Home Depot: $10 off $50 when you pay with Paypal (Targeted)

Expiry: Nov 30, 2015 ONLY

For Cyber Monday only, get $10 off your purchase of $50 or more when you pay with PayPal at The HomeDepot.ca. Offer not valid in-store or on kiosk orders. Offer excludes Gift Cards and with transactions paid by means other than through PayPal.

Note: this offer is targeted. You need to receive an email from PayPal providing the Offer.

Costco: 4X Aeroplan Miles

Deal Link: http://www.costco.ca/aeroplan.html
Expiry: Nov 30, 2015

You can earn 4 Aeroplan miles for every dollar spent on costco.ca by Nov 30, 2015. Registration is needed.

Note: Ineligible purchases include: new Costco memberships, Costco membership renewals, gift of membership, tires, Costco Cash Cards, custom installation services, travel and online digital print orders. Aeroplan Miles will not be awarded on cancelled or returned orders.

Fido/Koodo: Black Friday mobile plans $34 with unlimited minutes/messages + 2 GB data (QC ONLY)

Deal Link: https://www.fido.ca/consumer/mobile-plans
Expiry: Nov 30, 2015

Fido is adding 1GB bonus data for Black Friday until Nov. 30. If you live in Quebec, you can get unlimited minutes + unlimited messages + 2 GB data. What a wonderful price. So far, for new customers, but you might be able to switch to the new plan if you're an existing Fido customers.

Koodo is just matching their promotion and all current customers can switch to this plan, as long you're not under contract...

Shoppers Optimum: Spend your points event

Deal Link: https://www1.shoppersdrugmart.ca/en/optimum-new/offers-new/redemption-event
Expiry: Nov 28, 2015

Shoppers Drug Mart's "Spend Your Points Event" is back again. Normally, you can redeem 50,000 Shoppers Optimum points for $85 and redeem 95,000 Shoppers Optimum points for $170. But on Nov 28, you can get an extra $15/$30 worth of free stuff when you spend your Shoppers Optimum points. This event is always the best time to spend the Shoppers Optimum points.

Delta: Pre-Black Friday award travel sale

Deal Link: https://www.delta.com/content/www/en_US/shop/deals-and-offers/north-america/pre-black-friday.html
Expiry: Nov 30, 2015

For a limited time, you can enjoy Delta Award Travel deals starting at 10,000 miles plus taxes and fees, each way, based on required roundtrip purchase required for Main Cabin travel throughout the U.S. 48. To take advantage of this sale, redeem by November 30, 2015, then, travel between January 5, 2016 and February 24, 2016.

Hopefully, this is also helpful for us Canadian residents who travels in US during the holiday season.

AmEx: Earn $10 when you spend $10 or more at amazon.ca (Targeted)

Deal Link: https://offerenroll.americanexpress.com/enroll/EnrollmentSitePage?offer=amazon2015
Expiry: Dec 25, 2015

You can earn a $10 Statement Credit from American Express when you spend $10 or more at Amazon.ca. Simply use your registered American Express Card to make a single purchase or cumulative purchases totaling $10 or more after taxes between November 25, 2015 and December 25, 2015. I got this offer for my AmEx SimplyCash card.

Note: this offer is targeted, and registration is needed. Transactions made with Supplementary Cards are not qualifying purchases.

CIBC Aerogold Visa Infinite: FYF and 15000 Aeroplan miles

Deal Link: https://www.cibc.com/ca/visa/aerogold-visa-infinite-card.html?int_id=Int-CC-Travel-AerogoldInfinite-FeeWaiver-E
Expiry: Dec 30, 2015

Finally, this offer is back. CIBC is once again offering first year fee waived promotion with its Aerogold Visa Infinite Card. And you can also earn 15000 welcome Aeroplan bonus miles. Although this is not as good as TD's current Aeroplan Visa Infinite card (FYF+20000 Aeroplan miles+$50 GCR bonus), but this is the best offer for Aerogold Visa Infinite so far.

Air Miles: Black Friday Deals

Deal Link: http://www.airmilesshops.ca/shops/airmilesshops/Splash?splashid=holiday2015&ver=ph4-preBF
Expiry: Dec 2, 2015

Black Fridays deals from Air Miles. Shop online at www.airmilesshops.ca before Dec 2, and you can get 10X the miles at 200+ online stores.

Normally, you can earn 1 AIR MILES reward mile for every $20 CDN that you spend per transaction per online store excluding shipping, handling and taxes. During promotion period, you can get 10 Air Miles miles for every $20 purchase. This is really a very good deal.

Earn 100% Bonus on buying IHG Rewards Club Points

Deal Link: https://buy.points.com/PointsPartnerFrames/partners/ihg/container.html?product=buy&CAMPAIGNCODE=IHGaffiliate2013&c=PDCBuy
Expiry: Nov 30, 2015

You can get a 100% bonus when you purchase points from IHG Rewards Club until Nov 30, 2015. If you choose to buy 60,000 points, it will cost you US $690. And you'll actually get 120,000 points. That's 24 nights at IHG hotels if redeeming via the PointBreaks option (US $28.75/per night).

Hilton: 2,500 Bonus Points on 2+ night stays in US

Deal Link: https://www.hiltonhhonors.com/ProcessLanding/ProcessLanding/?lp=holidaybonus
Expiry: Dec 31, 2015

Just sign up and earn 2,500 Bonus Points on every stay of two nights or more at any US hotel in the Hilton Portfolio from December 1 through December 31, 2015. Registration is needed.

Choice Privileges: The Fast Way to a FREE Night

Deal Link: https://www.choicehotels.com/deals/triple-points
Expiry: Jan 15, 2016

You can get triple Choice Privileges Points on every stay at participating Choice Hotels Worldwide until Jan 15, 2016. Stay must be booked via ChoiceHotels.com, the Choice Hotels mobile app, or 800.4CHOICE at qualifying rates. Registration is required.

Not a member yet?? Now, for a limited time, you can get rewarded with enough points for a free night when you join today. Enroll now and get 4,000 Choice Privileges points right away, and another 4,000 points the next time you stay at one of their 5,500 locations worldwide. The Deal Link is as follows:
https://www.choicehotels.com/choice-privileges/earn-points/free-night-rewards-online

Note: for this 8000 points, hotel reservations must be made on ChoiceHotels.com and completed by December 11, 2015. Both offers are for residents of the U.S. and Canada only.

AmEx: Get 25% more value when you redeem MR points for TripFlex rewards

Expiry: Dec 31, 2015

If you are an AmEx MR (Membership Rewards) member, you can get 25% more value in statement credits when you redeem points for TripFlex rewards until December 31, 2015.

TripFlex rewards from MR gives you the freedom to book any travel using your American Express Card, then redeem your points to cover all or part of the charge – including taxes and fees too. You must redeem a minimum of 1,000 MR points and your statement credit cannot exceed the travel charge.

Normally, you can redeem 1000 MR points for $10. With this new promotion, you can redeem 1000 MR points for $12.5. Note: You can redeem points for TripFlex rewards for a travel charge posted to your account in the past 12 months.

Aeroplan: 3rd conversion promotion in 2015

Deal Link: http://www3.aeroplan.com/promotions/promotion_details.do?promotion=FallConversion&currentLanguage=en&icid=ban2000203
Expiry: Dec 21, 2015

Aeroplan announced a promotion for people converting partner loyalty program points (hotel, car rental, Dinner club rewards, and points.com) to Aeroplan for bonus. Last time we saw this type of promotion is in Jul 2015. This is the third time that Aeroplan provides similar offer in 2015.

Maximum 40,000 Bonus Aeroplan Miles can be earned per Aeroplan Member before Dec 21, 2015. For example, if you have 120,000 SPG points, you can convert them into 190,000 Aeroplan miles. Unfortunately, AmEx MR points and CIBC Aventura points are still not eligible for this promotion.

You can convert your points into Aeroplan with many different partners. Aeroplan will combine all the miles you have received so that you can earn the most bonus Aeroplan Miles possible. Hope you enjoy this Aeroplan promotion.

Plastiq: 1.5% MasterCard Rate

Expiry: Nov 30, 2015

From now to Nov 30, 2015, Plastiq is offering a 1.5% rate for all one-time MasterCard payments. You can pay any bill or invoice to receive this rate – rent, utilities, and even babysitters. This is a good offer if you have a MasterCard that provide cashback rate over 1.5%. I can name a few credit cards:

• BMO World Elite MasterCard
• BMO Cashback World Elite MasterCard
• Capital One Aspire Travel World Elite MasterCard
• MBNA Rewards World Elite MasterCard 

Aventura Offer: Fly with Porter starting with 7,500 points

Deal Link: https://rewards.cibcrewards.com//promotions/details.aspx?page=splash_promo2
                 https://rewards.cibcrewards.com//promotions/details.aspx?page=splash_promo5
Expiry: Dec 31, 2015

This Aventura offer is per person for a roundtrip flight on Porter Airlines. All flight bookings must be made between November 1 and December 31, 2015 for travel between November 16 and March 31, 2016. Travel must be completed by March 31, 2016 to receive this offer. This offer is not available for travel from December 16 to January 8, 2016. All flight bookings must be made at least 14 days prior to departure date.

BTW, if you apply the CIBC Aventura Visa Card for Business before Dec 31, 2015, you can receive welcome bonus of 25,000 Aventura points and FYF. With these FREE 25,000 points, you can book almost 2 or 3 round trips with above redeption offer. Please go to the following link for more details:
https://www.cibc.com/ca/small-business/credit-cards/aventura-visa-card-for-bus.html?WT.mc_id=Int-CC-Bus-SPOT-Aventura-E

Mark's: Earn 30X e-Canadian Tire Money

Expiry: Nov 15, 2015

You can earn 30X e-Canadian Tire Money at Mark's when you pay with your Canadian Tire Options MasterCard or Canadian Tire Options World MasterCard.

Note: You can only use the earned CT Money in CT stores. 30X is not 30% return. That's actually 12% return.

PC Travel: 5X PC points on any vacation package

Deal Link: pctravel.ca/
Expiry: Nov 30, 2015

You can earn a bonus 40 PC points per dollar on your PC travel services purchase of any vacation with Transat Holidays, Nolitours or Air Canada Vacations until November 30, 2015, in addition to the regular 10 PC points per dollar earned for all purchases on your President’s Choice Financial Silver, World or World Elite MasterCard credit card. So, totally you can get 5% return from PC travel with this offer.

Note: PC travel does provide "Price Match Guarantee" with the bookings:http://pctravel.ca/price-match-guarantee.php

Apply Capital One Platinum MasterCard and get $10

Deal Link: http://www.capitalone.ca/credit-cards/costco/?&EMID=CA_EN_2015_1110_CapitalOneNov
Expiry: Nov 29, 2015

Apply Capital One Platinum MasterCard before November 29, 2015, you can earn a $10 statement credit. Note: you need to have at least ten purchases post to your account by January 15, 2016.

I still remember that you can get double bonus cash back for the first 3 month when this card was just available in the market. But, we may never see that offer back again.

PayPal: Send money and get $5

Expiry: Nov 28, 2015

Canadian PayPal members that complete one Send Money transaction to friends and family (> 0.5¢ CAD), between November 9, 2015 and November 28, 2015 can receive a $5 reward off your next PayPal purchase. This $5 credit must be used before November 28, 2016.

Remember it's free to send money to friends or family in Canada using your PayPal balance or bank account. When you use a credit card or a Visa Debit card, there is a flat fee of 2.9% plus $0.30 per transaction.

Compared with recent AmEx promotion (http://www.canadianrewards.net/2015/10/earn-up-to-20-when-you-fuel-up-at-esso.html), I should admit that this is not a very good offer. Note: this offer could be targeted (please check your email/account for this offer).

Shoppers Optimum: Get 20X points when you spend $75 or more

Expiry: Nov 13, 2015

From now to Nov 13, 2015, you can get 20X Shoppers Optimum points when you spend $75 or more on cosmetics and fragrances in store.

Free $100 Gift Card for 3 Scotiabank credit cards

Deal Link: https://www.ratesupermarket.ca/deals/scotiabank

Upon approval of 3 Scotiabank credit cards, you can earn a FREE $100 gift card from RateSupermarket.ca. Besides this $100 gift card, you can also get:

• Scotia Momentum Visa Infinite: $99 annual fee with $100 credit from Scotiabank (basically FYF)
• Scotiabank Gold AmEx: $99 annual fee (waived for the 1st year) with 20000 points ($200 value in travel)
• Scotiabank Value Visa: $29 annual fee with 0.99% introductory interest rate on cash advances, and balance transfers for the first 6 months

You can choose your $100 Gift Card from Amazon.ca, Starbucks, BestBuy and Ultimate Dining.

Big Bonus Day at Canadian Tire stores‏

Expiry: Nov 6, 2015 (ONLY)

Nov 6 is the BIG bonus day of Canadian Tire. You can collect 30X e-Canadian Tire 'Money' on all merchandise purchased in-store when you pay with your Canadian Tire Options MasterCard.

Note: You can only use the earned CT Money in CT stores. 30X is not 30% return. That's actually 12% return, which is still quite good.

CIBC Aerogold Visa for Business: Welcome bonus of 25,000 Aeroplan Miles & FYF

Deal Link: https://www.cibc.com/ca/small-business/credit-cards/aergld-visa-card-for-bus.html
Expiry: Dec 31, 2015

Last month, we saw the expiry of a 20,000 Aeroplan miles welcome bonus and FYF with the CIBC Aerogold Visa for Business credit card. Now, we are seeing welcome bonus 25,000 Aeroplan miles and FYF with the same card.

With this card, you can earn 1.5 Aeroplan miles for every $1 spent on gas, travel and at participating CIBC Bonus Rewards business, and earn 1 mile for every $1 spent on all other purchases. The normal annual fee is $180, but will be waived with this offer. It is a good chance if you want to accumulate some free Aeroplan miles.

Earn 30% Transfer Bonus for RBC Avion to BA Avios

Deal Link: https://www.rbcrewards.com/convert-points.html
Expiry: Dec 15, 2015

For RBC Avion cardholders, you can get 30% bonus when you convert your RBC Rewards points into BA Avios before December 15, 2015. As you may know that BA just devalued their North America short-haul flight. Now, RBC Avion also decreased the extra bonus level to 30% (it has been 50% bonus before). IMO, I will not recommend people to apply for the RBC Avion Visa Infinite since these 2 changes.

Promotion for 2 TD Visa Infinite Credit Cards

Deal Link: http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/aeroplan-infinite-affiliate-holiday.jsp?SourceCode=NTrSD
Expiry: Jan 4, 2016

Deal Link: http://www.tdcanadatrust.com/products-services/banking/credit-cards/view-all-cards/td-first-class-visa-infinite-affiliate-holiday.jsp?SourceCode=NTrSD
Expiry: Jan 4, 2016

These 2 TD credit card promotions are pretty straight forward. If you get approved by Jan 4, 2016, you can get better welcome bonus than normal offers.

BTW, if you apply these 2 credit cards through GCR, you will get additional $50 cash back for each card. If you don't have a GCR account, you can use our referral link (https://www.greatcanadianrebates.ca/Register/126795/ ), with which you can get extra $2.5 from GCR (and we can get bonus from GCR as well. Our email is: canadianrewards@gmail.com). We appreciate you using our links where possible.

Save up to $40 for online purchase at www.tsc.ca (Scotiabank customers ONLY)

Expiry: Dec 21, 2015

Scotiabank and The Shopping Channel (www.tsc.ca) have joined together to bring you a special offer for the holiday season. Before Dec 21, 2015, you can get $20 off when you spend > $50, or get $40 off when you spend >$100 on tsa.ca. This offer is exclusive for Scotiabank customers.

Purchases such as Pink Tartan merchandise, Coins & Banknotes, Electronics, Electronic Accessories, Gift Cards, Auto Delivery items are not included in this offer.  And when you take advantage of this exclusive offer you'll also get FREE SHIPPING.  To get the discount, please use Promo Code: 9GYDNAVA

Scotiabank Gold AmEx: First Year Free is back!

Deal Link: http://www.scotiabank.com/ca/en/0,,4657,00.html#a3
Expiry: Feb 29, 2016

Scotiabank Gold American Express Card (annual fee $99): First Year Free with a 20,000 points (=$200 in travel) welcome bonus is back! You need to apply this credit card before Feb 29, 2016 and spend $500 in the first 3 month after approval.

BTW, if you apply through the following link, you can get extra $75 gift card:
http://www.lowestrates.ca/creditcards/special-offers

So, total $275 with FYF, which is a quite good deal for this credit card.