Monday, November 28, 2016

Best Buy: $10 off $100 Visa Checkout

Deal Link: http://www.bestbuy.ca/en-CA/visa-checkout.aspx?fullsite=true&CMP=SMP_TW_ENG_161128_CMVISACHECKOUT
Expiry: Dec 2, 2016

Best Buy's Cyber Monday deals are coming. You can get $10 off your purchase of $100 or more when you use Visa Checkout to pay for your order on Best Buy before Dec 2, 2016.

Friday, November 25, 2016

Ebay: $200 Petro-Canada Gift Cards for $194 + a bonus $25 Fuel Savings Card


Deal Link: http://www.ebay.ca/itm/200-Petro-Canada-Gift-Cards-for-194-a-bonus-25-Fuel-Savings-Card-/201725266745

Now, you can $200 Petro-Canada Gift Cards for $194 + a bonus $25 Fuel Savings Card from ebay.ca (Free Shipping). If you don't like the PC cards, you can choose the $100 Sears Gift Card for $95 (with the same seller).

You can buy this through Air Miles Shops and get 21X Air Miles (almost extra 10% off). Please read the details at: http://www.canadianrewards.net/2016/11/air-miles-shops-get-20x-miles.html

Last but not least, you can choose Paypal as the payment method, and get a $20 coupon to use on your next ebay.ca purchase between Dec 15-22, 2016.

Updated on Nov 28, 2016:
Some of my friends already got the 21X Air Miles for the Petro-Canada gift cards.

Unfortunately: the Petro-Canada gift cards are out of stock now. The same seller now has the following gift cards on sale:

Thursday, November 24, 2016

Shoppers Optimum: Spend Your Points Plus Event

Expiry: Nov 26 - Nov 27, 2016

From Saturday, November 26, 2016 to Sunday, November 27, 2016, you can spend 50,000 Shoppers Optimum Points and get up to $85 OFF PLUS get $20 worth of points back. That’s a $105 savings value! OR spend 95,000 points and get up to $170 OFF PLUS get $40 worth of points back. That’s a $210 savings value!

The $20 worth of points back on 50,000 points level redeemed is equivalent to 16,000 Shoppers Optimum Points. The $40 worth of points back on 95,000 points level redeemed is equivalent to 30,000 Shoppers Optimum Points. Shoppers Optimum Points will be awarded by December 12, 2016.

Note: Offer excludes prescription purchases, products with codeine, non-pointable items, tobacco products (where applicable), stamps, passport photos, lottery tickets, event tickets, transit tickets and passes, gift cards, prepaid phone cards, prepaid card products and Shoppers Home Health Care locations. Not to be used in conjunction with any other Shoppers Optimum Points promotions or promotional card offers.

Wednesday, November 23, 2016

Costco: 5X Aeroplan Miles

Deal Link: http://www.costco.ca/aeroplan.html?langId=-24
Expiry: Nov 28, 2016

You can earn 5X Aeroplan miles for every dollar spent on Costco.ca from Nov 24 to Nov 28, 2016.

Note: Aeroplan Miles are credited on the purchase price of products offered online at Costco.ca and will not include shipping and handling, tax or other additional charges. If the product you are purchasing has a discount or promotion, you will not be credited Aeroplan Miles for the amount of the discount or promotion.

Ineligible purchases include: new Costco memberships, Costco membership renewals, gift of membership, tires, Costco Cash Cards, custom installation services, travel and online digital print orders. Aeroplan Miles will not be awarded on cancelled or returned orders.

Tuesday, November 22, 2016

Air Canada 15% off (Targeted)

Expiry: Dec 10, 2016

If you are a AmEx cardholder, you may receive one email from AmEx that you can enjoy 15% off for all Air Canada Flex, Latitude, Premium Economy and Business Class fares (not including Tango) before taxes and fees, to anywhere Air Canada flies.


You need to book before Dec 10, 2016 and travel between Jan 9 to Feb 28, 2017. At time of booking, you need to use the personal promotion code in the email along with your American Express Card (personal promotion code is valid for one-time use only).

Monday, November 21, 2016

Ratehub.ca is offering free Equifax credit score


Ratehub.ca is offering a free credit score now (just like mogo, borrowell, credit karma). Their score is based on Equifax. One of the good things: this score is available to QC residents.

From Ratehub's FAQ, this check should be a "soft" credit inquiry and does not affect the score.


But one of our readers reported to us, that he checked his Equifax report right after checking his score on Ratehub.ca. He found one hard pull and one soft pull from CANWISE Financial.


We don't want to make any conclusions now. We just list the facts here... 【YMMV】

Updated on Nov 22, 2016: 

RateHub is aware that a hard credit score pull was occurring through Equifax and appearing as RateHub's mortgage brokerage "CanWise Financial". The error was identified immediately to Equifax and RateHub worked closely with the bureau to correct it for the roughly 50 affected users.

