IHG Rewards Club PointBreaks (released Jan 2017)

Deal Link: https://www.ihg.com/rewardsclub/content/us/en/redeem-rewards/pointbreaks
Expiry: Jan 31, 2017

IHG Rewards Club has released their latest IHG Rewards Club PointBreaks. I think the PointBreaks is one of the best hotel points deals around. With the PointBreaks promotion, you can take advantage of Reward Nights for only 5000 points per night! The PB booking will start on Jan 30, 2017.

Due to the limited availability, each member may only book two PointBreaks Reward Nights reservations per hotel during the special offer time period. Offer and participating hotels are subject to change at any time, valid for booking through January 31, 2017 (stay from Jan 30 to Apr 30, 2017)

Hotels in Canada:

• Staybridge Suites Calgary Airport, AB
• Holiday Inn Express & Suites Edmonton-International Airport, AB
• Holiday Inn Express & Suites Terrace, BC
• Holiday Inn St. John’s Conference Centre, NL
• Holiday Inn Hotel & Suites London, ON

Fairmont: Aeroplan Winter Travel Offer

Deal Link: http://www.fairmont.com/americas/aeroplan-winter-travel-offer/
Expiry: Mar 31, 2017

Book and stay on the AEROPLAN WINTER TRAVEL OFFER at participating Fairmont Hotels & Resorts by March 31, 2017. When booking, promo code PAWX is required to receive the offer.

With this offer, you can receive:

• 15% off the Daily Rate 
• $25 hotel credit per stay
• Double Aeroplan Miles per stay 

This offer is subject to availability of rooms at participating Fairmont Hotels & Resorts locations. Offer does not apply to existing bookings and cannot be combined with other promotions or offers. Advance reservations are required. Cancellation policies and black-out dates vary by property. Rates are listed in the currency of the host hotel, per room, per night, taxes and gratuities not included.

BMO WEMC: FYF + $300 welcome bonus (Targeted)

Deal Link: https://www.bmo.com/main/personal/credit-cards/promo/bmonbwe
Expiry: Oct 31, 2017

If you are a BMO Nesbitt Burns client, it is a good timing for you to apply for the BMO World Elite MasterCard. The annual fee will be waived for the first year, and you can receive 30000 welcome bonus points worth $300 in travel rewards, if you apply it before Oct 31, 2017. Besides, the annual fee will be waived if you spend $50000 or more on your credit card.

TD Aeroplan Visa Infinite: Get up to 25,000 Aeroplan Miles and FYF

Deal Link: http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/aeroplan-infinite-affiliate-custom.jsp?SourceCode=Sb6l9
Expiry: Mar 5, 2017

You can get up to 25000 Aeroplan miles and first year free when you apply the TD Aeroplan Visa Infinite Card before Mar 5, 2017. Note: you can get the anniversary 10000 bonus Aeroplan miles when you keep your account open and in good standing one year after account approval.

BMO Digital Chequing Account Opening Offer

Deal Link: https://www.bmo.com/main/personal/bank-accounts/#
Expiry: Feb 28, 2017

From January 4, 2017 to February 28, 2017, you can earn a $100.00 Cash Bonus when you open a new BMO Primary Chequing Account online.

To qualify for the $100.00 Cash Bonus you must:
1. Visit bmo.com;
2. Open a new Canadian Dollar Primary Chequing Account (the “Chequing Account”) with a new Plus Plan, Performance Plan, AIR MILES Plan, or Premium Plan (each an “Eligible Plan”) by February 28, 2017 and keep the account open, in good standing, and remain in an Eligible Plan until February 28, 2018;
3. Make a deposit of any amount into your Chequing Account by February 28, 2017;
4. Perform a minimum of five (5) Eligible Transactions to or from the Chequing Account and have the transactions appear in the Chequing Account by March 31, 2017;

An “Eligible Transaction” includes:
- Making a deposit of $50.00 or more into the Chequing Account at a BMO branch, ATM, or by receiving an Interac e-Transfer or a recurring direct deposit;
- Completing a bill payment, funds transfer, or sending an Interac e-Transfer using BMO Mobile Banking or BMO Online Banking (including BMO Mobile Banking App or the BMO Tablet App, or smartphone mobile web at m.bmo.com);
- Making an in-store or online purchase using your BMO Debit Card; or
- Setting up a recurring Pre-Authorized Debit (“PAD”) and have the PAD appear in the account by March 31, 2017.

See any movie for half the SCENE points

Deal Link: http://www.cineplex.com/balloon
Expiry: Jan 16, 2017 only

January 16th is Blue Monday. You can see any movie for half the SCENE points on January 16th.

Redeem 500 SCENE® points for any regular admission ticket, 750 SCENE® points for any premium admission ticket (excluding 4DX), or 1000 points for any VIP admission ticket (including 4DX) for January 16th showtimes at any Cineplex theatre.

