Monday, December 30, 2019

RBC Visa Infinite Avion: 25000 welcome points + FYF (Expired)

Deal Link: https://www.rbcroyalbank.com/credit-cards/camp/iav/19112/?ASC=3E2007&utm_campaign=365_CreditCards_Avion_IAV_LAL_EN&utm_source=facebook&utm_medium=social&utm_content=&utm_dc=ks_SOF_23843805861410783_23843805861920783_23843993969480783_fb_Facebook_Mobile_Feed
Expiry: Jan 10, 2020

Apply for a RBC Visa Infinite Avion Card now, and you can earn 15,000 welcome points upon approval plus no annual fee for the first year, plus earn 10000 extra points with a minimum spend (spend $1,000 or more within 3 months of account opening). Source link: https://forums.redflagdeals.com/royal-bank-rbc-avion-visa-infinte-25k-1k-spend-fyf-back-boxing-week-2343000/

Tuesday, December 24, 2019

Triangle Bonus Event: 50X CT Money (Expired)

Expiry: Dec 27, 2019 (Only)

You can collect 50X bons Canadian Tire Money (~20% return) when you shop at Canadian Tire stores and use your Triganle Rewards card on Dec 27, 2019 only. Note: you must pay before 10 am.

Sunday, December 22, 2019

Plastiq Referral Program


Plastiq is a third-party service provider that offers additional payment methods, including credit cards. You can link your credit card to your Plastiq account and get credit card rewards through Plastiq payment. Normally, Plastiq charges a fee of 2-2.5% for this service.

Plastiq has a referral program. Here's how it works:
  • Share your referral link (above) with friends via email, social networks, and anywhere else you can think of.
  • Get rewarded in return for every person who registers with Plastiq via your referral link or code and they make payments totaling $500 or more (doesn’t have to be a one-time payment).
  •  For each awesome referral, you will be able to send $1000 through Plastiq without any fees (Plastiq called this FFDs: Fee-Free Dollars). That means if your next payment is $1000 or less, there will be no service fee, and any leftover credit will rollover to your next payment. If the payment is more than $1000, a service fee will only be charged on the dollar amount over $1000. Let's assume an average Plastiq service fee of 2%, then it means you can save $20 by one successful referral.
  • You friend will get 500 FFDs (value of ~$10).
These FFDs don’t last forever, though – your balance will be reset to zero 90 days after the last time you used or earned them.

Last but not least, my Plastiq referral link is as follows. Please use it if you want to register with Plastiq. Thanks: https://try.plastiq.com/998431 (or referral code: 998431)

BTW, If anyone wants to leave his/her Plastiq referral code below, please use the following format ONLY: "My Plastiq referral code is: *******. Thanks." Other format will be deleted.

Thursday, December 19, 2019

Paymi: Get Paid When You Shop

Updated on Dec 19, 2019: In addition to the Paymi Anywhere offers before, Paymi is adding some new brands (online only) in the app, including Walmart, Kobo, Lego, Macy's, UGG, Dyson, Hudson's Bay, Aldo etc. When you click "Shop Now" for "Earn Online" offers, you will be re-directed to those online stores for purchase and earn cash back.


Updated on Oct 14, 2019: Paymi Staples $10 offer can be redeemed for multiple times. But please do not use it with the same purchase amount in the same day. For example, if you spend $50 twice in Staples in one day with one Paymi-linked credit card, you may only receive one $10 cash back. If you want to spend high amount, you can split the bill into $50.01, $50.02, $50.03 etc... 


Paymi is a very good app. You can earn money back on your everyday purchases. Members can link their credit/debit cards to the app to start earning Cash Back from their favourite brands. And you can still earn the normal rewards/cash back from your credit card in addition to the Paymi cash back.

