Wednesday, May 22, 2019

RBC Spring 2019 iPad Campaign

Deal Link:
Expiry: Sep 3, 2019

RBC iPad promotion is back. This is a good one if you want to buy a similar iPad. Before Sep 3, 2019, you can get an iPad (32GB) when you open a eligible RBC banking account. To qualify for this Promotional Offer you must:
  • be an Eligible Personal Client
  • open an Eligible Personal Banking Account before Sep 3, 2019; and;
  • complete two of the following by 9:00 PM Eastern Time November 29, 2019:
1) Transfer the full amount of your automated and recurring payroll direct deposit or monthly recurring pension direct deposit to your new Eligible Personal Banking Account. To qualify, you may not split your payroll deposit from one employer or pension deposit from one provider between the Eligible Personal Banking Account and any other account. We reserve the right to determine what is considered payroll and whether the payroll deposit has been split. The first payroll or pension deposit must be credited to your new Eligible Personal Banking Account by 9:00 PM Eastern Time November 29 2019.

2) Set up two (2) Pre-Authorized Monthly Payments (“PAPs”), such as a pre authorized bill payment to a service provider (i.e. utility bill, gym membership) or pre-authorized payment to an RBC mortgage, loan, Royal Credit Line or contribution to your RBC investment account, from your new Eligible Personal Banking Account. The first payment of both Pre-Authorized Payments must be debited and must clear from your new Eligible Personal Banking Account by 9:00 PM Eastern Time November 29, 2019.

3) Set up two (2) bill payments to a service provider (i.e. utility bill, cable, etc.) in Online Banking and/or in Mobile Banking from your new Eligible Personal Banking Account. The bill payments must be debited and must clear from your new Eligible Personal Banking Account by 9:00 PM Eastern Time November 29, 2019.

Please read the T&C on the RBC website for this promotion.

Monday, May 20, 2019

Receive 30% more Avios when you convert your RBC Rewards points

Deal Link:
Expiry: Jun 30, 2019

As an RBC Avion Cardholder, you can receive 30% more Avios when you convert your RBC Rewards® points between now and June 30, 2019. That’s 1.3 Avios for every RBC Rewards point converted.

As an RBC Avion® cardholder+ you can convert RBC Rewards points to Avios as often as you want. A minimum of 10,000 RBC Rewards points must be converted to receive your 30% bonus Avios.

Thursday, May 16, 2019

KOHO Prepaid Visa: Earn $60 bonus

Deal Link:

KOHO is a reloadable prepaid Visa with smartphone App. You can download the App from their website. I think that KOHO is a smart way to save and spend. It looks like the STACK prepaid MasterCard we introduced before (see link:, but it also has some different benefits. I think KOHO is a very useful card for some people.

Current Air Miles Promotions (Updated on May 2019)

There are a few really nice Air Miles promotions lately. Hope you can enjoy them.

1) Install the AirMilesShops Chrome extension and earn 10 Bonus Miles
Deal Link:
Expiry: Jun 30, 2019
Comments: This one is easy to earn. Limit one offer per Air Miles Number. You may need to refresh the website a few times to see this offer.

Wednesday, May 15, 2019

Earn 3X Hilton points for every $1 spent on Lyft rides

Deal Link:

You can earn 3X Hilton points for every $1 spent on Lyft rides in the US and Canada (mainly in the Toronto area).
  • Each ride you take is different depending on ride type, distance, city etc. Taxes, Highway Tolls, Fees, Tips and Lyft Credits are excluded from the amount that is applied toward Hilton Honors Points awarding. 
  • Members will earn three (3) Hilton Honors Points per $1 USD spent on Lyft, Lux, Lux Black, Lyft XL, Lux Black XL and all other Lyft Ride Types priced higher than Lyft classic
  • Members will earn two (2) Hilton Honors Points per $1 USD spent on Lyft Shared (and other Shared Rides)
Not much, but it can keep your Hilton points from expiring.