If you were impacted by a hard pull, this has been reversed by Equifax, though it may take up to 24 hours for your credit report to be updated. A select number of early users of RateHub's free credit scores may also see the company's soft inquiry appear as CanWise Financial.

Rest assured, RateHub's free credit scores are soft inquiries only, as an educational tool to help users select financial products that are best suited to them. A soft pull does not affect your credit score and RateHub free credit score users will not see any impact to their scores.

Air Miles Shops: Get 20X Miles

Deal Link: http://www.airmilesshops.ca/shops/airmilesshops/Splash?splashid=holiday&RefererPage=AMS_Home_TopNav-ShopsPromotionNavItem_AMSSplash?splashid=holiday_0_E
Expiry: Nov 30, 2016

You can get 20x AIRMILES reward miles on qualifying purchases of $20 CDN or more, excluding shipping, duty and taxes, made in a single transaction between November 21 and November 30, 2016. Offer applies to the total base reward miles earned on qualifying purchase amount excluding shipping, duty and taxes. Bonus reward miles will be posted to your Collector Account within 75 days after the promotional period.

Base offer may vary per store, click on store logo at airmilesshops.ca for details. Collectors must sign in at airmilesshops.ca before purchasing in order to earn reward miles. Offer can be combined with other Bonus reward miles offers.

Just FYI: if you haven't used airmilesshops.ca within the past 12 months, you can click the following our referral link and input your Air Miles #. Then, you can get 5 bonus Air Miles for every $50 you spend within the first 90 days of accepting the referral. We will get some bonus miles from Air Miles too. Thanks. The referral link is:
http://bit.ly/2gE2SUT

Note: This offer is valid on the purchase of gift cards only at online retailers who regularly offer reward miles on gift card purchases. See airmilesshops.ca for details. This offer does not apply to purchases made at Rogers Magazine subscriptions , Texture by Next Issue, or made at travel online stores.

Updates on Nov 25, 2016:
I made a Newegg.ca order through AirMilesShops.ca on Nov 23 and I got the 22X miles today.

Meridian Credit Union: 1.5% + 1% interest rate on new deposit



Deal Link: http://www.meridiancu.ca/personal-banking/Offers/OOP/1percent.aspx
Expiry: Feb 28, 2017

You can get a 1% Cash Bonus on new deposits (so totally interest 2.5%) with Meridian high interest saving account.

Note: 
  • New Assets must be received into a Qualifying Account not later than 4:00 p.m. Toronto time by February 28, 2017. 
  • New Assets received on or before February 28, 2017 must remain in the Qualifying Account until December 15, 2017 (the “Hold Date”). Transfers between Qualifying Accounts are permitted.
  • The Member must transfer in a minimum of $10,000 per Member from an account held at another financial institution. 
  • The maximum bonus payable is $500 per Member.
Please check the detailed terms: http://www.meridiancu.ca/personal-banking/Offers/OOP/1PercentOnBook.pdf

Sunday, November 20, 2016

Porter Flights starting at 8000 Aventura Points

Expiry: Dec 31, 2016

Until Dec 31, 2016, you can redeem your CIBC Aventura points for Porter Airlines flights starting at 8,000 points.


This limited time Aventura Points offer is per person for a roundtrip flight on Porter Airlines and is subject to availability and excludes taxes, fuel surcharges and applicable fees. All flight bookings must be made between November 1, 2016 and December 31, 2016 for travel between November 15, 2016 and April 30, 2017.

Note: This offer applies to new bookings only. Tickets are non-refundable. This offer is not available from November 23 – 27, 2016 for all transborder routes only; December 20, 2016 – January 4, 2017; February 16 – 21, 2017; March 9,10,12,16, 17, 19, 2017; April 13 – 18, 2017.

All flight bookings must be made at least 10 days prior to departure date. This offer is applicable to Aventura Points redemptions only.

Saturday, November 19, 2016

TD: Open a new Chequing account and get $300 (Nov. 2016)

Deal Link: http://bit.ly/2frK4TA  or https://300bonus.td.com/

Open a new TD Chequing Account with unlimited transactions and you could get $300:
1) Fill out the online form and you’ll receive an important offer confirmation email.
2) Visit a local TD Canada Trust branch with your confirmation email within 30 days of receiving it, and open an All-Inclusive Banking Plan or Unlimited Chequing Account.
3) Once your new chequing account is successfully opened, complete two of the following to receive your $300: a. A Direct Deposit to your new account; b. A minimum $50 pre‑authorized debit; c. A minimum $50 Canadian or US online bill payment through EasyWeb (including the TD app)

Note: Individuals who (i) have an existing TD chequing account or had one that was closed after November 1, 2015, or (ii) have not received the offer confirmation email directly from TD Canada Trust and/or have not completed an offer form submission online, are not eligible.