Wednesday, December 18, 2019

Neo Card Introduction


Neo Financial (based in Calgary) will release a new kind of credit card in Canada, named Neo Card. It is no annual fee, no Foreign Exchange fee when you travel and you can get rewards when you use it for purchases. If you want to know more about this new card, please visit their website: https://www.neofinancial.com/

Free Google Nest Mini for YouTube Premium Member

Expiry: Jan 24, 2020

If you are an YouTube Premium member, you may receive a free Google Nest Mini. You will get a redeem code from YouTube which is valid by Jan 24, 2020.

Tuesday, December 17, 2019

Hilton Points Unlimited Promotion

Deal Link: https://www.hiltonhonors.com/en_US/20200106_2011/landing/
Expiry: May 3, 2020

From January 6–May 3, 2020, you can earn as many Points as possible with 2,000 Points every stay PLUS 10,000 Points every 10 nights. There’s no limit to what you can earn with the Points Unlimited promotion. So, if you take one night as one stay for 10 nights, you can earn 30,000 Hilton Points. Registration is required.

Thursday, December 12, 2019

SportChek: 50X Bonus CT Money on Apple Watch

Deal Link: https://www.sportchek.ca/campaigns/apple-watch-ct-money.html
Expiry: Dec 23, 2019

You can earn 50x Bonus Canadian Tire Money® with a Triangle Rewards card or a Triangle™ credit card on select Apple Watch Series 3 (GPS) & Series 5 (GPS) purchases in Sport Chek stores & Sportchek.ca. This promotion is valid through December 12th to December 23rd, 2019. 50x Canadian Money is about 20% return.

Friday, December 6, 2019

SCENE Half Points Redemption Event (Expired)

Deal Link: https://www.cineplex.com/Promos/scene-half-points
Expiry: Dec 11, 2019

The SCENE Half Points Redemption Event is valid only for showtimes on December 6 until December 11, 2019. Redeem 625 SCENE points for any regular admission or 3D ticket, 1000 points for any Enhanced ticket including UltraAVX®, IMAX®, D-BOX®, 4DX® and ScreenX® (including those in 3D) or 1,250 points for any VIP ticket (legal drinking age required) at any Cineplex theatre.

SCENE members must provide their SCENE member card or membership number when purchasing movie tickets in order to participate in this promotion. No time extensions or substitutions. Not valid in conjunction with any other offer and does not apply to food purchases. Additional restrictions may apply.

BTW, if you like watching movies, you should apply the Scotiabank SCENE Visa Card. This is a no-annual-fee credit card. You can earn 2500 SCENE points when you spend $500 in first 3 months. Plus, you will earn 5 SCENE points for every $1 you spend on credit card purchases at Cineplex theatres or at cineplex.com.

APPLY NOW

Thursday, December 5, 2019

Koodo Mobile Referral Program


If you want to open a new Koodo post-paid phone plan, you can use your friend's Koodo referral code. Then both people can earn $25 statement credit from Koodo ($5/month for 5 months).  If you cannot find one from your friends, please use ours: https://referafriend.koodomobile.com/h2pGpXx-ecCNs7d Thanks.

After you click the referral link, you need to:
  • Submit your name and email here before activating with Koodo so you can redeem the referral credit!
  • You can then buy a phone or SIM card and activate with a Koodo plan
  • After activating, you will need to log back into the referral system and enter your new Koodo phone number. 
Note: The person being referred must keep their account active for 90 days after activating. If service is terminated within 90 days of activating, the bill credit will be charged back to both their account and the account of the person who referred them.

If you want to know more details on the T&C, please click this link.

BTW, if anyone wants to leave his/her Koodo Mobile referral link below, please use the following format ONLY: "My Koodo Mobile referral link is: *******. Thanks." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Rexall: Earn $15 Coupon or 100 Air Miles When You Spend $50+

Expiry: Dec 8, 2019

If you spend $50+ on almost everything in Rexall Store from Dec 6 to Dec 8, 2019, you will earn a $15 Rexall gift coupon or 100 Air Miles bonus miles. The gift coupon will be valid between Dec 9, 2019 to Mar 1, 2020.

