Bad news for AmEx AeroplanPlus Gold Card

Starting from today, you can only receive 15000 welcome Aeroplan miles (it was 25000 miles before) when you get the AmEx AeroplanPlus Gold Card. Considering you still need to pay the annual fee for the first year, I totally not recommend this card. If you like Aeroplan Miles, you should apply the AmEx Gold Rewards Card or TD/CIBC Aeroplan Visa Infinite Card.

Basic Information about American Express AeroplanPlus Gold Card:

• Annual fee $120
• Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
• Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
• Earn Aeroplan Miles faster with two free Supplementary Cards – a $100 value ($50 for each additional Supplementary Cards)
• You’ll also earn additional miles at Aeroplan Partners when you also provide your Aeroplan Number or present your Aeroplan
• No Pre-Set Spending Limit on Purchases

Receive up to 50,000 TD Points plus a 50% Annual Fee Rebate

Deal Link: http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/td-first-class-visa-infinite-affiliate-custom.jsp?SourceCode=NTrSD

Expiry: Feb 29, 2016

You will receive a welcome bonus of 50000 TD points (keep the account open for at least 90 days), when you get the TD First Class Travel Visa Infinite Card by Feb 29, 2016. Plus, you will enjoy a 50% Annual Fee Rebate for the first year.

The 50,000 bonus points are worth $250 in travel money. With a 50% rebate you have to pay $60 in the first year. But, you can apply this credit card through GreatCanadianRebates.ca, and get $60 Cash Back rebate. Therefore, it is same as FYF with $250 bonus. If you are a client of TD All-inclusive Account, you don't need to pay the 50% Annual fee, and it will bring the total welcome bonus to $310.

If you don't have a GCR account, you can use our referral link (https://www.greatcanadianrebates.ca/Register/126795/ ), with which you can get extra $2.5 from GCR (and we can get bonus too. Our email is: canadianrewards@gmail.com). We appreciate you using our links where possible.

BTW: TD is also offering another offer for its TD Aeroplan Visa Infinite Card. You can earn 15000 Aeroplan + FYF with TD Aeroplan Visa Infinite Card:
http://www.canadianrewards.net/2016/01/earn-15000-aeroplan-fyf-with-td.html

RBC: Receive $300 when you open a new banking account

Deal Link: http://www.rbcroyalbank.com/open-an-account/300-cash-offer/index.html
Expiry: Feb 29, 2016

You will receive $300 when you open your first new eligible personal banking account, either an RBC VIP Banking (monthly fee of $30) or RBC Signature No Limit Banking (monthly fee of $14.95) by February 29, 2016 and complete one of the following by March 31, 2016:

• two Pre-Authorized Payments from the account 
• one Payroll Direct Deposit to the account. 

RBC has the right to determine what is considered payroll. Clients who already have an existing RBC Personal Banking Account are not eligible. The $300 cash will be directly deposited into your new eligible banking account by April 30, 2016 if all offer conditions are met.

This offer is available for select clients only. Selected clients must also be active RBC clients without an existing Personal Banking Account with Royal Bank of Canada or any of its deposit taking affiliates at the beginning of the promotional period (i.e. January 6, 2016) and otherwise comply with the terms of the offer.

Get up to $150 bonus when you open BMO Cash Back WEMC

Deal Link: http://www.bmo.com/main/personal/credit-cards/bmo-cashback-world-elite-mastercard#
Expiry: Apr 30, 2016

You can get up to $150 bonus if you open BMO Cash Back World Elite MC before Apr 30, 2016. $50 CashBack bonus is only available to new BMO CashBack MasterCard cardholders and will be applied to your account within 45 days after your first card purchase and not be awarded to current or former cardholders who reinstate a closed account or who open a new account. An additional $100 CashBack bonus will be awarded when you spend $3,000 in net card purchases in the first three months from the account open date and will be applied to your account within sixty days after qualifying.

Note: With this credit card, you can get 1.75% cash back on all card purchase. If you have the BMO Premium Plan, your annual fee of this credit card will be waived. If you cancel your card within ninety days of opening your account, the Bonus points will be cancelled.

