthsimple Invest is an automated investing service that manages your investments for you using a personalized portfolio of low-fee ETFs. From my point of view, I like Wealthsimple Trade most.

Shoppers Drug Mart: Bonus Redemption Event

Expiry: Apr 14, 2021

The next SDM Bonus Redemption Event is between Apr 9 to Apr 14, 2021. Redemption amounts between the specified examples are also eligible to receive the following extra value amounts:
  • Tier #1: Get $15 in extra value when you redeem 50,000 PC Optimum points => $65 off
  • Tier #2: Get $40 in extra value when you redeem 100,000 PC Optimum points => $140 off
  • Tier #3: Get $100 in extra value when you redeem 200,000 PC Optimum points => $300 off

Tuesday, April 6, 2021

Scotiabank: GCR Cash Back Boost

 

Expiry: Apr 30, 2021

If you apply some Scotiabank credit cards through GCR before Apr 30, 2021, you will earn GCR cash back boost in addition to the normal welcome bonus. For example: $120 extra bonus for Scotiabank Momentum Visa Infinite, Scotiabank Passport Visa Infinite and Scotiabank Gold AmEx Card (it was $100 in Mar 2021 for these 3 cards)!

GCR is the oldest and probably the best cash back website in Canada. I've earned a few thousand dollars in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

If you want to sign up for a GCR account, please use our referral link below: https://www.greatcanadianrebates.ca/Register/126795/ , and fill in our email (canadianrewards@gmail.com) as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

AmEx: GCR Cash Back Boost


If you apply some AmEx credit cards now through GCR, you will earn cash back boost in addition to the normal welcome bonus. I am excited to see the highest ever GCR bonus for some AmEx credit cards, for example $120 for AmEx Cobalt Card; $150 for AmEx Business Edge Card; $200 for AmEx Aeroplan Reserve Card; $250 for AmEx Aeroplan Business Reserve Card; $250 for AmEx Business Platinum!

GCR is the oldest and probably the best cash back website in Canada. I've earned a few thousand dollars in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

If you want to sign up for a GCR account, please use our referral link below: https://www.greatcanadianrebates.ca/Register/126795/ , and fill in our email (canadianrewards@gmail.com) as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

Friday, April 2, 2021

Simplii Financial: New clients can earn up to $250

Updated on Apr 3, 2021: This offer has been extended to Oct 31, 2021

Expiry: Mar 31, 2021 Oct 31, 2021

New clients can earn up to $200 when they open a No Fee Chequing Account Mar 31, 2021 at Simplii Financial (belongs to CIBC). New clients need to set up an eligible payroll or pension direct deposit ($100+) and receive 3 direct deposits into your No Fee Chequing Account to get your $200 cash bonus. 

BTW, once you open a new Simplii Financial chequing account, don't forget that you can earn some additional bonus: https://www.canadianrewards.net/2019/06/simplii-financial-global-money-transfer.html

Updated on Mar 16, 2020: Simplii Financial has a new referral program. When you use your friend's referral link to open a new Simplii Financial account and deposit $100+ within 6 months after account opening and keep $100+ in the account for at least 60 days, you can earn additional $50 bonus. This referral bonus is combinable with the standard $200 welcome bonus. So, if you apply a new Simplii Financial account through the referral link and meet the required conditions, you can earn totally $250 bonus. If you need a Simplii Financial referral link, please let us know (canadianrewards@gmail.com), thanks. After account opening, you will have your own referral link.


Capital One Costco MasterCard Bonus Cash Back (Expired)


Deal Link: https://www.costco.ca/capital-one-costco-mastercard-offer.html

Expiry: Apr 5, 2021

How it works:

  1. Shop on Costco.ca.
  2. When paying for your purchase, use your Capital One Costco Mastercard.
  3. Once your Costco.ca purchases have been successfully processed, your cash back earned will be calculated according to the amount you've spent on all other purchases (outside of gas and restaurants) so far this year:
  4. if your total spent on all other purchases is up to $3,000, you'll earn 0.5% cash back on your Costco.ca purchases from April 2-5, 2021;
  5. if your total spent on all other purchases is more than $3,000, you'll earn 1% cash back on your Costco.ca purchases during that same period;
  6. the Costco.ca purchase(s) above will also earn an extra 3% bonus cash back, for a total of up to 4%!
  7. In early May, you’ll receive an email from Capital One confirming you made a qualifying purchase (as long as your purchases have posted).
  8. Your bonus cash back will be added to your cash back balance in May 2021.
  9. You will receive your 2021 annual cash back, including this bonus cash back, in January 2022.
BTW, based on other people's experiences before, it is possible that you can earn this bonus when you buy Costco Shop Card online with the Capital One Costco MasterCard.

