Credit Karma is launched in Canada now

Deal Link: https://www.creditkarma.ca/

Credit Karma is a free credit and financial management platform for US consumers available on the web and major mobile platforms. Founded in 2007, it provides free weekly updated credit scores and credit reports from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion for US people.

Now, Credit Karma is launched in Canada. We can enjoy free credit score and report from Credit Karma. It only takes about two minutes to sign up. I just did this afternoon. And the score they provide are from TransUnion. You can get more credit report details from Credit Karma. All these are free. And, checking your credit on Credit Karma won't hurt your score.

Note: Credit Karma won't be in Quebec, the Northwest Territories, Nunavut or Yukon just yet.

Updates on AmEx SPG and Chase Marriott Visa

A really good news for Canadian AmEx SPG cardholders. You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG & Marriott Rewards hotels from November 15, 2016 through November 15, 2017. You can still earn 1 Starpoint for every $1 in all other purchases charged to the Card.

At the same time, Chase Marriott Visa cardholders can also enjoy the similar benefits. Beginning on December 1, 2016, use your Marriott Rewards Premier Visa Credit Card, you can earn five Marriott Rewards points for dollar spent at participating SPG hotels, just like you do at participating Marriott hotels.

I have both cards, and I will use AmEx SPG in Canada and use Chase Marriott Visa outside of Canada.

McDonald's: Free Big Mac or McChicken

Expiry: Dec 26, 2016

McDonald's is offering a free Big Mac or McChicken with the purchase of a $25 gift card from Nov 14 to Dec 26, 2016. Free sandwich may be redeemed at time of purchase or you can request a coupon for use at a later date. The coupon is good until March 26, 2017.

BTW, you can also get a FREE small hot brewed Premium Roast coffee between Nov 14 to Nov 20.

AmEx: Shop the Web to win the all-new 2017 Audi A4 Technik

Deal Link: amexnetwork.com/shoptheweb
Expiry: Dec 31, 2016

Register online with this new AmEx offer, then shop the web for a chance to win the all-new 2017 Audi A4 Technik Sedan, complete with Audi virtual cockpit. You can get one entry to the Contest for each online and in-app purchase.

It’s easy to get started – just follow these two steps:

1. Register your eligible Consumer or Small Business American Express Card between November 14, 2016 and December 31, 2016. 
2. Shop Online & In-app with your registered American Express Card by December 31, 2016 at participating Canadian merchants. 

The full list of participating Merchants can be found at amexnetwork.com/shoptheweb during the contest period. Each eligible qualifying purchase will result in a contest entry.

There is no limit to the number of entries you can receive during the contest period when you use your registered Card. One (1) entry will be awarded for each eligible qualifying purchase charged to your registered Card online or in-app at a participating Canadian merchant.

Note: American Express Corporate Cards and American Express Gift Cards are excluded from registering in this Registered Card contest.

Spend $25 with Amazon.ca, Get a $25 credit from American Express (Targeted)

Expiry: Dec 31, 2016

There is an AmEx offer right now. This offer is only available to Canadian Basic American Express Consumer and Small Business Cardmembers that have been sent this offer by email. Only the first 25,000 Cardmembers to successfully register will be eligible for this offer. So, you need to be quick.

After registration, use your registered Card to make a single purchase or cumulative purchases that total $25 or more (after taxes & shipping), between November 14, 2016 – December 31, 2016. Then you will get $25 statement credit from AmEx.

Note: The Card registered must be the same Card used at Amazon.ca as the method of full payment. Using ‘Pay with Points’ and points for purchase(s) are excluded from this offer.

Esso Gift Card Package

Deal Link: https://www.essoextra.com/pages/promotions.aspx?lang=en-CA
Expiry: Jan 2, 2017

As I mentioned before, there is no need to buy Esso PRICE PRIVILEGES card. Esso Gift Card Package is back. Esso has the similar promotion last year.

The PRICE PRIVILEGES cards will be available at participating Esso stations in Canada from November 8, 2016 to January 2, 2017 or while quantities last. Customers who purchase a $50 Esso Gift Card will receive a PRICE PRIVILEGES card with a fuel savings of 5 cents per litre on 100 litres. Customers who purchase a $100 Esso Gift Card will receive a PRICE PRIVILEGES card with a fuel savings of 5 cents per litre on 200 litres.

Note: The PRICE PRIVILEGES card expires on June 30, 2018 or when the litre value of the card has been fully used, whichever comes first, and has no value until it is activated.

Canadian Tire: Big Bonus Day

Expiry: Nov 12, 2016

Nov 12th is the BIG bonus day of Canadian Tire. You can collect 30X e-Canadian Tire 'Money' on all merchandise purchased in-store at Canadian Tire when you pay with your Canadian Tire Options MasterCard.

Note: You can only use the earned CT Money in CT stores. 30X is not 30% return. That's actually 12% return, which is still quite good.

PC Financial (WE) MasterCard: Get a $100 Gift Card + 20000 PC Points

Deal Link: https://www.ratesupermarket.ca/deals/pc_financial

RateSupermarket.ca is offering promotion on PC Financial (World Elite) MasterCard. You will get a $100 gift card and up to 20000 PC points, if you apply them through ratesupermarket.ca. You can choose your Gift Card from iTunes, Starbucks, Cineplex and Ultimate Dining.

Marriott: Earn up to 1600 points

Deal Link: https://www.marriott.com/marriott-rewards/member-benefits/30-days-holiday-gifts.mi
Expiry: Dec 17, 2016

Connect your Facebook, Instagram and Twitter profiles to your Marriott Rewards account for 500 points each (a total of 1,500 points) before Dec 17, 2016. And, if you choose to follow Marriott Rewards on Twitter and Instagram, you'll get an additional 50 points each. So, you can get up to a total of 1,600 Marriott points.

RBC: Receive $300 When You Open a New All-inclusive Banking (Targeted)

Deal Link: http://www.rbcroyalbank.com/dms/pba/open-an-account/300-cash-offer-i-or.html
Expiry: Jan 31, 2017

This is a targeted offer. If you have RBC credit card/mortgage/saving account, you may get it from RBC email. You can receive $300 cash when you open a new eligible RBC Royal Bank account by January 31, 2017 and complete the two steps outlined below before March 31, 2017. RBC will deposit $300 directly into your new banking account.

Switch to RBC in 2 Easy Steps:
1. Open your account by January 31, 2017
2. Complete either your Payroll Direct Deposit or Two Pre-Authorized Payments by March 31, 2017

Note: Your Eligible Personal Banking Account must remain open and in good standing, and the Qualifying Criteria you performed to get the Cash Reward (such as payroll/pension deposit or pre-authorized payment) must remain in effect until March 31, 2018.