BMO Air Miles MasterCard: 1500 Air Miles Welcome Bonus

 

Deal Link: https://www.bmo.com/main/personal/credit-cards/single/air-miles/

Expiry: Oct 31, 2021

You can earn 1500 Air Miles welcome bonus when you apply BMO Air Miles Mastercard between December 17, 2020 and October 31, 2021. This offer is limited to new accounts. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. 1,500 Bonus Miles will be awarded when you spend $1,000 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first 3 months from the Credit Card open date. This is the highest offer for this card so far.

Triangle Bonus Days: Up to 40X CT Money (Expired)

Deal Link: https://www.canadiantire.ca/en.html

Expiry: Dec 31, 2020

You can earn 30X bonus Canadian Tire Money (~12% return) when you shop at Canadian Tire and canadiantire.ca between Dec 28 and Dec 31, 2020. If you use a Triangle credit card, you can collect 40X bonus Canadian Tire Money (~16% return).

Asia Miles "Miles of Possibilities - Miles More Rewarded" Extra Miles Promotion

 

Deal Link: https://www.asiamiles.com/campaign/webApp/finance_points_conversion_2020_en

Expiry: Jan 31, 2021

Register and convert your credit card points into Asia Miles on or before 31 January 2021 to enjoy extra Miles (additional 10% - 15% bonus Asia Miles), plus redemption discounts on Lifestyle and Travel awards. Online registration is required. For Canadian users, the eligible credit cards are: AmEx MR credit cards, RBC Rewards Avion credit cards and HSBC Rewards credit cards.

For more details, please refer to the relevant terms and conditions: https://res.e.asiamiles.com/res/asiamil_mkt_prod1/202012_Finance_Points_Conversion_TnC_EN.pdf

Simplii Financial Cash Back Visa: Earn 0.5% bonus cash back

 

Expiry: Jan 1, 2021

You can earn a 0.5% bonus cash back on all purchases made using your Simplii Financial Cash Back Visa Card, on top of the cash back you're already earning, from Dec 26, 2020 to Jan 1, 2021. Bonus cash is paid to your eligible Simplii account. There is no limit on the total bonus cash you can earn!

Air Canada Gift Card 10% Off

 
Deal Link: https://www.aircanada.com/ca/en/aco/home/book/payment-methods/air-canada-gift-cards.html

Expiry: Dec 21, 2020

You can save 10% off when you purchase Air Canada Gift Card from December 18 - 21, 2020. How it works:

• Purchase any amount from $25 - $2,000.
• Save 10% on the value purchased until December 21, 2020 on one online order via aircanada.com.
• For example, if you purchase a $100 gift card, you pay only $90.

GCR Bonus for 3 Popular Scotiabank Credit Cards

 

Deal Link: https://www.greatcanadianrebates.ca/display/Scotiabank/

Expiry: Dec 31, 2020

Now, you can earn $100 cash back if you apply 3 popular Scotiabank credit cards through GCR before Dec 31, 2020. This $100 bonus is in addition to the normal credit card welcome bonus.

GCR is the oldest and probably the best cash back website in Canada. I've earned a few thousand dollars in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

If you want to sign up for a GCR account, please use our referral link below: https://www.greatcanadianrebates.ca/Register/126795/ , and fill in our email (canadianrewards@gmail.com) as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

HSBC Offers for Door Dash & Spotify

Deal Link: https://www.hsbc.ca/credit-card-resource-centre/

Expiry: Feb 15, 2021

As a HSBC credit cardholder, you may be eligible for the following limited time offers when you make DoorDash and Spotify transactions between November 15, 2020 and February 15, 2021 (additional timing requirements and other terms and conditions apply):

DoorDash

Get the food you want from the restaurants you love - use DoorDash and get up to 30% back as statement credit(s), to a maximum of $10.50 per month. Italian or Mexican, pizza or sushi? Whatever tempts your taste buds, simply pay with your qualifying HSBC credit card and use it going forward to start enjoying more of your favourite foods, for less.