Wednesday, December 4, 2019

The Heaviest Canadian Metal Card

Updated on Dec 4, 2019: Updated the weight of  HSBC Jade WEMC.

Most of the credit cards are made of plastics with weight ~5g. But some credit cards are made of metal. Do you know that not all metal cards have the same weight? So, which Canadian metal card is the heaviest? Thanks for the help of our readers, here is the result:

Aeroplan eStore: 12 Days of Gifting

Deal Link: https://www.aeroplan.com/twelvedays.do?#/
Expiry: Dec 15, 2019

Aeroplan has you covered for all your holiday shopping needs with 12 days of bonuses! From December 4 to 15, a new offer from some of your favourite Aeroplan eStore retailers will be revealed every day:
  • Dec 4, 2019: Indigo 10X
  • Dec 5, 2019: Apple Store 10X
  • Dec 6, 2019: Hudson's Bay 10X
  • Dec 7, 2019: Lenovo 10X
  • Dec 8, 2019: Sephora 7X
  • Dec 9, 2019: Amazon.ca 5X
  • Dec 10, 2019: HP 10X
  • Dec 11, 2019: Banana Public / Gap / Old Navy 5X
  • Dec 12, 2019: lululemon 10X
  • Dec 13, 2019: Dyson 10X
  • Dec 14, 2019: Dell 7X
  • Dec 15, 2019: wayfair.ca 5X

Tuesday, December 3, 2019

TD Credit Card Promotions

Deal Link: https://www.td.com/ca/en/personal-banking/products/credit-cards/
Expiry: Mar 2, 2020

The latest TD credit card promotions are good (at least better than the previous ones). If you apply those credit card online befoe Mar 2, 2020, you can enjoy First Year Free and:
  • earn up to 30000 Aeroplan miles with TD Aeroplan VI; 
  • earn up to 80000 TD points with TD First Class Travel VI
  • earn 10% cash back on all purchases for the first 3 months (up to $2000 purchases)

Thursday, November 28, 2019

Gift Card Promotion in the Canadian Tire Stores

Expiry: Dec 4, 2019

If you buy the SportChek gift card in the Canadian Tire stores between Nov 28 and Dec 4, 2019, you will get 15% off. If you buy the Kobo/DAVIDsTEA/Boston Pizza gift cards, the discount is 20% off. No rainchecks!

BTW, you can also earn $20 CT Money if you spend $100+ before tax at Canadian Tire stores until Dec 5, 2019.


Tangerine Money-Back World MasterCard

Updated on Nov 28, 2019: Tangerine Money-Back World MasterCard is official released. If you want to apply it, please click the banner below and then click "Apply Now". Thanks. You will earn 4% Money-Back Rewards in up to 3 Categories for 3 Months with the new Tangerine World Mastercard (new clients only. no limit on the bonus cash back). After promotional period, 2% cashback on your choice of up to 3 categories, 0.5% money back on all other purchases.

Apply to the Tangerine World Mastercard

Tangerine will issue a new credit card soon: Tangerine Money-Back World MasterCard. Some Tangerine Money-Back MasterCard holders can upgrade to the new card now. The new card can provide some new benefits in addition to the Tangerine Money-Back MasterCard:
  • Car rental insurance - Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
  • Mobile device insurance - Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
  • MasterCard Airport Lounge provided by LoungeKey - Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. 
With all these new benefits, the annual fee for the new Tangerine Money-Back World MasterCard is still $0.

Costco Black Friday Offer (2019)

Expiry: Dec 2, 2019

You can earn a $100 Costco shop eCard when you spend $1500+ on Costco.ca between Nov 28, 2019 to Dec 2, 2019. Promotion code is "BONUS2019". It seems that there will be no extra Aeroplan miles during this Black Friday period so far.