Thursday, April 1, 2021

Brim World Elite MasterCard: Earn $500+ in First Time Bonuses + FYF

Updated on Apr 1, 2021: This offer has been extended to Apr 30, 2021.

Deal Link: https://brimfinancial.com/
Expiry: Apr 30, 2021

Brim World Elite MasterCard is a very good credit card with $199 annual fee. It will not charge any foreign transaction fees on purchases in another currency, online or abroad. And you can get free global Wi-Fi provided by Boingo and premium insurance coverage.


You can earn 2% back in Brim Rewards points when you use Brim WEMC for purchases (for example, in Costco). In addition to the 2%, you can also get extra points through InCard offers and eShop offers in the Brim app. And you can also earn 2X the points on all payments with Amazon, Spotify and Netflix, which is 4% back with Brim WEMC.


For now, Brim WEMC annual fee of $199 will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses.

Brim Financial has a referral program. When you refer your friends to open a Brim MasterCard, you will earn 2000 points ($20 value) for every friend that successfully signs-up and activates card. Then your friends will receive 1000 points ($10 value) when they activate.

If you need a referral code, please use ours, thanks: 97068 (or referral link: https://brimfinancial.com/?code=97068)


BTW, if anyone wants to leave his/her referral code below, please use the following format ONLY: "My Brim Financial referral code is: *******." Other format will be deleted. Thanks. 

AmEx Aeroplan Reserve: Earn $150 back on your grocery spend

 

Expiry: Jul 31, 2021

Register your American Express® Aeroplan Reserve Card and shop online or in-store at participating Sobeys (including Safeway, Foodland, and FreshCo), Metro (including Food Basics), Longos, and Save-On-Foods locations in Canada and receive up to $150 in statement credits by Jul 31, 2021. This is like free gift! :)

Wednesday, March 31, 2021

Questrade Online Brokerage Introduction


Updated on Mar 31, 2021: QuestMortgage is a new mortgage service. QuestMortgage is only available to existing Questrade customers. You can apply it easily online. The interest rate you receive during your application will be held for 120 days from the date your application is approved. If you want to know more about this mortgage service, please visit their website: https://www.questrade.com/questmortgage/home

 

Questrade is one of my favorite Canadian online trading platforms. I have my TFSA Self-directed Investing Account at Questrade. Questrade opened its doors in 1999 and it is one of Canada's fastest growing online brokerages. Questrade is based in Toronto, Canada. They support all types of accounts : TFSA, RRSP, Margin, RRIF, LIRA etc.


If you are interested in Questrade, please use our referral link: http://www.questrade.com/?refid=jpzzuj4s , or offer code "jpzzuj4s" to open a new Questrade account. You will receive $50 trade commission rebate (for Questrade Self-directed Investing Account) or $10,000 Managed free for a year (for Questrade Wealth Management Account). With self-directed investing, you're managing the investments yourself. With Questwealth Portfolios, your investments are managed by Questrade team of experts.

Tuesday, March 30, 2021

Convert Your Air Canada Buddy Pass to 30000 Aeroplan Points

 

If you applied the new version Aeroplan credit card (TD / CIBC / AmEx), you may receive a Buddy Pass from Air Canada as part of your welcome bonus. You can check if you have the Buddy Pass in the Air Canada app => "Available benefits".

Due to the current COVID-19 situation, you may not have any travel plan so far. Now you can convert this Buddy Pass to 30000 Aeroplan points.

I just did it by calling Aeroplan (1-800-361-5373) => click "1" for English => enter your Aeroplan number => enter your Aeroplan account pin => click "3". Then Aeroplan representative can help you send a request in the system. Normally, you will see this 30000 Aeroplan points after 10 - 14 business days. This conversion offer may ends on Apr 30, 2021.

Monday, March 29, 2021

BA: Purchase Avios and receive 50% bonus

Expiry: Apr 11, 2021

You can enjoy a 50% bonus when you purchase 1,000 to 200,000 Avios before Apr 11, 2021. Eligible Participants may Gift Avios (purchase for someone else) during the promotional period, provided that the recipient holds a British Airways Executive Club account with at least one Avios point in their account. The Bonus Avios will not count towards your promotional limit of 200,000 Avios. This offer cannot be used in conjunction with any other Purchase Avios offer. Purchased Avios can be refunded within 14 days of purchase providing the Avios have not been used. 