Spotify

Unlock a world of music – get reimbursed for the equivalent of up to a 3-month Spotify subscription as statement credit(s) with your qualifying HSBC credit card. With over 50 million songs, exclusive podcasts and curated playlists Spotify takes listening pleasure to the next level. If your transaction is eligible, pay with your HSBC credit card to get a statement credit.

Please read Terms & Condition carefully: https://www.hsbc.ca/content/dam/hsbc/ca/credit-cards/partner-offer-credit-card-terms-condition.pdf

Only customers holding the following credit cards issued by HSBC Bank Canada will qualify for this offer:

• HSBC Jade World Elite Mastercard
• HSBC Premier World Elite Mastercard
• HSBC World Elite Mastercard 
• HSBC Premier World Mastercard
• HSBC Premier Mastercard

AmEx Casper Offer

 
Expiry: Feb 17, 2021

You can earn a $200 credit when you spend $1250 at http://www.casper.com/amex using your registered AmEx card before Feb 17, 2021. Only the first 20,000 cards to be successfully registered are eligible for the offer. 

Redeem 85 Cash Miles for $10 Purchases

 
Expiry: Dec 24, 2020

You can redeem 85 Cash Miles for $10 towards in-store purchases at participating Air Miles partner locations between Dec 17 to Dec 24, 2020. This offer can be combined with other Air Miles Cash offers.

AmEx Spotify Offer

 

Expiry: Jan 31, 2021

If you spend at least $9.99 in qualifying purchases using your registered AmEx Card at www.spotify.com/ca-en/ by Jan 31, 2021, you can earn a one-time $9.99 statement credit. Only the first 20,000 cards to be successfully registered are eligible for the offer. 

If you qualify for a Spotify Premium trial period offer, as determined by Spotify, it is subject to Spotify Premium Promotional Offer Terms and Terms and Conditions of Use. You will need to need to pay for your first month’s subscription fee of at least 9.99 (CAD) after the trial period ends with your registered American Express Card and the charge must be posted to your account by Apr 4, 2021 to be eligible to earn a statement credit. Purchases posted after this date will not qualify for this offer.

BTW, if you register a new Spotify Premium individual plan before Dec 31, 2020, you can also get 3 month of Premium for FREE. Note: this offer is not available for users who have already tried Premium or to users in Quebec. 

So, combined these 2 offers, you can enjoy Spotify Premium for 4 months for FREE.

Buy Flight Centre Gift Card and Get 20% Bonus Card Back

 

Deal Link: https://www.flightcentre.ca/giftcards/purchase

Expiry: while supplies last

When you purchase the Flight Centre e-gift cards, you can get a 20% bonus card back for yourself. Not ready to gift your e-gift today? Select your delivery date during check out. Promotion bonus gift cards expire Dec 31st, 2021. One per customer, while supplies last.

Earn up to 15X the Aeroplan points when you order with Uber Eats (Expired)

Expiry: Dec 24, 2020

If you have a TD Aeroplan credit card, you can earn up to 15X the Aeroplan points when you order with Uber Eats using your TD Aeroplan credit card between Dec 11 to Dec 24, 2020.

AmEx: Spend $25+ at Amazon.ca and Earn $5

Expiry: Dec 31, 2020

When you spend at least $25 in qualifying purchases using your registered AmEx Card at www.amazon.ca or at the Amazon App by Dec 31, 2020, you can earn a one-time $5 statement credit. Only the first 45,000 AmEx cards to be successfully registered are eligible for the offer. Based on previous experiences, you can use this offer to purchase Amazon e-gift card.

