Wednesday, July 8, 2020

Neo Card Introduction

Updated on Jul 8, 2020: Now we get more information on Neo Card as follows:
  • No annual fee. And it is coming soon.
  • You can automatically get rewarded (up to 30% cashback) when you pay with Neo at hundreds of merchants. Discover exclusive offers from your favorite national and local brands when you grab a bite to eat, shop for groceries, hit the gym and more. Rewards only get better over time, the more you use Neo.
  • Along with a physical card, you’ll have the option to pay with your virtual Neo Card right after you’re approved. Plus, get real-time notifications on every purchase and after each reward you earn.
  • Watch your credit climb with new ways to qualify, even if you’ve never had a credit score or are starting from scratch. It’s easy to do. Set up automated payments to your Neo Card from your Neo Savings account to build credit. And when you're eligible, they will increase your credit limit. So, it sounds that Neo Card will be a MasterCard.


Neo Financial (based in Calgary) will release a new kind of credit card in Canada, named Neo Card. It is no annual fee, no Foreign Exchange fee when you travel and you can get rewards when you use it for purchases. If you want to know more about this new card, please visit their website: https://www.neofinancial.com/

This card has not been officially released. But you can join their waitlist with your email address. Around 4300+ ~21000 people registered on the Neo Card waitlist for now.

They also have a referral program. After you register the waitlist, you will receive a referral link. Then you can provide this link to your friends through public media or email. For each friend you refer, you each get $5 of Neo credit and you'll move up in line. I tried to refer one of my friends, and I moved up to 235th on the waitlist.


You will receive your $5 statement credit once both you and your referred friend have been approved for a Neo card and your referred friend has made his/her first purchase using the card. The $5 will then appear as a credit against your Neo credit card statement.

If you need a Neo Card referral link, please use ours and input your email address at "join waitlist", thanks: https://www.neofinancial.com/?r=fE5hf

BTW, If anyone wants to leave his/her Neo Card referral link below, please use the following format ONLY: "My Neo Card referral link is: ******* " Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...