Saturday, January 16, 2021

RBC: Get a latest 10.2" iPad

Updated on Jan 16, 2021: This promotion has been extended to Feb 1, 2021.

Expiry: Dec 18, 2020 Feb 1, 2021

You can get the latest Apple 10.2" iPad (8th Generation, price $429+tax) at no cost when you open an eligible RBC bank account. Offer ends Feb 1, 2021.

You need to set up and complete two of the following by Mar 15, 2021:
  • Your payroll as a direct deposit
  • Two pre-authorized monthly payments (PAPs)
  • Two bill payments to a service provider

Then RBC will send you an email shortly after you qualify with instructions on how to order your 10.2” iPad Wi-Fi 32GB (8th Generation).

Wednesday, January 13, 2021

AmEx Cobalt Card: Up to 45000 bonus MR points + $40 GCR bonus

Expiry: May 5, 2021

AmEx Cobalt Card is one of my favorite cards in Canada. I highly recommend you to apply one if you currently don't have one.

Get More Rexall Be Well Points with Your Linked RBC Card

On May 1, 2020, Rexall launched a NEW loyalty rewards program ("Be Well"), which can manage your health and wellness easier and more rewarding. You can earn 10 Be Well points for every $1 spent in Rexall stores, and redeem 25,000 Be Well points for $10 cash value.

On Jan 13, 2021, RBC and Rexall have announced a new strategic partnership that will allow RBC clients to earn and receive even more value and savings, while accessing Rexall’s health and wellness resources. RBC clients will receive 50 Be Well points for every $1 spent on eligible purchases at Rexall when they link their eligible RBC credit and debit cards to their Be Well card (this is around 2% return). This will deliver 5X more value than non-RBC Be Well members or unlinked RBC clients.

If you are interested in this program and you also have RBC cards, you can visit to learn more about this new program and receive instructions on how to link your eligible RBC credit and debit cards to your Be Well account and become a Be Well member. 

Once linked, every time you shop at any Rexall location in Canada, scan your Be Well card or Be Well app and pay using a linked RBC card, you will receive 50 Be Well points for every $1 spent on eligible purchases. Plus, you can have exclusive access to offers and promotions created just for you.

Tuesday, January 12, 2021

Wealthsimple Cash Introduction


Wealthsimple Cash is one of the Wealthsimple products. You can use it to split takeout or rent, send a friend cash for a coffee, or request money instantly. With Wealthsimple Cash there are no monthly account fee, no foreign transaction fee and no low balance fees.

Monday, January 11, 2021

Wealthsimple Trade Referral Program

Updated on Jan 11, 2021: More Wealthsimple Trade features coming soon:
  • Notifications when stock prices move
  • News and updates about stocks you follow
  • 2FA security

Wealthsimple Trade is Canada's first $0 commission stock trading app. Wealthsimple Trade lets you buy and sell thousands of stocks and exchange-traded funds (ETFs) on major Canadian and U.S. exchanges with $0 commissions on any trades. And you can start trading as little as $1. Note: Wealthsimple Trade is NOT Wealthsimple Invest. Wealthsimple Invest is an automated investing service that manages your investments for you using a personalized portfolio of low-fee ETFs. From my point of view, I like Wealthsimple Trade most.

National Bank World Elite MasterCard: $300 bonus + FYF

Expiry: Jan 31, 2021

If you apply for National Bank World Elite MasterCard before Jan 31, 2021, and activate it before Feb 15, 2021, you can get $300 cashback and First Year Free ($150 value).

To earn your $300 cashback, you must charge a net purchase amount of $4,000 to your credit card during the first three months following its activation, and have a credit account in good standing at the end of that period. 

Note: you have not held a National Bank Mastercard credit card in the last 24 months.

Thursday, January 7, 2021

Shoppers Drug Mart: Bonus Redemption Event

Expiry: Jan 13, 2021

The next SDM Bonus Redemption Event is between Jan 8 to Jan 13, 2021. Redemption amounts between the specified examples are also eligible to receive the following extra value amounts:
  • Tier #1: Get $15 in extra value when you redeem 50,000 PC Optimum points => $65 off
  • Tier #2: Get $40 in extra value when you redeem 100,000 PC Optimum points => $140 off
  • Tier #3: Get $100 in extra value when you redeem 200,000 PC Optimum points => $300 off

RBC WestJet WEMC: 450 welcome WestJet dollars

Deal Link:

Expiry: Jan 31, 2021

You can get 450 welcome WestJet dollars when you apply RBC WestJet WEMC before Jan 31, 2021 and spend $5000 with your new RBC WestJet WEMC in the first 3 months (Note: you still need to pay the annual fee of $119). This is a good offer for this card, because the normal welcome bonus is only 250 WestJet dollars. BTW, This card requires a minimum personal income of $80,000 or a minimum household income of $150,000.