Aeroplan eStore: 12 Days of Gifting (Expired)

Deal Link: https://www.aircanada.com/ca/en/aco/home/book/special-offers/12-days-of-gifting.html

Expiry: Dec 12, 2020

You can earn up to 10X the Aeroplan with 12 Days of Gifting Event when you purchase through Aeroplan eStore between Dec 1 to Dec 12, 2020 (in some provinces, it is from Dec 2 to Dec 13, 2020). Retailer offers are exclusive to each day only:

• Dec 1: Indigo
• Dec 2: Sephora
• Dec 3: Hudson's Bay
• Dec 4: Gap, Banana Public, Old Navy
• Dec 5: Simons
• Dec 6: Dyson
• Dec 7: Lenovo
• Dec 8: Club Monaco, Selfridges, Coach, Michael Kors
• Dec 9: Bose, Microsoft, Sennheiser, Sonos
• Dec 10: Dell
• Dec 11: Adidas, Lululemon, Under Armour
• Dec 12: Aveda, Kiehl's, The Body Shop, L'Occitane

Earn double the PC Optimum or Esso Extra points

 

Expiry: Dec 6, 2020

You can earn double the PC Optimum or Esso Extra points when you purchase gasoline at Esso and Mobil stations. Offer valid from December 4 at 12:00:01am until December 6 at 11:59:59pm. A valid Esso Extra card must be scanned, swiped or manually keyed as part of the payment transaction to earn Esso Extra points. A valid PC Optimum card or PC Financial Mastercard must be scanned, swiped, or manually keyed, or a 10-digit phone number registered to a valid PC Optimum account must be entered, at the time of payment to earn PC Optimum  points. Double points applies only to the base points available to all Esso Extra and PC Optimum members regardless of payment method. 

Air Canada Cyber Monday Promotion

 

Deal Link: https://www.aircanada.com/en-ca/cyber-monday-sale

Expiry: Nov 30, 2020

Air Canada Cyber Monday promotion is here! Book first for the biggest savings on Air Canada flights for travel until June 30, 2021. Get your promo code while quantities last. Blackout dates: December 19, 20, 2020 and January 2, 3, 2021.

As part of Air Canada’s effort to help Canadians travel internationally safely and securely, new flight rewards and bookings made by November 30, 2020 and originating in Canada include complimentary Manulife COVID-19 Emergency Medical Insurance, for travel completed by April 12, 2021.

CIBC Dividend Visa Infinite Card: Earn $100 cash back + First-year annual fee rebate

 

CIBC Dividend Visa Infinite Card is a good credit card. You can earn 4% cash back on eligible gas and groceries purchases. Currently, if you apply this credit card through cibc.com, you can get a first-year annual fee rebate.

If you are interested in CIBC Dividend Visa Infinite Card, we can provide a referral link. Once you are approved through this referral link, you can get $100 cash back when you spend $1000 in your first 4 statements + first-year annual fee rebate. All you need to do is to send an email to us (lucy123yang@gmail.com) with your first name and last name. Thanks.

Rexall: Get a $50 Rexall Gift Card

 

Expiry: Nov 29, 2020

You can get a $50 Rexall Gift Card when you spend $250 on select gift card in Rexall stores from Nov 27 to Nov 29, 2020.

Costco Super Friday Offer (Expired)

 

Deal Link: https://www.costco.ca/shop-card-offer.html

Expiry: Nov 30, 2020

You can get a $350 Costco Shop Card when you spend $3000+ before taxes on Costco.ca and enter promo code "SUPER2020" at checkout. This offer is valid for orders placed between Nov 26, 2020 to Nov 30, 2020. 

UGO Wallet: Holiday e-Gift Card Bonus

 

Deal Link: https://www.ugowallet.com/holiday

Expiry: Dec 25, 2020

Offer available between November 20 and December 25, 2020 while supplies last. For every $100 spent on e-gift cards of a single brand through your UGO Wallet account between November 20 and December 25, 2020, you'll earn a bonus $10 e-gift card of the same brand purchased, which is equal to 9.1% off. Maximum total amount of $300 in bonus e-gift cards per customer.

Bonus $10 e-gift card(s) will be deposited to your UGO Wallet account no later than January 8, 2021. Bonus e-gift card(s) must be claimed no later than January 31, 2021 or it will be removed from your UGO Wallet account and will not be retrievable. If you are a new UGO Wallet customer, your UGO Wallet account may be subject to a 24-hour hold before you are able to make purchases of e-gift cards.

The gift card brands are: Amazon / Esso / Foodland / Indigo / Safeway / Sobeys / Walmart etc...

