You can get 55,000 welcome points when you apply the RBC Visa Infinite Avion card before Apr 30, 2023 (get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months). The annual fee is $120. This card requires a minimum personal income of $60,000 or a minimum household income of $100,000.