Wednesday, November 27, 2019

Shoppers Drug Mart: Buy LINDT Chocolate and Earn 16,000 Points (Expired)

Expiry: Nov 28, 2019

As you may know that there will be a big SDM point redeption event during Black Friday (between Nov 29 to Dec 2, 2019). You can redeem 250,000 points for $400 (70,000 points for $100; 130,000 points for $200) in SDM stores during promotion period. But some friends don't have that amount of points to redeem. Now you have a chance to accumulate some SDM points before Blace Friday.


You can earn 16,000 points if you buy $20+ LINDT brand chocolate in SDM stores befoe the end of Nov 28, 2019. You can use this LINDT promotion multiple times. Note: althought it shows 8,000 points on the flyer, you can actually earn 16,000 points (we have many data points to confirm this in Canada).

BTW, if you buy it on Nov 27, 2019, you may combine another offer "10,000 points for every $30 spent on almost anything in store". Note: the additional points you earned with this offer is: if total > $30 then non-lindt/total*10,000.

Just remember, that the points you earned now can worth a lot more during the upcoming point redeption event!


Tuesday, November 26, 2019

Apple.ca Black Friday Offer (2019)

Deal Link: https://www.apple.com/ca/shop/gifts/shopping-event
Expiry: Dec 2, 2019

You can get an Apple Store Gift Card of up to $280 on select products during their four-day Black Friday shopping event between Nov 29 to Dec 2, 2019. As Apple mentions "select products" in the promotion, so it is possible that their newest products may not be included. Anyway, we will know more details on Nov 29, 2019. BTW, you can combine the Aeroplan eStore (https://www.canadianrewards.net/2019/11/aeroplan-blace-friday-offers-2019.html) or Airmilesshops.ca (https://www.canadianrewards.net/2019/11/airmilesshopsca-20x-air-miles.html) Black Friday offers with this Apple promotion.

Sunday, November 24, 2019

Aeroplan Blace Friday Offers (2019)

Deal Link: https://www.aeroplan.com/blackfriday2019.do?#/
Expiry: Dec 3, 2019

You can earn up to 10X Aeroplan miles when you shop via the Aeroplan eStore between Nov 25 to Dec 3, 2019. Some of the retailers are as follows:


And, there are other offers in addition to the eStore offers. For example, you can earn 35% bonus Aeroplan miles, when you convert your hotel loyalty points in to Aeroplan between Nov 25 to Dec 3, 2019.


Friday, November 22, 2019

Earn $100 US bonus when you open a TD Borderless Plan

Deal Link: https://www.td.com/ca/en/personal-banking/special-offers/borderless-plan-offer-100/
Expiry: Jan 31, 2020

You could earn $100 US bonus when you open a new TD Borderless Plan (US dollar account) before Jan 31, 2020 and transfer funds (a minimum of $500 U.S.) from your existing TD Canadian Chequing account to your new account. 

AmEx Offer: Earn 4 bonus MR points for every $1 spent on Amazon.ca

Expiry: Dec 2, 2019

This is a good offer if you want to buy anything on Amazon.ca for Black Friday (between Nov 29, 2019 to Dec 2, 2019). You can earn 4 bonus points for every $1 in purchases on Amazon.ca with your registered AmEx card during th promotion period. If you have a AmEx Platinum Card, the bonus point limit is up to 4000 MR points (up to $1000). For other AmEx MR cards, the bonus point limit is up to 2000 MR points (up to $500). This is >6% cash back (actually, I would say ~8% for non-MR-Select card).

Tuesday, November 19, 2019

AmEx Offer: Spend $10+ in McDonald's and Earn a $5 Credit

Expiry: Dec 15, 2019

This is a targeted offer. You can check it from your online AmEx account or app "AmEx Offers" section. When you spend $10+ using your registered AmEx credit card at McDonald's Canada locations before Dec 15, 2019, you will earn a $5 credit. Limit of 2 credits per registered card. I have 2 cards (AmEx Cobalt and AmEx SimplyCash Preferred) registered for this offer, so I can use this offer for totally 4 times ($20 cash back).