Air Canada Black Friday Offers

 
Deal Link: https://www.aircanada.com/ca/en/aco/home/book/special-offers/black-friday-spectacular.html

Expiry: Nov 29, 2020

Air Canada Black Friday offers are on now. You can save on your next getaway with up to 20% off select Economy, Premium Economy and Business Class base fares to all Air Canada destinations for travel until June 30, 2021.

And, if you use multiple Air Canada Black Friday Spectacular offers before November 29, 2020 and you could earn up to an additional 5,000 bonus Aeroplan points. Earning your extra bonus points is easy:

Air Miles Shop the Block (2020)

Deal Link: https://shoptheblock.ca/en

Expiry: Dec 28, 2020

Air Miles Shop the Block event is ongoing now. The event will be between Nov 19 to Dec 28, 2020. You can get up to 1200 Air Miles bonus miles during this event.

Freedom Mobile Black Friday Offer

Deal Link: https://www.freedommobile.ca/en-CA

Freedom Mobile is the 4th largest mobile company in Canada. Its network coverage is as follows: https://www.freedommobile.ca/en-CA/network-coverage If you in Freedom Mobile's coverage area, you can enjoy the relatively low monthly fee mobile services.

Currently Freedom Mobile is introducing a new Black Friday offer. If you choose to switch to Freedom Mobile, you can get a Galaxy S20 FE 5G phone and 20GB of Fast LTE data for Absolute Zero on a $55/month phone plan. Note: two year term required. 

Freedom Mobile also has a referral program. If you open a new Freedom Mobile account, you can earn a $25 service credit (The person referred must also subscribe to a minimum $25/month with Digital Discount Prepaid or Postpaid consumer rate plan to be eligible to receive a $25 reward credit).

How to get this $25 referral bonus:

1. Ask your friend to get a Freedom Mobile referral link. If you need, you can send an email to us (canadianrewards@gmail.com), and we will provide you a referral link. Thanks.

2. Click the referral link and enter your name and email address to sign up this referral program. You must sign up for the program before activating your new service.

3. Within the next 30 days after claiming the offer, you must both activate a new service with Freedom Mobile on a minimum $25/month (with Digital Discount) Prepaid or Postpaid consumer rate plan, and then return to the Refer A Friend website to enter your new Freedom Mobile phone number. This will allow us to verify your account.

Rexall: Get 15% off on SportChek Gift Cards

 

Expiry: Nov 19, 2020

You can get 15% off when you purchase SportChek gift cards in Rexall during Nov 13 to Nov 19, 2020. Subject to availability. While supplies last.

AmEx Aeroplan Cards: Additional GCR Bonus

Deal Link: https://www.greatcanadianrebates.ca/display/Amex/

As you may know that AmEx just released 3 new Aeroplan cards on Nov 8, 2020. And now, they are on GCR too. If you apply these 3 new AmEx Aeroplan credit cards through GCR, you will earn $100 / $50 / $30 cash back in addition to the normal welcome bonus. If you did not register the AmEx waitlist offer for these 3 cards before, you can apply them through GCR.

GCR is the oldest and probably the best cash back website in Canada. I've earned a few thousand dollars in cash back from GCR alone, and I always check GCR first for all my Canadian online purchases.

If you want to sign up for a GCR account, please use our referral link below: https://www.greatcanadianrebates.ca/Register/126795/ , and fill in our email (canadianrewards@gmail.com) as referral email address during registration. GCR will give you extra $3 bonus (We will also get some bonus. Thanks).

AmEx New Offers

It is almost end of year 2020. AmEx just released a few new offers for their credit cards.

Innovation Credit Union: Get $300 Cash (Expired)

 

Deal Link: https://www.innovationcu.ca/Personal/MemberValue/NoFeeAccount/

Expiry: Nov 30, 2020

You can get $300 if you open a new No-Fee Bank Account at Innovation Credit Union before Nov 30, 2020.

Here is how:

1. Open a No-Fee Bank Account
2. Enter "SIGNUP300" promo code
3. Set up a direct deposit of $100+ or set up an automatic payment of $50

Mogo Platform Introduction

Mogo is a new way to manage our money. Mogo empowers Canadians with simple and powerful solutions to help them improve their financial health and live more sustainably.  

The Mogo platform offers:

• Free Credit Score – Free monthly credit score monitoring. As you know, knowing your credit score is critical for financial health. Mogo credit score monitoring is soft pull, and it will not affect your credit history.
• MogoProtect – Free identity fraud protection. Mogo is the first and only company in Canada currently offering this for free (no credit card or promo code required and no limited trial period)
• MogoSpend – Mogo Visa platinum prepaid card that was created to help members control their spending. As an added benefit Mogo will offset 1 pound of CO2 for each dollar spent using the card. So, the free MogoCard can help you save money and fight climate change.
• Access to personal loans
• MogoCrypto – A simple way to buy and sell bitcoin (Limited time offer: Fund $100 or more to MogoCrypto and Mogo will add an extra $5 to your balance)
• + many more features

You can sign up for a free Mogo account through the mobile app or on the web in just 2 minutes. If you are interested in Mogo Platform, please use our referral link to sign up (and Mogo will provide bonus to us, thanks): https://app.mogo.ca/e/ACdAEoIC19?referral_code=RVFMNTJF

BTW, if anyone wants to leave his/her Mogo referral link below, please use the following format ONLY: "My Mogo referral link is, thanks: *******." Other format will be deleted. Thanks. Note: because it contains link, we need to approve referral comments one by one. So, please be patient...

Moola Gift Card Promotions

 

Black Friday Gift Card Promotions are in Moola App now:

• American Eagle - Buy $200 and get $40 bonus Gift card
• SportCheck - Buy $200 and get $40 bonus Gift card
• Atmosphere - Buy $200 and get $30 bonus Gift card
• Cabela’s - Buy $200 and get $30 bonus Gift card
• Nordstrom - Buy $200 and get $30 bonus Gift card
• Foot Locker - Buy $100 and get $15 bonus Gift card

Air Canada & WestJet: 20% Off Base Fares

 

Deal Link: www.aircanada.com

Expiry: Oct 31, 2020

You can save 20% on all base fares to all destinations for travel until June 13, 2021. Even sweeter, enjoy no change fees if your plans change. You need to book by October 31, 2020 and travel between November 13, 2020 to June 13, 2021. Complimentary Manulife COVID-19 medical and quarantine insurance will be included with your next eligible international round-trip, for travel completed by April 12, 2021.

BTW, WestJet also provides the similar offer: https://www.westjet.com/en-ca/index

AmEx Cobalt: Shop Amazon.ca and Earn 5X points (Coming soon)

 

Expiry: Nov 30, 2020

This is a targeted offer for some AmEx Cobalt Cardmembers.  From November 27th to 30th, 2020, when you use your registered AmEx Cobalt Card to shop online on Amazon.ca, you can earn 4 bonus points for every $1 in eligible purchases up to maximum of $500 (after taxes and shipping). After you reach $500 in purchases, you will still continue to earn at the regular earn rate of 1x the points. You can register your eligible Card from November 12-30, 2020.

Purchase Any Gift of Costco Membership and get a $50 voucher

 

Deal Link: https://www.costco.ca/gift-of-membership.html

Expiry: Dec 27, 2020

If you purchase any gift of Costco membership before Dec 27, 2020, you will get a $50 voucher for Costc.ca. 

This $50 voucher is valid from October 26, 2020 and January 17, 2021 and may not be combined with any other offer. This offer can only be redeemed on merchandise purchases of $250 or more on Costco.ca (in one transaction, before taxes, applicable fees and shipping, unless applicable fees and/or standard shipping is included in the quoted price). 

CIBC will enhance their Dividend Platinum Visa and Visa Infinite Cards

CIBC will enhance their Dividend Platinum Visa and Infinite Visa Credit Cards on Feb 1, 2021.

For CIBC Dividend Platinum Visa Card:

For CIBC Dividend Visa Infinite Card:

BTW, if you have an eligible CIBC Smart Plus Account after February 1, 2021, you'll get a rebate on the $99 annual fee for Dividend Platinum or the new annual fee of $120 for Dividend Visa Infinite. 

As far as I am concerned, I like the new version of the CIBC Dividend Visa Infinite Card. The new 2% cash back categories are better than Tim Hortons & Telus. The new Cash Back On Demand feature is flexible. The new Mobile Device Insurance is very useful. I don't use those travel insurances on this Visa Infinite card anyway. 

Fairmont Altitude Offer

 

Deal Link: https://www.fairmont.com/offers/north-america/altitude/

Expiry: Dec 31, 2020

This offer is exclusively for Air Canada Altitude Prestige 25K and Elite 35K members. Enjoy a luxury hotel experience along with the following extra benefits at Fairmont Hotels & Resorts when you book Fairmont hotels:

• Room upgrade, based on availability at time of check-in
• Daily complimentary breakfast for 2
• $50 hotel credit per stay
• 2 night min. stay required

You need to book before December 31, 2020, and travel before March 31, 2021.

Marriott: Week of Wonders

 
Deal Link: https://www.marriott.com/loyalty/redeem/hotel-redemption.mi

Expiry: Oct 15, 2020

Week of Wonders is here—seven days of awe, exclusively for Marriott members. To celebrate, you can redeem free nights for up to 33% fewer points, now through October 15, 2020. All you have to do is decide where to redeem. Travel time need to be before Nov 30, 2020.

SDM: Get a bonus $25 CT gift card

Expiry: Oct 16, 2020

You can get a bonus of $25 Canadian Tire Gift Card when you buy $300 in Canadian Tire Gift Cards in Shoppers Drug Mart before between Oct 10 to Oct 16, 2020. Limit $500 per customer. This is equal to ~7% off. You can also get nice credit card rewards if you have the PC Financial WEMC or AmEx Gold etc. I think this is a great offer, especially you can use Canadian Tire gift card for gas purchase at Canadian Tire Gas Bar.

Air Canada Gift Card 10% Off

Expiry: Oct 14, 2020

Between Oct 8 to Oct 14, 2020, you can get 10% off when you buy Air Canada Gift Cards in some grocery stores, such as Sobeys, Safeway etc... I suggest that you can use AmEx Cobalt Card (or other credit card with high return on grocery stores) to get 5X points on the gift card purchase. Totally, it is equal to ~15% off on Air Canada gift cards, which is quite good if you plan to take their flights in the near future.

BTW, at the same time, the Air Miles Bonus Boom event is ongoing (between Oct 1 to Oct 14, 2020). You can earn extra Air Miles when you buy store gift card. One trick: in some stores that you may be able to buy the Air Canada gift card using store gift card. This is totally YMMV. 

Open a CIBC Smart / Smart Plus Account and Get $350 Bonus

Deal Link: https://www.cibc.com/en/special-offers/smart-fee-rebate.html

Expiry: Oct 30, 2020

You can Get $350 when you open a CIBC Smart Account before Oct 30, 2020. Plus, you don't need to pay monthly fee for up to 12 months when you open your first CIBC chequing account. You can do the application online. It only takes a few minutes to open an account.

To qualify for $350:

1. Open a new CIBC Smart Account before Oct 30, 2020.
2. Set up a recurring direct deposit or 2 recurring pre-authorized debits within 3 months.

__________________________________________________________

Deal Link: https://www.cibc.com/en/special-offers/smart-plus-fee-rebate.html

Expiry: Oct 30, 2020

You can Get $350 when you open a CIBC Smart Plus Account before Oct 30, 2020. Plus, you can enjoy all-in-one banking with over $500 in value. You can do the application online. It only takes a few minutes to open an account.

To qualify for $350:

1. Open a new CIBC Smart Plus Account before Oct 30, 2020.
2. Set up a recurring direct deposit or 2 recurring pre-authorized debits within 3 months.

After you become a CIBC client, you can also earn up to $75 bonus when you use CIBC global money transfer service for the 1st time: https://www.canadianrewards.net/2019/06/cibc-global-money-transfer-up-to-85.html