Note: Promotion applies to all tickets purchased in-theatre, online or on the mobile app. No time extensions or substitutions. Not valid in conjunction with any offers, is non-refundable, is not redeemable for cash and is not for re-sale.

eBay: Buy a $50 the KEG Gift Card and Get 20% off a $50 Roots Gift Card

Deal Link: http://www.ebay.ca/itm/Buy-a-50-Gift-Card-to-The-Keg-and-get-20-off-a-50-Roots-Gift-Card-/201751874649?hash=item2ef9594c59:g:TCEAAOSwA3dYVGSv

You can buy a $50 Gift Card to The Keg and get 20% off a $50 Roots Gift Card. So, totally 10% off for $100 Gift Cards.

Besides, you can also earn 10X Air Miles at airmilesshops.ca until Jan 5, 2017. This is about 5% cash back. Please see details: http://www.canadianrewards.net/2016/12/air-miles-shops-10x-miles.html

Scotiabank: Fee Changes for Personal Bank Accounts

Deal Link: http://www.scotiabank.com/ca/en/files/16/12/1460110_Poster_(12-16).pdf

Scotiabank will increase their monthly account fee for Personal Bank Accounts, effective March 1, 2017. The Minimum Daily Closing Balance to waive monthly fee will be increased too.

BMO is the first. Scotiabank is the second. Who will be the next one?

KnowRoaming: Free WhatsApp Usage

Deal Link: https://www.knowroaming.com/

KnowRoaming is a Toronto-based technology company that provides complete connectivity solutions around the world. With KnowRoaming SIM, you can get unlimited data in 90+ countries with USD $7.99/day, and data roaming in 200+ countries. You can see the detailed rates at:
https://www.knowroaming.com/#rates

Each KnowRoaming SIM Sticker and SIM Card comes with a free US and UK number. Both numbers can be used to send and receive calls while abroad. Text messages can be sent and received using your free UK number only.

KnowRoaming’s prepaid platform puts you in control of your spending. Before using KnowRoaming voice, text, or data services you will need to load credit to your account through the KnowRoaming app. You have the option to load credit in the amounts of $25, $50, $75, $100, and $150 using your credit card. (Visa, MasterCard, and American Express are accepted.) Following payment through the app, you’ll receive an email receipt. Since all services are prepaid, you will never be surprised by a bill after you return from your trip.

There is also an optional auto-reload feature, which automatically tops up your KnowRoaming credit when your balance drops below $5. This ensures that calls and data sessions do not drop part-way through as a result of a $0 account balance. With auto-reload, your credit card is debited just as if you were making a manual purchase, but without having to go through the shopping cart and approval process.

Any credit remaining in your KnowRoaming account after one trip can always be used on your next trip to any of the 200+ countries where KnowRoaming offers rates. Any unused credit on your account will expire after 15 months of inactivity. Only prepaid credit expires after the 15 month period. The Global SIM Sticker and Global SIM Card itself does not expire.

One great thing: All WhatsApp usage is free on KnowRoaming products everywhere (including calls, phone/video messaging, texting, video calling). Please keep in mind that while WhatsApp does not require credit, other apps that pull data will use credit. This is good for children usage. All you need to pay is the SIM price at the beginning.

I bought one KnowRoaming SIM (Free Shipping to Canada). After you installed your App, you can use the SN# at the back of your SIM to link it with your KnowRoaming account. You also need to set up your roaming data connection based on the guide: https://www.knowroaming.com/simmanual.pdf

I tested the Free WhatsApp with my backup phone, and it works very well. The Global SIM is USD $9.99. If you are interested in it, you can use our referral code "BOYA64" to buy it. With our code, you can receive 30% discount on your purchase, and both of us will receive $5 in credit. Thanks.

After that, if you share your experience to Facebook, you can get an extra $5 in credit. Basically, you pay USD $7 (plus tax) for the SIM, but you can get USD $10 with our referral code. Pretty good deal for new clients.

Updated on Feb 19, 2018: Just got an email from KnowRoaming: "In order to continue offering our bonus WhatsApp promotion to our growing customer base, we have updated the eligibility requirements. This promotion is designed as a bonus for active customers using KnowRoaming services and will no longer be available for customers who have not loaded credit onto their account. In order to qualify for this promotion, you can simply load credit onto your account in the KnowRoaming app by selecting “Tap to Reload” and following the prompts. Once you have loaded credit onto your account, this promotion will automatically reactivate within 48 hours.  Following this, you will be able to enjoy 30 days of free bonus WhatsApp usage each time you load credit."

Air Miles Shops: 10X Miles

Deal Link: http://www.airmilesshops.ca/shops/airmilesshops/Home
Expiry: Jan 5, 2017

You can earn 10X Air Miles at airmilesshops.ca until Dec 29, 2016 (now Jan 5, 2017). This is about 5% cash back.

Actually, I think you can use this 10X Air Miles to buy Esso Gift Cards from ebay.ca as follows (totally around 10% saving + your credit card earning):

Just FYI: if you haven't used airmilesshops.ca within the past 12 months, you can click the following our referral link and input your Air Miles #. Then, you can get 5 bonus Air Miles for every $50 you spend within the first 90 days of accepting the referral. We will get some bonus miles from Air Miles too. Thanks. The referral link is:
http://bit.ly/2gE2SUT