Friday, November 15, 2019

Get Bonus Miles When You Transfer Points to BA Avios

There are 3 promotions right now, when you transfer your credit card points to BA Avios.

1) RBC Rewards (Avion) => BA Avios: 50% bonus
Expiry: Dec 15, 2019

You can get 50% more miles when you transfer RBC Rewards (Avion) points to BA Avios before Dec 15, 2019. This is the highest bonus for this type conversion.

2) HSBC Rewards => BA Avios: 35% bonus
Expiry: Nov 30, 2019

You can get 35% bonus Avios when you convert your HSBC Rewards points to Avios before Nov 30, 2019.

3) Hotel points => BA Avios: 35% bonus
Deal Link: https://www.britishairways.com/en-ca/executive-club/collecting-avios/hotels/convert-your-points
Expiry: Dec 2, 2019

You can earn a 35% bonus when you convert your hotel points into BA Avios before Dec 2, 2019.

Alaska Airlines: Buy Mileage Plan Miles with up to 50% bonus

BUY NOW
Expiry: Dec 23, 2019

From now to Dec 23, 2019, you could get up to 50% bonus when you buy Alaska Mileage Plan Miles.

Thursday, November 14, 2019

Rexall: Get 15% off on SportChek gift cards (Expired)

Expiry: Nov 21, 2019

If you buy SportChek gift card in Rexall stores between Nov 15 to Nov 21, 2019, you can get 15% off. This is a good offer, if you plan to buy some gifts for your family in SportChek.

PetSmart: Give a $50 gift card and receive a $10 bonus

Deal Link: https://petsmart.wgiftcard.com/responsive/landing_responsive/landing/petsmart_ca

You can get a $10 bonus when you give a $50 petsmart.ca gift card, which is equal to 20% off. This is no limitation on the times of purchases. So, you can use this offer multiple times.

Air Miles Shop the Block (2019)

Deal Link: https://shoptheblock.ca/en
Expiry: Dec 27, 2019

Air Miles Shop the Block event is active now. If you use the offers at 3/5/7 different partners between Nov 14 to Dec 27, 2019, you will get 300/800/1200 Air Miles bonus miles. Not as good as previous years' 300/1000/2000 offers, but still not bad.

Wednesday, November 13, 2019

Mylo: Turn your spending habits into saving habits


Mylo app has been around for more than 2 years. Launched in July 2017, this app automatically rounds up every purchase you make to the nearest dollar and invests the spare change. There’s no investment knowledge required, and you don’t have to change your lifestyle. It helps Canadians to turn their spending habits into saving habits.

AmEx: Earn up to $40 credits with mobile wallet payments (Targeted)

Expiry: Jan 31, 2020

This is a targeted offer, and online registration is required. When you spend at least $200 (after taxes and shipping) in qualifying purchases with your registered American Express® Card using Amex Pay, Google Pay, Apple Pay or Samsung Pay from November 13th, 2019 until January 31st, 2020, you can earn a $10 statement credit. You can earn up to $40 in statement credits.

Get 100% More Points When You Buy HHonors Points

BUY NOW
Expiry: Nov 26, 2019

If you buy 10,000+ Hilton points before Nov 26, 2019, you will receive 100% more bonus. Members may purchase a maximum of 160,000 points per calendar year. All purchases are non-refundable. This is the best points deal from HHonors. I will definitely buy some points this time as a HHonors Gold Elite member. Note: GST/HST will be charged to Canadian residents.


Tuesday, November 12, 2019

How to buy Bitcoin in Canada


Bitcoin price is around USD $5300 now (Apr 10, 2019), which is much higher than the price of USD ~$3000 just a few month ago. Some friends asked me recently how to buy Bitcoin in Canada. So, I would like to introduce the options for Canadians to buy bitcoin today. Note: I am NOT telling you that you should buy those cryptocurrencies now. All I provide here is just an introduction of the workflow.

IHG Cyber Sale

Expiry: Dec 17, 2019

The IHG Cyber Sale promotion is valid only for bookings made from November 11, 2019 through December 17, 2019 using the “Cyber Sale” & “Cyber Sale – IHG® Rewards Club Member Rate” rate(s). All bookings must be consumed by May 31, 2020 at participating IHG® hotels and resorts. The discount is up to 20% off the Best Flexible Rate with an additional 5% discount for IHG® Rewards Club members. 

Booking requires non-refundable, full pre-payment for the entire stay at the time of booking. Advance purchase requirements and discount vary by hotel. Blackout dates apply and rooms are subject to availability. 

Sunday, November 10, 2019

SportChek: $25 gift card when you pay with Masterpass

Deal Link: https://www.sportchek.ca/campaigns/masterpass.html?cid=masterpass
Expiry: Dec 31,2019

You can get a $25 SportChek gift cad when you spend $125+ on sportchek.ca and pay with Masterpass. $25 Gift Card will be mailed to you within 8 weeks of your qualifying purchase. The Gift Card is only redeemable for merchandise and services at Sport Chek retail stores. 

RBC: Earn up to $300 when you open an eligible bank account

Deal Link: https://www.rbcroyalbank.com/services/accounts/money-offer-s-or.html
Expiry: Jan 31, 2020

You can earn up to $300 bonus when you open a new eligible RBC bank account. Here is how:

1) Open an eligible RBC bank account1 by January 31, 2020.
2) Set up two of the following by March 31, 2020:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

Cineplex: Get 2 FREE movie tickets when you spend $50+ on gift cards

Deal Link: https://www.cineplex.com/Promos/HolidayGiftBundle2019
Expiry: Jan 2, 2020

If you buy a gift card online or in theatres before January 2, 2020, you will receive a Holiday Gift Bundle coupon book with offers that can be redeemed within the following periods:

Friday, November 8, 2019

AmEx Shop Small Offer

Expiry: Dec 22, 2019

In your AmEx credit card online account, you can register the Shop Small offer. If you spend $10+ in participating business location, you will earn a $5 credit (up to 5 times). Only the first 11,000 cards to be successfully registered are eligible for the offer. Offer only valid at participating businesses in-store in Toronto, Vancouver, Montreal and Calgary.  Some AmEx MR credit card holders can also see similar offer, and you will earn 300 MR points instead of $5 each time (up to 5 times).

Wednesday, November 6, 2019

Real Canadian Superstore: Get a free $25 Canadian Tire gift card

Expiry: Nov 13, 2019

This is the 9th promotion on Canadian Tire gift card in 2019. You can get a free $25 Canadian Tire gift card at Real Canadian Superstore when you spend $300 on Canadian Tire gift cards between Nov 7 to Nov 13, 2019. It can be used in Canadian Tire stores or in Canadian Tire gas bar etc.

Get $20 off on your next costco.ca purchase

Deal Link: https://www.costco.ca/email-offer.html
Expiry: Dec 8, 2019

Between November 11 and December 8, 2019, if you subscribe to receive Costco emails, you will get $20 OFF a Costco.ca order of $100 or more. Only one (1) $20 OFF can be used per member per transaction during the promotional period.

Promo code amount will not be reissued if merchandise is returned. Costco.ca promo code is NOT valid for Costco purchases made in warehouse, in Costco Business Centres, on Costcobusinesscentre.ca, on Costcophotocentre.ca or on purchases of Costco Shop Cards, App Store & iTunes Gift Cards, gift cards, certificates and tickets, travel, tires, membership, or membership renewals. The Costco.ca promo code is valid until December 22, 2019.

Aeroplan eStore offers

Deal Link: https://www.aeroplan.com/estore/index.ep
Expiry: Nov 17, 2019

You can earn up to 7x Aeroplan Miles for shopping online with select retailers via the Aeroplan eStore before Nov 17, 2019. If you like Apple products, you can get 7x Aeroplan miles via the Aeroplan eStore between Nov 6th to 8th, 2019.