BTW，BMO is also offering some other welcome bonus now：

• BMO Air Miles WEMC: Get 1,000 AIR MILES Bonus Miles
• BMO Air Miles MC:  Get 400 AIR MILES Bonus Miles
• BMO SPC Air Miles MC:  Get 400 AIR MILES Bonus Miles
• BMO Cash Back MC: Get $75 Cash Back
• BMO SPC Cash Back MC: Get $50 Cash Back

ATB: Get $150 with a new Students First Account (Alberta ONLY)

Deal Link: http://atb.com/campaigns/Pages/tldr.aspx
Expiry: Jan 31, 2016

There is a good news for students living in Alberta. You can get $150 bonus when you open a new Students First Account (ATB Financial) between January 1 and 31, 2016. To get the bonus, you need to set up recurring direct income deposit, with the first deposit by March 31, 2016. Then, your $150 bonus will be deposited to your account between May 1 and 15, 2016.

The ATB Students First Account is pretty good for students: no monthly fee, unlimited transactions, two free Interac e-Transfers a month and no fee overdraft protection (unless used).

If you’re an existing ATB personal chequing account holder, you can get $50 for every successful Students First Account friend referral between January 1 and 31, 2016 (Once they meet the requirements). You need to make sure your friend tells ATB that they were referred by you when they open their new ATB account.

Note: You must be 18 years of age or older to open the Students First Account.

Accor Hotel: up to 50% off

Deal Link: http://www.accorhotels.com/gb/promotion/specials/private-sale_january2016/index.shtml
Expiry: Jan 14, 2016

This offer is valid until January 14th 2016 for stays from January 15th 2016 to June 30th 2016 on all  AccorHotels websites.  You can save up to 40% off a minimum 4 night stay at Novotel Hotels in Canada, Mexico and Panama.  If you want to check other areas, please read the above link.

Note: Blackout dates apply.  Offer subject to hotel's sales conditions.  Full deposit is not refundable even if the booking is cancelled or modified. Full amount of stay is payable in advance by credit card at booking time. No change or cancellation can be made after booking.

Earn 15000 Aeroplan + FYF with TD Aeroplan Visa Infinite Card

Deal Link: http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/aeroplan-infinite-affiliate.jsp?SourceCode=NTrSD
Expiry: Feb 29, 2016

You will earn 15000 Aeroplan welcome bonus and First Year Free if you apply TD Aeroplan Visa Infinite credit card before Feb 29, 2016. Bonus miles will be awarded on first purchase. I should say that this offer is so so (we have seen better offer from TD).

But if you are still interested in this card, you can apply it through GCR and get another $50 bonus. If you don't have a GCR account, you can use our referral link (https://www.greatcanadianrebates.ca/Register/126795/ ), with which you can get extra $2.5 from GCR (and we can get bonus too. Our email is: canadianrewards@gmail.com). We appreciate you using our links where possible.

PC Financial: Earn 2.5% interest on new deposits into TFSA & RRSP

Deal Link: http://www.pcfinancial.ca/rate/
Expiry: Mar 31, 2016

Between January 1 and March 31, 2016 you can enrol to earn 2.5% interest on new deposits made into these TFSA and RRSP savings accounts:

• Tax-Free Interest PlusTM Savings Account
• Interest PlusTM RRSP

To sign up for this special offer, Please call 1-866-674-5610 or visit an in-store PC pavilion. You can also log into your online account to sign up for this offer.

Note: the TFSA limit for 2016 is back to $5500.

UA: Year-end flash sale

Deal Link: https://buymiles.mileageplus.com/united/index_en.html
Expiry: Dec 30, 2015

You can save up to 50% off, if you buy United Airline miles before Dec 30, 2015. You can use those miles on award travel, upgrades and more. UA is selling miles more frequently than before, which is not a good sign...

• Buy 5,000 – 19,000 miles, save 15% 
• Buy 20,000 – 49,000 miles, save 25% 
• Buy 50,000 – 149,000 miles, save 35% 
• Buy 150,000 miles, save 50% 

Note: you need to buy 150000 miles (USD $2625) for this 50% off, which is still a lot of money. I recommend that you should only buy it if you really need to. BTW, GST/HST is charged to Canadian residents.

Air Miles: celebrate Boxing week with 5X miles

Deal Link: http://www.airmilesshops.ca/shops/airmilesshops/Splash?splashid=holiday2015&RefererPage=AMS_Home_TopNav-ShopsPromotionNavItem_AMSSplash?splashid=holiday2015_0_E
Expiry: Dec 31, 2015

You can get 5X the Air Miles at 200+ online stores (qualifying purchases of $20 CDN or more), when you shop at airmilesshops.ca before Dec 31, 2015. Bonus reward miles will be posted to your Collector Account within 75 days after the promotional period. Please check those participating stores from the above link.