How it works:
1) Link: Get started by linking your Hilton Honors and Lyft accounts.
2) Ride: Start earning Hilton Honors Points when you take a Lyft ride in the US and Canada.
3) Earn: Hilton Honors Points will be deposited into your Hilton Honors account after each Lyft ride.

Monday, May 13, 2019

No Frills Presents: Hauler Aisles of Glory

Deal Link:

Hauler Aisles of Glory ™ is a web-based game played in-browser on mobile, desktop and tablet. As an extra incentive to play, you can earn 500 PC Optimum points per day, just for playing the game. Please see the Game Rules for full details on how these PC Optimum points are awarded.

Friday, May 10, 2019

How to buy Bitcoin in Canada

Updated on May 10, 2019: Bitcoin price is around USD $6400 now (~20% increase in a month). Honestly speaking, I don't expect this. Actually, I sold my Bitcoin around USD $6000...  😢

Bitcoin price is around USD $5300 now (Apr 10, 2019), which is much higher than the price of USD ~$3000 just a few month ago. Some friends asked me recently how to buy Bitcoin in Canada. So, I would like to introduce the options for Canadians to buy bitcoin today. Note: I am NOT telling you that you should buy those cryptocurrencies now. All I provide here is just an introduction of the workflow.

Thursday, May 9, 2019

GCR: 10% cash back for purchases

Deal Link:

You can earn 10% cash back for purchases in the categories of Home, Apparel, Kitchen, Beauty, Shoes & Accessories, Luggage, Jewelry, Watches and Beauty, if you do it through GCR. Besides, you can get the GCR bonus even if you pay the purchases with Amazon Gift Card. Therefore, you can buy Amazon Gift Card from grocery stores with AmEx Cobalt card and earn extra ~5% bonus. Totally, you can get up to ~15% cash back for Amazon eligible purchases.

From my point of view, is the best cash back website in Canada. I've earned a few hundred dollar in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases. If you want to sign up for GCR, please use our referral link as follows: , and input our email as a referral: . GCR will give you extra $3 bonus (we will also get some bonus. Thanks).

Updated on May 9, 2019: This GCR 10% cash back offer is still ongoing. And I did receive 10% bonus on Amazon eligible purchase. Still enough time left if you want to buy some gifts for Mother's Day!

EQ Bank Savings Plus Account: 2.30% Everyday High Interest

EQ Bank Savings Plus Account is one of my favorite accounts.  Some features of the account are as follows:
  • No monthly fees or hidden charges
  • Unlimited transactions
  • No minimum balance requirements
  • Send and receive Interac e-Transfers®: Free and unlimited
  • Award-winning mobile app
  • Unlimited mobile cheque deposits
  • NSF (Non-Sufficient Funds) chargeback fees for returned items: Free
  • Free and instant EQ to EQ transfers
  • Free bill payments (not common for a Savings account)
  • You can link it to other banks' account. Transfer between linked accounts (bank to bank) is free.
It is currently offering one of the highest rates in Canada: 2.30% everyday interest* rate (*interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice). If you want to open a EQ Bank Savings Plus Account, please click the banner below. Thanks.

EQ Bank Savings Plus Account

Wednesday, May 8, 2019

The Heaviest Canadian Metal Card

Most of the credit cards are made of plastics with weight ~5g. But some credit cards are made of metal. Do you know that not all metal cards have the same weight? So, which Canadian metal card is the heaviest? Thanks for the help of our readers, here is the result:

1) AmEx Business Platinum: 17.6g

2) AmEx Platinum: 17.5g

3) HSBC Jade WEMC: ~16g

4) AmEx Centurion: ~14g (based on online information)

5) RBC Avion Visa Infinite Privilege for Private Banking: no information

If you have more information about the Canadian metal card weight, please provide your comments below (or email us: Thanks.

