Thursday, July 15, 2021

MBNA Rewards WEMC: 30000 bonus points + GCR $50 bonus


Updated on Jul 15, 2021: Thanks for the information provided by one of our reader "Justin". You can get 5X rewards points on purchases in Walmart, T&T superstore, Real Canadian Superstore, ENMAX, Shaw etc (not on Costco. it is 1X on Costco purchases) with MBNA Rewards WEMC. So, with additional 10% birthday bonus, you can earn ~5.5X for many daily spending. I have to say MBNA Rewards WEMC is one of the best credit cards in Canada for now.

Deal Link:

If you apply MBNA Rewards WEMC through GCR, you can earn $50 GCR rebate + 30000 bonus MBNA Rewards points: 

  • 20,000 bonus points  (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening
  • and 10,000 bonus points (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

MBNA Rewards WEMC is a quite amazing credit card with some new features:

  • You can earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Flexible rewards: Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Your MBNA Rewards Points never expire as long as your account is open and in good standing.
  • The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months.
The best way to redeem the points is through travel expense redemption. But in some case, you can choose to redeem the points to gift cards.

For example, you can redeem 20105 points into $200 Walmart Canada gift card (100.53 points = $1 Walmart Canada gift card), which is pretty good already.

The credit card annual fee is $120 and Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater to apply.

If you want to sign up for a GCR account, please use our referral link below: , and fill in our email ( as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).