Wednesday, January 6, 2021

How to buy Bitcoin in Canada

Updated on Jan 6, 2021: As you may know, now you can also buy Bitcoin easily from: Wealthsimple Crypto or MogoCrypto etc. The thing is that you can only buy / sell / hold coins within those platforms. But you cannot withdraw Bitcoin from those platforms to your own crypto wallet (deposits and withdrawals can only be made in Canadian dollars. There is a well-known saying "Not your keys, not your coin". It means that if you don't control the keys of the wallet, you don't control the cryptocurrency. Therefore, I don't recommend those platforms.

Bitcoin price hit its new all-time high (USD $19,860) on Nov 30, 2020. Some friends asked me recently how to buy Bitcoin in Canada. So, I would like to introduce the options for Canadians to buy bitcoin today. Note: I am NOT telling you that you should buy those cryptocurrencies now. All I provide here is just an introduction of the workflow. From my point of view, I prefer Shakepay and Newton exchange platforms.

Tuesday, January 5, 2021

Brim World Elite MasterCard: Earn $500+ in First Time Bonuses + FYF

Updated on Jan 5, 2021: This offer has been extended to Jan 31, 2021.

Deal Link:
Expiry: Sep 30, 2020 Oct 31, 2020 Dec 31, 2020 Jan 31, 2021

Brim World Elite MasterCard is a very good credit card with $199 annual fee. It will not charge any foreign transaction fees on purchases in another currency, online or abroad. And you can get free global Wi-Fi provided by Boingo and premium insurance coverage.

You can earn 2% back in Brim Rewards points when you use Brim WEMC for purchases (for example, in Costco). In addition to the 2%, you can also get extra points through InCard offers and eShop offers in the Brim app. And you can also earn 2X the points on all payments with Amazon, Spotify and Netflix, which is 4% back with Brim WEMC.

For now, Brim WEMC annual fee of $199 will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses.

Brim Financial has a referral program. When you refer your friends to open a Brim MasterCard, you will earn 2000 points ($20 value) for every friend that successfully signs-up and activates card. Then your friends will receive 1000 points ($10 value) when they activate.

If you need a referral code, please use ours, thanks: 97068 (or referral link:

BTW, if anyone wants to leave his/her referral code below, please use the following format ONLY: "My Brim Financial referral code is: *******." Other format will be deleted. Thanks. 

Monday, January 4, 2021

Get 7500 PC Optimum points when you spend $50 or more on a Netflix gift card

Expiry: Jan 8, 2021

You can get 7500 PC Optimum points (value $7.5) when you spend $50 or more on a Netflix gift card in Shoppers Drug Mart stores before Jan 8, 2021. Please allow up to 2~4 weeks for points to be posted to your valid PC Optimum account.

Esso Speedpass+ Free PRICE PRIVILEGES Card (Expired)

Updated on Jan 4, 2021: Team Canada just won a game today. So, you can get another Free PRICE PRIVILIEGES card in the app (I already received 6 free cards with this offer).

Updated on Jan 2, 2021: Team Canada just won a game today. So, you can get another Free PRICE PRIVILIEGES card in the app.

Updated on Dec 31, 2020: Team Canada just won a game today. So, you can get one more Free PRICE PRIVILIEGES card in the app. Happy New Year!

Updated on Dec 29, 2020: Team Canada just won a game today. So, you can get one more Free PRICE PRIVILIEGES card in the app. The next game will be on Dec 31, 2020.

Expiry: Jan 5, 2021

Every time Team Canada wins a game at the World Juniors, you have a time limited opportunity to use promotion code "CANADA" in the Esso Speedpass+ app to claim a 5 cent per litre digital PRICE PRIVILEGES card up to 100 litres (value $5). This offer is valid until Jan 5, 2021 for the first 25000 fans per win. BTW, you need to use this PRICE PRIVILEGES card before Apr 30, 2021.

Sunday, January 3, 2021

Neo MasterCard Introduction

Updated on Jan 3, 2021: With Neo Financial new Plus and Max plans, you can earn cashback everywhere you shop with your Neo MasterCard. That’s right. Everywhere. These plans give you cashback with non-partners so you can maximize your savings far and wide. Based on your unique spending, Neo Financial will recommend a plan that suits you in your profile. Plus, you can switch your plan every month so you’re never locked in to an annual fee.

Neo Financial (based in Calgary) will release a new kind of credit card in Canada, named Neo Card. It is no annual fee, no Foreign Exchange fee when you travel and you can get rewards when you use it for purchases. If you want to know more about this new card, please visit their website: