Friday, March 15, 2024

Brim World Elite MasterCard: Earn $500+ in First Time Bonuses

Updated on Mar 15, 2014: Both Brim MasterCard and Brim WEMC are charging 1.5% foreign exchange fee now. You will earn 0.5% cash back on Brim MasterCard and 1% cash back on Brim WEMC (up to $25000 annual spend). At the same time, the annual fee of Brim WEMC decreases from $199 to $89. Honestly speaking, after these changes, both Brim credit cards are not attractive now. Note: these changes are only valid for the Brim accounts opened on or after Mar 14, 2024

Updated on Nov 29, 2022:
Brim World Elite MasterCard annual fee is $199, and you can earn 2% cash back with this card. You can earn $500+ in First Time Bonuses. If you want to apply it, please use our referral code, thanks: 97068 (or referral link: You will earn additional $10 bonus.

Brim World Elite MasterCard is a very good credit card with $199 annual fee. It will not charge any foreign transaction fees on purchases in another currency, online or abroad. And you can get free global Wi-Fi provided by Boingo and premium insurance coverage.

You can earn 2% back in Brim Rewards points when you use Brim WEMC for purchases (for example, in Costco). In addition to the 2%, you can also get extra points through InCard offers and eShop offers in the Brim app. And you can also earn 2X the points on all payments with Amazon, Spotify and Netflix, which is 4% back with Brim WEMC.

For now, Brim WEMC annual fee of $199 will be waived for the first year of membership. This offer is only available to new Brim cardholders. Offer subject to change at any time. Annual fee waiver may take up to two billing cycles to appear on your account. And you can also earn $500+ in First Time Bonuses. 

Some of our readers told me that if you call Brim at the end of the 1st year, Brim may only charge you $99 annual fee for the Brim WEMC for the 2nd year. Honestly speaking, $99 annual fee for a 2% cash back MasterCard is not a bad deal. Brim may even waive your Brim WEMC annual fee for the 2nd year, if your 1st year card spending is high.

Brim Financial has a referral program. When you refer your friends to open a Brim MasterCard, you will earn 2000 points ($20 value) for every friend that successfully signs-up and activates card. Then your friends will receive 1000 points ($10 value) when they activate.

Updated on Dec 1, 2021: Brim MasterCard is the first in Canada that can be live in your Apple wallet instantly. You can start using your new digital card with Apple Pay within seconds of submitting your application. 

Updated on Jan 24, 2022: Brim's Installment Pay is a feature that allows you to divide purchases over $500 into smaller monthly payments. Brim charges 0% interest on this service. But Brim charges a fixed installment fee (7% of the overall purchase price) to your first statement. Your monthly payments thereafter are simply the original purchase price divided by the number of months you have chosen to install over, plus a monthly processing fee of 0.475% of the original purchase price. Brim's Installment Pay plans range from 12 to 24 months. You can choose what works best for you. You can call Brim Services at 1-886-305-2746 to cancel your installment plan if you want to pre-pay your installment plan. BTW, Brim's Installment Pay program is not available in Quebec now.

Updated on Sep 20, 2022: I just received 500 points (value $5) from Brim Financial as a birthday bonus! BTW, Brim World MasterCard is no longer listed on the website. I am not sure if it is permanent or not. Brim WEMC is still good. 

BTW, if anyone wants to leave his/her referral code below, please use the following format ONLY: "My Brim Financial referral code is: *******." Other format will be deleted. Thanks.