Tuesday, May 7, 2019

Fido Tablet Data Only Plan

Deal Link:

You can get Fido Tablet Data Only Plan at $15 for 4GB per month if you are one of the Fido postpaid wireless customers (with a Fido Talk, Text and Data Plan) now. You can get it from Fido Store or by calling Fido support anywhere in Canada. You don't need to buy a tablet from Fido. But if you need a tablet, you can consider the Samsung Tab A, which is Free with a 2-year data plan.

Note: A one-time Transaction Fee applies for the processing of your service request. This is a great deal. I have been on this service since August 2016 (only 3GB per month) and I am very satisfied with it.

Monday, May 6, 2019 Earn 3X Aeroplan Miles

Deal Link:
Expiry: May 12, 2019

You can earn 3 Aeroplan Miles for $1 spent on from Apr 29 to May 12, 2019 when you enter promo code "AERO3" on the checkout page.

Sunday, May 5, 2019

Rexall: 15% off on participating gift cards (Expired)

Expiry: May 9, 2019 (while supplies last)

When you buy gift cards (La Vie en Rone, Boston Pizza, H&M, Roots, KOBO, SportChek,Wayspa, Spotify) in Rexall stores, you can get 15% off before May 9, 2019. In some stores, you can even use Rexall gift card to buy other gift cards.

Friday, May 3, 2019

Current Tangerine Bank Promotions (updated on May 2019)

Expiry: May 24, 2019

Tangerine Bank (a subsidiary of Scotiabank) is one of my favorite Canadian Banks (almost free services with good interest rates). Here are some current Tangerine promotions:
  • Before May 24, 2019, you will earn $50 when you open any type of Tangerine Bank Account with a minimum deposit of $100, using a friend’s Orange Key (your friend will get bonus too). As you may know, Tangerine Bank is a subsidiary of Scotiabank, and you can use Scotiabank ABM for free. 
  • If you switch your payroll direct deposits to your Tangerine Chequing Account by May 30, 2019; OR switch 2 pre-authorized payments of at least $50 each by May 30, 2019, you will earn $150 bonus.
  • Your first book of 50 cheques is free. And you can also transfer money by email for free!
  • As a new Tangerine client, you can earn interest at 2.75% with Tangerine for six months on all deposits made to your first Tangerine Savings Account, Tax-Free Savings Account, or RSP Savings Account starting the day you open the Account. Normal interest rate is 1.25%. 
  • Tangerine Money-Back MasterCard is officially launched (2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases. If you deposit your Money-Back Rewards into a Tangerine Savings Account, you can get a 3rd 2% Money-Back Category). If you apply for the Tangerine Money-Back Credit Card by July 31, 2019, you can earn 4% Money-Back Rewards in up to 3 chosen categories for your first 3 months, instead of the usual 2%.

For opening Tangerine bank accounts, you can either show your ID at a Canada Post Outlet or at a Tangerine Café, or you can send Tangerine a cheque from your other bank to verify your identity. After you open your Tangerine Bank accounts, you can have your own Orange Key and you can use it to refer your friends.

If you want to apply for the Tangerine Money-Back MasterCard, please click the pic below. Thanks.

Money-Back Credit Card

Thursday, May 2, 2019

AmEx Offers (Canadian Version) is online now!

Finally, AmEx Offers come to Canada. You can log-in the above link with your account information (from my experiences, you better not use a mobile devices for now). Then, you’ll see all the Amex Offers you have available on a given card.

These offers come from a wide variety of merchants. You need to register them to your card before using them. And you can check how many credits you earned from previous offers.

This is very convenient. I am sure that you will see these offers in your AmEx app in the future. But please remember, all these offers are targeted. You may get 0 offer in your account. Please let us know if you see any offers that not shown here. Thanks.

Updated on May 2, 2019: AmEx Canada App was updated and included this AmEx Offers in the app. You can also log-in your online AmEx account to see your offers.