Friday, March 26, 2021

Scotiabank Spring Welcome Offer

From Apr 1 to Jul 29, 2021, the following offers will be available to new Scotiabank Preferred and Ultimate Package customers:

  • $300 Spring Welcome Offer: available to customers who do not currently have the banking relationship with Scotiabank
  • Double the Cash Offer: In addition to qualifying for the above $300 Spring Welcome Offer, an additional $300 offer is available to customers who obtain a new mortgage or switch their existing mortgage from another financial institution for a total value of $600

Wednesday, March 24, 2021

AmEx Platinum: Earn 60000 Welcome Bonus MR Points

 

Finally, AmEx increases its welcome bonus for the AmEx Platinum card. If you apply a new AmEx Platinum card with a referral link, you could earn 60000 welcome bonus MR points when you charge $5000 in purchases to your card in the first 3 months of cardmembership. Note: if you apply this card from AmEx website directly (without a referral link), you can only earn 50000 welcome bonus. If you need a referral link for AmEx Platinum card, please email us: canadianrewards@gmail.com, thanks.

Air Miles Bonus Boom Event is Back!

Expiry: Apr 14, 2021

Air Miles Bonus Boom event is back. You can get a boost of bonus Air Miles when you shop at participating partners between Mar 25 to Apr 14, 2021. Registration is required for some offers. You can get 95 Air Miles bonus miles when you use 3 different Air Miles Bonus Boom offers by Apr 14, 2021.

Tuesday, March 23, 2021

Aeroplan eStore: Earn 5X miles

You can earn up to 5X the Aeroplan miles when you shop with selected retailers via the Aeroplan eStore before Apr 4, 2021. The featured retailers include Dyson, Apple, Bed Bath & Beyond, Hudson's Bay, Macy's and more.

Monday, March 22, 2021

Aeroplan: Get up to 100% Bonus Points

 
Deal Link: https://aeroplan.points.com/air-canada-kilo/en-CA/buy

Expiry: Apr 2, 2021

You can get up to 100% bonus points on your purchase. This offer ends April 2, 2021.

  • Buy 3,000 – 19,000 points, get a 60% bonus
  • Buy 20,000 – 55,000 points, get a 80% bonus
  • Buy 60,000 – 350,000 points, get a 100% bonus

Friday, March 19, 2021

Sobeys: Earn $10 Gift Card with $150 Gift Cards Purchase (Expired)

Expiry: Mar 24, 2021

You can earn $10 Gift Card when you buy $150 Sobeys gift card in Sobeys stores between Mar 18 to Mar 24, 2021. BTW, in some provinces, you may earn 100 bonus Air Miles when you buy $150 Sobeys gift card.

Thursday, March 18, 2021

SportChek: 40X Bonus CT Money on Apple Watch (Expired)

Expiry: Mar 24, 2021

You can earn 40x Bonus Canadian Tire Money® with a Triangle Rewards card or a Triangle Credit Card on select Apple Watch Series 6, SE & Series 3 purchases online or in-store. This promotion is valid through Mar 18 to Mar 24, 2021. 40x Canadian Money is about 16% return.

Wednesday, March 17, 2021

Rakuten: 13% Cash Back (Mar 17, 2021 Only)


You can earn 13% cash back on many online stores through rakuten.ca on Mar 17, 2021. If you don't have a Rakuten.ca account now, please use our following referral link to register (thanks): https://www.rakuten.ca/referrer?referrerid=FBEr0URIa6Q%3D You will receive $5 bonus after you spend $25 through Rakuten.

Saturday, March 13, 2021

How to buy Bitcoin in Canada

Updated on Mar 13, 2021: A picture is worth a thousand words...


Updated on Feb 17, 2021: Bitcoin price breaks USD $52,000+ today, doubling in value in less than two months. I am not asking you to buy Bitcoin or any cryptocurrencies here. Cryptocurrencies investment has very high risks. Please be wised with your decision! But, if you want to buy Bitcoin in Canada, I would suggest you to try Shakepay or Newton.  If you want to sign up a Shakepay account, please use our referral link below: https://shakepay.me/r/DZZESHI , and you can earn $30 when you buy CAD $100 of Bitcoin / ETH.  If you want to open a new Newton account, please use our referral link: http://web.newton.co/r/7O419Y , and you can earn $25 when you make your first trade of CAD $100 cryptocurrencies. Thanks for your support.


Bitcoin price hit its new all-time high (USD $52,000+) on Feb 17, 2021. Some friends asked me recently how to buy Bitcoin in Canada. So, I would like to introduce the options for Canadians to buy bitcoin today. Note: I am NOT recommending or suggesting that you should buy those cryptocurrencies, and you should always do your research to make informed investing decisions. All I provide here is just an introduction of the workflow. From my point of view, I prefer Shakepay and Newton exchange platforms.

Tuesday, March 9, 2021

Better AmEx Prepaid Card Rate

 
Expiry: Mar 22, 2021

If you want to redeem your AmEx MR points for prepaid card, you can enjoy better rate before Mar 22, 2021. During promotion period, you can redeem 2500 MR points for $25 AmEx prepaid card (rate of 100 MR points for $1), which is much better than the regular redemption rates.

Monday, March 8, 2021

Aeroplan Partnership with Starbucks


Air Canada loyalty program Aeroplan is launching a partnership that will allow its users to earn and redeem points at Starbucks. As an Aeroplan member, you will need to link their Aeroplan account to a Starbucks Rewards account to allow them to earn both Aeroplan points and Starbucks stars.

You’ll still earn Starbucks Stars on all your qualifying purchases at Starbucks, on top of the Aeroplan points you’ll now earn.

If you join Starbucks Rewards for the first time, you are eligible to earn a one-time bonus of 400 Aeroplan Points after Account Linking when you make your first Starbucks Rewards purchase at a Participating Starbucks Store within one month of creating your Starbucks Rewards account. You must pay using your digital Starbucks Card or linked payment method in the Starbucks app, or by scanning your Starbucks app at the register prior to checkout. This offer is open to new Starbucks Rewards account holders only. If you are currently a member, or have ever been a member, you are not eligible for this offer.

There are more offers that you can earn Aeroplan as follows:

Sunday, March 7, 2021

STACK Prepaid MasterCard: Earn $5 bonus


Updated on Mar 7, 2021: You can get $1 cash back when you spend $10 or more on your STACK card at the above selected grocery stores before Apr 1, 2021. 3 redemptions available. This offer need to be activated in the STACK app.

STACK is a smarter way to spend, save, and share money–anytime, any place–with a mobile app or Prepaid MasterCard. Right now, STACK is available in Canada, including Quebec.


Tuesday, March 2, 2021

Ampli: Earn Cash Back When You Make a Purchase


Updated on Mar 2, 2021: 1) You can earn a one-time 2% cash back in your Ampli account on a single purchase made between Mar 2 and Mar 15, 2021 with a maximum of $0.50 cash back earned with an Ampli-connected card directly from Petro-Canada. 2) You can earn a one-time 10% cash back in your Ampli account on a single purchase made between Mar 2 and Mar 15, 2021 with a maximum of $1 cash back earned with an Ampli-connected card directly from any one of the following merchants: Dollarama, Your Dollar Store with More, Dollar Tree Stores, A Buck or Two Stores or Great Canadian Dollar Store. 

Updated on Feb 4, 2021: If you are interested in Ampli, please click our Ampli referral link to download the app to your smart phone, and use code AMPLI5 upon signup. Then after you connect at least one Canadian financial account (debit card or credit card) in Ampli, you will earn $5 welcome bonus from Ampli. Thanks.


Ampli is the cash back app that gets you more from your everyday purchases. Ampli connects Canadians with their favourite brands, giving you cash back on items you would normally buy. Ampli belongs to RBC.

AmEx Business Platinum: Earn 2 bonus points on qualifying mobile service provider payments


Expiry: Jul 31, 2021

This is a targeted offer for AmEx Business Platinum cardholders. You can earn 2 bonus Membership Rewards points for every dollar in qualifying purchases using your registered Card at an eligible mobile service provider in Canada by Jul 31, 2021. You can earn a maximum of 3,000 bonus Membership Rewards points per registered Card during the offer period.

Thursday, February 25, 2021

AmEx Offers for Mobile Wallet


Expiry: Apr 23, 2021

Updated on Feb 25, 2021: For some AmEx Aeroplan series cards, you can earn 3 bonus Aeroplan points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Apr 23, 2021. Limit 1,500 bonus Aeroplan points. 


Expiry: Mar 31, 2021

For some AmEx MR series cards, you can earn 3 bonus Membership Rewards points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Membership Rewards points. 

For some AmEx Marriott series cards, you can earn 3 bonus Marriott points for every dollar in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay and Samsung Pay by Mar 31, 2021. Limit 1,500 bonus Marriott points. 

For some other AmEx cards, if you spend at least $200 in qualifying purchases with your registered Card using Amex Pay, Google Pay, Apple Pay or Samsung Pay by Mar 31, 2021, you can earn a one-time $10 statement credit.

Wednesday, February 24, 2021

RBC WestJet WEMC: 450 welcome WestJet dollars

 
Deal Link: https://www.rbcroyalbank.com/credit-cards/travel/westjet-rbc-world-elite-mastercard.html

Expiry: Mar 31, 2021

You can get 450 welcome WestJet dollars when you apply RBC WestJet WEMC before Mar 31, 2021 and spend $5000 with your new RBC WestJet WEMC in the first 3 months (Note: you still need to pay the annual fee of $119). This is a good offer for this card, because the normal welcome bonus is only 250 WestJet dollars. BTW, This card requires a minimum personal income of $80,000 or a minimum household income of $150,000.

PS: If you became a first-time RBC WestJet WEMC cardholder between Feb 24 - May 31, 2021, your first companion voucher will be $0 CAD (plus taxes and fees) for travel on an Economy fare within Canada, to the U.S., Mexico and the Caribbean. Basically, you can save $119 on this one, which is like First Year Free of the credit card.

Tuesday, February 23, 2021

Airmilesshops.ca Referral: Earn up to 1000 bonus Air Miles

Expiry: Mar 23, 2021

Airmilesshops.ca has a referral offer now. When a Air Miles Collector uses your unique referral link to sign in and make their first purchase ($20+) through airmilesshops.ca before Mar 23, 2021, you’ll get 200 Bonus Miles and they will get 50 Bonus Miles! So if a maximum of 5 of your referrals sign in and make an eligible purchase, it could add up to 1000 Bonus Miles. "Deal Link" above is our referral link. Thanks.

BTW, if anyone wants to leave his/her referral link below, please use the following format ONLY: "My Airmilesshops.ca referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Get $5 by ‌downloading PayPal app (Targeted)

 

This is a targeted offer from PayPal. Please check your email to see if you receive it. Simply save the offer by clicking the link "Save $5 Offer" in the email. Then download the PayPal app and log in to receive $5 cash. You'll receive your $5 within one week and you can use it however you'd like - spend, send, donate, or withdraw it! This offer expires March 18th, 2021. 

Note: Rewards are only available to the first 44,000 Eligible Participants that successfully claim the Reward and will no longer be awarded once the limit is reached, as determined by PayPal in its sole discretion. There is a limit of one Reward per Valid Account. You may be required to link and confirm a bank account in order to withdraw money from your Valid Account.

Sunday, February 21, 2021

Wealthsimple Cash Introduction

Updated on Feb 21, 2021: Use our link and you'll get $5 bonus when you sign up Wealthsimple Cash, thanks: http://ws.cash/invite/$canadian 

 

Wealthsimple Cash is one of the Wealthsimple products. You can use it to split takeout or rent, send a friend cash for a coffee, or request money instantly. With Wealthsimple Cash there are no monthly account fee, no foreign transaction fee and no low balance fees.

Saturday, February 20, 2021

RBC: Get up to 2% Interest on Your Savings

 
Deal Link: https://www.rbcroyalbank.com/investments/psi/feb2021-hisa.html

Expiry: Apr 20, 2021

Simply open your first RBC High Interest eSavings Account by April 30, 2021 and you will receive 1.5% for the first 3 months. You can also get 2% for the next 3 months if you open your first RBC TFSA or RRSP with a minimum balance of $100 within 60 days of opening your eSavings account.

Thursday, February 18, 2021

AmEx Cobalt Card: Up to 45000 bonus MR points + $120 GCR bonus

Expiry: May 5, 2021

AmEx Cobalt Card is one of my favorite cards in Canada. I highly recommend you to apply one if you currently don't have one.

Tuesday, February 16, 2021

Marriott: Get 40% more points on purchases of 2000+ points

Expiry: Mar 22, 2021

You can get a 40%  bonus points on purchases of 2000+ Marriott point through Mar 22, 2021. It is a good offer if you want to redeem Marriott hotel but don't have enough points.